I am expecting a offer of a home loan from Santander. I would like to use a Licensed Conveyancer in Church Stretton. Does the Santander Solicitor panel exclude conveyancers regulated by the CLC?
The Santander conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Church Stretton. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 12/6/2026, the requirements read as follows :
I am assisting my aunt sell her house in Church Stretton. Does the solicitor arrange the EPC or do I organise this?
Following the demise of HIPs, energy performance certificates was kept a compulsory element of moving property. An energy performance certificate must be commissioned in advance of the property being advertised. This is not as aspect of the sale process that solicitors normally arrange. If you are using a Church Stretton conveyancing lawyer they might help arrange energy assessments due to their relationships with reputable local assessors
I am being told by my lawyer that flying freehold insurance is needed on my purchase. What is the level of cover for Church Stretton conveyancing?
The right level of flying freehold indemnity insurance should be dictated by who who your lender is. It would differ for example between Yorkshire Building Society and Skipton Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.
Are all Church Stretton Conveyancing Quality Solicitors on the Clydesdale conveyancing list of approved firms?
It is true that some lenders now make use of CQS as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.
About to purchase a new build apartment in Church Stretton. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Church Stretton
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There must be mutual enforceability of lessee’s covenants. Please supply a car parking plan. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?
Due to exchange soon on a studio apartment in Church Stretton. Conveyancing solicitors assured me that they will have a report out to me within the next couple of days. Are there areas in the report that I should be focusing on?
Your report on title for your leasehold conveyancing in Church Stretton should include some of the following:
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Whether the lease restricts you from subletting the flat, or having a home office for business specifics of the parties to the lease, for instance these could be the lessee, superior lessor, freeholder Ground rent - how much and when is collected, and be on notice if this is subject to change The unexpired lease term. You should be advised as what happens when the lease expires, and informed of the importance of not letting the lease term falling below eighty years Your lawyers should enable you to have an understanding of the building insurance requirements
I invested in buying a basement flat in Church Stretton, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimated range of the fair premium for a lease extension? Similar properties in Church Stretton with over 90 years remaining are worth £201,000. The average or mid-range amount of ground rent is £45 invoiced annually. The lease runs out on 21st October 2091
With only 65 years unexpired we estimate the premium for your lease extension to span between £13,300 and £15,400 plus legals.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs in the absence of detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first seeking the advice of a professional.
My hope is to acquire a garden flat in Church Stretton. Conveyancing solicitor has been awaiting, from the seller, building insurance schedule. This morning I was informed that the vendor needs to forward the insurance schedule for the flat above in addition. Why would my property lawyer need to see the insurance for the flat above? Is it really necessary? We have been in hold for the last three weeks…
It is not unheard of in leasehold conveyancing in Church Stretton to discover Conveyancing in Church Stretton in a minority of cases reveals that the lease provides for the tenant's to insure their individual flats rather than the freeholder insuring the whole block - which is clearly better. You should clarify with your conveyancer but it would seem that your conveyancing practitioner is attempting to establish that the whole building is insured. Insuring your residence is no help when it comes to rebuilding after a fire if the other flat cannot be reconstructed as a result of lack of insurance cover.