My mortgage broker has asked me for my St Columb law firm’s panel reference for the HSBC conveyancing panel. Can you suggest how I obtain this. I have contacted my local St Columb office but they have not responded to me.
You are best placed to get this information from your St Columb conveyancing practitioner . Most St Columb law practices will retain a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
My aunt passed away six months ago and as sole heir and executor I was left the house in St Columb. The house had a small mortgage remaining of approximately £5k. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this allowed?
Where you plan to refinance then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
I need some quick conveyancing in St Columb as I am under pressure to sign on the dotted line in less than one month. Luckily I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?
If.Given you are are a mortgage free buyer you have the choice not to do searches although no conveyancer would suggest that you don't. Drawing on our experience of conveyancing in St Columb the following are instances of what can be revealed and therefore impact future mortgageability: Enforcement Actions, Outstanding Charges, Overdue Grants, Railway Schemes,...
I am downsizing from my home. My past conveyancers have shut. I am in need of a recommendation of a conveyancing firm. Im based in St Columb if that affects matters.
Please use our search tool to help you find a solicitor for your conveyancing in St Columb. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.
Am I best advised to go with a St Columb conveyancing lawyer who is local to the property I am buying? I have an old university friend who can perform the conveyancing but her office is 300miles drive away.
The benefit of a local St Columb conveyancing firm is that you can pop in to execute documents, hand in your ID and apply pressure on them where appropriate. Having local St Columb know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and they were content that should outweigh using an unfamiliar St Columb conveyancing solicitor solely due to them being local.
My lawyers in St Columb have advised me that they can not locate my conveyancing file. To assist with my purchase I took out a mortgage with the bank. Is it case that being on the bank conveyancing panel they need to have retained the file for a number of years?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the bank Conveyancing Panel Terms. It might be worth you contacting the lender directly.