It may have been a long time coming a loan agreement from Nationwide for the refinancing of my 2 room maisonette is due any day now. Can you propose a cheap conveyancing practitioner in Shrewsbury?
You have come to the wrong site to search for the lowest fares for conveyancing solicitors in Shrewsbury. Our goal is to offer cost effective conveyancing but we do not work with the cheapest lawyers. Resist the temptation to appoint brokers seducing you with low cost conveyancing in Shrewsbury. At best, in being led by cheap conveyancing, you will end up with what you pay for and at worst you will end up spending a lot in extras and still not get the service you were looking for.
I am thinking of refinancing my property in Shrewsbury, does my lawyer need to be on the Leeds Building Society Solicitor panel?
In theory, you could use a solicitor that is not on the Leeds Building Society conveyancing panel, but Leeds Building Society would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
Me and my partner are purchasing a house in Shrewsbury. It might be a silly question but how we can trust a solicitor? On the day of competition we have to send money into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
Have just purchased a probate house at auction in Shrewsbury. Conveyancing is required. What happens now?
Having legally bound yourself to purchase you should find a conveyancing practitioner soon as you are faced with a fast approaching a drop dead date to complete the deal. All auction property will ordinarily have a bespoke auction pack. This will likely include evidence of title and search results. If you have purchased leasehold premises the legal pack should provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork pertinent to a leasehold property. You should give this to the solicitor instructed by you ASAP. Do make sure that your finances are in place to complete on the date specified in the contract.
The formalities of my remortgage has taken place for my property in Shrewsbury. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am buying a new build house in Shrewsbury with the aid of help to buy. The builders would not budge the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep told me not inform my solicitor about the deal as it would put at risk my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what should have been a simple, no chain conveyancing. Shrewsbury is the location of the property. Can you offer any guidance?
Flying freeholds in Shrewsbury are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Shrewsbury you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Shrewsbury may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
As co-executor for the estate of my father I am selling a property in Neath but I am based in Shrewsbury. My lawyer (who is 250 miles awayhas requested that I sign a statutory declaration prior to the transaction finalising. Can you recommend a conveyancing solicitor in Shrewsbury who can witness and place their company stamp on the document?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will suffice regardless of whether they are Shrewsbury based