I was advised today by my estate agent that my Shawbury lawyer is not on the lender Solicitor panel. How can I be sure that this is correct?
You need to call your Shawbury lawyer directly. It is reasonable to expect your lawyer to notify you of the situation. If they are not on the panel they may recommend you to a Shawbury conveyancing firm that is on the conveyancing panel for your mortgage company.
Would the conveyancing lawyers listed on your site carry out conveyancing in Shawbury by way of an attended exchange?
There are a few conveyancing experts who can conduct one day exchanges. Please e-mail us to get a fee calculation and details as to availability.
In what way does my ID and proof of funds have anything to do with my conveyancing in Shawbury? Is this really warranted?
It is indeed that case that these requests have nothing to do with conveyancing in Shawbury. However these days you will not be able to proceed with any conveyancing transaction without first handing over proof of your identity. This usually takes the form of a either your passport or driving licence as well as a bank statement. Remember if you are supplying your driving licence as proof of identification it must be both the paper element as well as the photo card part, one is not sufficient in the absence of the other.
Verification of your source of money is mandated in accordance with the Money Laundering Regulations. You should not be offended when when this is requested of you as your conveyancing solicitor must have this information on record. Your Shawbury conveyancing practitioner will require evidence of proof of funds before they are able to accept any monies from you into their client account and they should also ask further queries regarding the origin of monies.
I have been told that property searches are the primary cause of stalling in Shawbury house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of hindrances during the legal transfer of property. Local searches are unlikely to feature in any holding up conveyancing in Shawbury.
I opted to have a survey done on a house in Shawbury prior to retaining solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor advised that some banks may refuse to give a mortgage on such a property.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you e-mail us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Shawbury. Conveyancing will be smoother if you use a solicitor in Shawbury especially if they are acquainted with such properties in Shawbury.
I am a couple of weeks into a residential purchase having been referred to conveyancers by the high street agent to do our conveyancing in Shawbury. I am am starting to be disappointed with the level of service. Can you you assist me in finding new conveyancers?
A conveyancer would have to be very poor in order to consider changing them. Has your mortgage offer been generated? If so you must inform them of the new contact details and ensure the mortgage documents are issued to the new lawyers. The conveyancer needs to be on the lenders panel to avoid added expenses and frustration. So that should be your starting point. Our find a solicitor tool will assist you in finding a lender approved solicitor for your conveyancing in Shawbury