I am acquiring residence in Church Stretton. My Conveyancer is not on the mortgage company solicitor list. Is it possible for me to appoint my Church Stretton conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
Your options include
- Carry on with your existing Church Stretton solicitor but your mortgage company will need to instruct a conveyancer on their approved list. This will result in additional charges and probable delay.
- Get a fresh property lawyer to conduct the conveyancing, ensuring that they are on the bank conveyancing panel.
- Appeal to your conveyancing practitioner to seek to join the bank panel
We are planning to acquire a house and need a conveyancing solicitor in Church Stretton who is on the Leeds Building Society solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Leeds Building Society . We don't recommend any particular firms conducting conveyancing in Church Stretton.
Is there a search tool that I can use to investigate if the solicitor conducting my conveyancing in Church Stretton is on the lender’sapproved panel? I am looking to avoid the situation of having one lawyer for me and one for National Westminster Bank thus spending £192.00 in additional legal fees.
You should make the most of the find a conveyancing panel solicitor tool on this web page. Please choose the lender and type ‘Church Stretton’ or your preferred area and you will see numerous solicitors based in Church Stretton or by proximity to you.
We had selected solicitors based in Church Stretton on the Barclays solicitor approved list. They are now charging me a separate fee for the legal aspects of the Barclays mortgage. Is this a supplemental conveyancing fee set by Barclays?
As unfair as it may appear, as long as it’s in their Terms of Engagement or estimate then yes your conveyancing practitioner can charge a fee for this. This fee is not set by Barclays but by your Church Stretton conveyancing practitioner. Plenty of firms on the Barclays panel will charge ’dealing with mortgage’ fee and others do not.
I have paid off my mortgage with Leeds Building Society. I assume I don't need a Church Stretton conveyancing practitioner on the Leeds Building Society panel to discharge the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Leeds Building Society mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Leeds Building Society mortgage from the register. Leeds Building Society, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Leeds Building Society has sent the Land Registry the discharge electronically, and
- Leeds Building Society has instructed the Land Registry to do so
I have a mortgage with Kent Reliance for my property in Church Stretton. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Kent Reliance?
You must advise Kent Reliance in advance of letting out your property as this is likely to be a breach of Kent Reliance’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Kent Reliance directly. You need not do this via a Kent Reliance conveyancing panel firm.
I am downsizing from my house. My previous lawyers closed down. It would be helpful to have a recommendation of a conveyancing firm. Im based in Church Stretton if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Church Stretton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs with a minimum of fuss.
We are in the process of buying a house in Church Stretton. Can the property lawyer have the amount we are are purchasing for private from sites such as Rightmove. How do I ensure this is not noted?
HM Land Registry by statute are obliged to note price paid data on a register of the title for residential properties nationwide including properties in Church Stretton. The Title Register is a public document, so the Land Registry would be breaking the law if they did not permit access to the register.
In essence you can make a request of HM Land Registry to withhold the amount paid entry yet the response will be a No.