I have given 2 months notice to my current landlord and have to be out of my let out property in Rawtenstall by the end of next month. Conveyancing on my purchase is underway. Can I complete in six weeks as I wish to avoid having to find short term accommodation?
Generally one should not give notice on a rental until your lawyer suggests that you should. Assuming that you have not already done so, speak to your solicitor and request that they seek the assistance the owners side, try to an agreed time frame that everyone will look to achieve
Why do I have to pay up front when it comes to conveyancing in Rawtenstall?
Where you are retaining lawyers for conveyancing in Rawtenstall your solicitor will ask you put them with monies to cover the search fees. This will be the total of the cost of the Local Authority Search. If any down payment is as part of the total price then this will be asked for shortly before contracts are exchanged. The final balance that is needed should be sent to your lawyer a couple of days ahead of the completion date.
I am mortgaging my property in Rawtenstall, does my lawyer need to be on the Aldermore Conveyancing panel?
There is nothing to stop you using your solicitor, but Aldermore will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
We are buying a flat in Rawtenstall. It might be a silly question but how we can trust a solicitor? At some point we will need to send our life savings into their account. What is the protection we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I have decided to exercise my right to buy my property in Rawtenstall off the council. I have a mortgage offer with HSBC. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with HSBC, you will need to appoint a solicitor on the HSBC conveyancing panel.
My offer was accepted on a house in Rawtenstall on 7/7/2025, valuation was booked five days after, received a clean bill of health. Solicitor appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Nottingham and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Nottingham conveyancing panel. Can the lender hold off the offer?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Nottingham to deal with your lawyer's application to be on the Nottingham conveyancing panel. There's no guarantee that your solicitor will be accepted.
If all goes to plan we aim to complete the disposal of our £400,000 garden flat in Rawtenstall next Monday. The landlords agents has quoted £384 for Certificate of Compliance, building insurance schedule and 3 years statements of service charge. Is it legal for a freeholder to charge such fees for a leasehold conveyance in Rawtenstall?
Rawtenstall conveyancing on leasehold apartments normally results in fees being invoiced by management companies :
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Addressing conveyancing due diligence questions
Where consent is required before sale in Rawtenstall
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
I bought a garden flat in Rawtenstall, conveyancing formalities finalised November 2011. Can you work out an approximate cost of a lease extension? Similar properties in Rawtenstall with an extended lease are worth £196,000. The ground rent is £45 invoiced every year. The lease expires on 21st October 2089
With only 64 years remaining on your lease the likely cost is going to be between £15,200 and £17,600 plus plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for renewing a lease, but we are not able to advice on the actual costs in the absence of detailed due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and you obviously should be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.
We are soon to complete buying a house in Rawtenstall but as a result of damage from the recent storms I have negotiated recompense from the current proprietors of five thousand pounds by way of a reduction in the price. I had intended this to be dealt with as part of the conveyancing process yet my mortgage company will not permit this. Why were they involved?
Your conveyancing practitioner that is on a mortgage company conveyancing panel is required to advise the lender of any changes to the purchase price. If you prohibit your property lawyer to disclose the price change to your bank then they would have no choice but to disinstructing themselves from representing you and the bank.