After scouring moneysavingexpert.com for a conveyancing lawyer in Seaton, many advise that I must use a CQS accredited solicitor. Can you explain what CQS is?
The Conveyancing Quality Scheme (CQS) provides a kitemark for residential conveyancing practices issued by the Law Society. Membership achievement establishes a level of credibility for member firms with stakeholders (regulators, lenders, insurers and consumers) based upon: * the integrity of the senior responsible officer and other key conveyancing staff * the firm's adherence to good practice management standards * compliance with prudent and efficient conveyancing processes via the scheme protocol Membership includes numerous firms who execute conveyancing in Seaton.
I am buying a 4 bedroom semi-detached house in Seaton. Our aim is to an extension at the rear at the property.Will the conveyancing process involve investigations to ascertain if these works are prohibited?
Your property lawyer will check the registered title as conveyancing in Seaton can sometimes reveal restrictions in the title deeds which prevent certain changes or require the consent of a 3rd party. Certain additions require local authority planning consent and approval under the building regulations. Many locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. You should check these issues with a surveyor ahead of any purchase.
I am selling my house. I had a double glazing fitted in September 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Clydesdale are being problematic. The Seaton solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I have finally had an offer on an apartment in Seaton agreed to, the vendors do however have a connected purchase. The vendors have offered on a property, but it’s not yet tied up, and are looking at other properties in the pipeline. I have instructed a bricks and mortar conveyancing solicitor in Seaton. What do I do now? At what point do I apply for the mortgage with Barclays?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is approx £1k, then survey, Seaton conveyancing search charges, etc). The first thing to do is check that your solicitor is on the Barclays conveyancing panel. Concerning the subsequent stages this very much depends on the specifics of your transaction, desire for the property and on the state of the market. During a buoyant market some purchasers would apply for the mortgage with Barclays and pay for the valuation and only if it was satisfactory would they ask their lawyer to proceed with searches.
A relative recommended that where I am purchasing in Seaton I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Seaton conveyancing searches. It is a large report of about 40 pages, listing and setting out significant information about Seaton around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful information about Seaton.
Are there any apps to help search for a Seaton law firm on the Virgin Money conveyancing panel? I am a keen cyclist and am willing to travel upto 25miles to meet the solicitor.
Feel free to make use of the tool on this website. Please select a lender and your location and you will see a number of Seaton conveyancing lawyers locally. We have listed some Seaton conveyancing firms at the bottom of this page and you can ring them to see whether they are on the Virgin Money panel
In surfing the internet for the term conveyancing in Seaton it shows results of many solicitorsin the area. With so much choice what is the best way to find the right solicitor for purchase transaction?
The ideal method of finding the right conveyancer is via personal recommendation, so seek the counsel of colleagues and those you trust who have purchased a property in Seaton or a reputable estate agent or mortgage broker. Costs for conveyancing in Seaton vary, so it's sensible to request a minimum of four estimates from varying types of property lawyers. Dont forget to clarify that the charges are assured not to increase.
What advice can you give us when it comes to appointing a Seaton conveyancing practice to deal with our lease extension?
When appointing a solicitor for your lease extension (regardless if they are a Seaton conveyancing firm) it is most important that they be familiar with the legislation and specialises in this area of work. We suggest that you speak with several firms including non Seaton conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be of use:
What are the charges for lease extension work? How many lease extensions have they conducted in Seaton in the last year?
Seaton Leasehold Conveyancing - Sample of Queries before buying
Are any of leasehold owners in dispute over their service charge payments? You should be aware if it is no more than 80 years it will affect the value of the apartment. It is worth checking with your mortgage company that they are content with residual term of the lease. A short lease means that you will probably need a lease extension sooner rather than later and you need to have some idea of what this will be. For most Seatonlease extensions you will need to own the premises for 24 months in order to be eligible to carry out a lease extension.