My partner’s mother is a conveyancing practitioner. I anticipate that I can be offered mate’s rates for conveyancing, However if that does not come through, what kind of fees should I be paying for conveyancing in Bacup?
It’s prudent to look for multiple conveyancing estimates. Make use of our search tool on this page. The amounts do vary but the service one can expect differ between solicitors as is the case with the vast majority of professional services.
My fiance and I intend to remortgage our flat in Bacup with RBS. We have a son 18 who lives at home. Our solicitor requested us to identify anyone over the age of 17 other than ourselves who reside at the property. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the property is forfeited by the lender. I have two questions (1) Is this form unique to the RBS conveyancing panel as he never had to sign this form when we bought 3 years ago (2) Does our son by signing this compromise his entitlement to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to RBS. This is solely used to protect RBS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of RBS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
My brother-in-law has suggested I instruct a conveyancing solicitor in Bacup. I I would like to check whether they are on the Barclays conveyancing panel. Could you or the lender confirm if they are on the panel?
The first thing to do is call your conveyancer and ask them whether they are on the lender panel. Alternatively please get in touch with Barclays who may be able to confirm.
My wife and I purchased a terraced Victorian house in Bacup. Conveyancing practitioner represented me and Barclays . I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the exact same property. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Bacup and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also question the situation with the conveyancing practitioner who conducted the purchase.
Is it best to instruct a Bacup conveyancing practitioner who is local to the property I am hoping to buy? We have a good friend who can conduct the legal work but his firm is located 200miles away.
The benefit of a local Bacup conveyancing firm is that you can attend the office to execute documents, deliver your ID and apply pressure on them if necessary. They will also have local insight which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have instructed your friend and they were impressed that must outweigh using an unfamiliar Bacup conveyancing solicitor just because they are Bacup based.
I have been recommended a conveyancing solicitor in Bacup. I I would like to check if they are listed on the bank's conveyancing panel. Could you or the lender confirm if they are on the panel?
It’s a good idea phone your conveyancer to check if they are on the lender's approved list. If that does not help call us and we can investigate and revert. Should the firm not be on the conveyancing panel we we can help find a specialist conveyancing solicitor in Bacup on the approved list for your mortgage company.