Me and my partner are purchasing a 1 bedroom flat in Rossendale with a mortgage. We like our Rossendale lawyer, however the mortgage company advise he's not on their "panel". It seems we have no choice but to instruct one of the mortgage company panel conveyancing practices or keep our Rossendale solicitor and pay for one of their panel lawyers to represent them. We regard this is unjust; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Rossendale conveyancing lawyer to apply to be on the conveyancing panel.
I have given 8 weeks notice to my existing landlord and must leave my let out property in Rossendale by 11/9/2024. Conveyancing for my house purchase is underway. Is it possible to complete in 5 weeks as don't want to have to move into short term accommodation?
The normal practice is not to provide notice on a rental unless you have exchanged. Assuming that you have not already done so, speak to your conveyancer and request that they apply pressure on the other solicitors, try to get a realistic time scale from them that all parties will look towards
Do I have to visit the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in Rossendale so that I can pop in to their offices when needed.
These days approved lawyers for banks conduct all of the communications via the post, e-mail or over the phone. This enables them to undertake the legal work for your home move regardless of where you live in England or Wales. That being said you should see if you can still book an appointment to visit conveyancing lawyer if just in case this is required.
I decided to have a survey done on a property in Rossendale before appointing solicitors. I have been advised that there is a flying freehold aspect to the house. My surveyor advised that some banks tend not issue a loan on a flying freehold property.
It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. If you call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Rossendale. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Rossendale to see if the conveyancing will be more expensive.
I am selling my house. My past solicitors have shut. I am in need of a recommendation of a conveyancing firm. I happen to live in Rossendale if that makes a difference.
Do use our search tool to help you find a solicitor for your conveyancing in Rossendale. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.
I acquired a flat in Rossendale last 21/6/2023 and to date it is still not registered with HMLR. It is part of a development site and my property lawyer told me that it may take 12 months to register. I have spoken with the Land Registry directly and they say that the initial application was cancelled due to failure to reply to requisitions. What can I do?
It is your conveyancing practitioner that you really need to get in touch with in order to satisfy any questions which have been raised as part of the registration formalities for your Rossendale property. Normal Rossendale conveyancing practice includes an undertaking on the part of the previous owner’s lawyer that they will assist in resolving any question raised by HMLR so it may be a case of seeking to enforce that undertaking if necessary.