Find a Lender-Approved Local Conveyancer in Romney

Ready to buy a new home? Find a law firm approved by your lender.

Follow your intuition—you will have a better move where you instruct a high street solicitor in Romney

Reasons to use our Romney conveyancing solicitors

  • 1 There is a distinct possibility the other side’s solicitors have offices in Romney - if so sets of conveyancers are likely to be on good working terms
  • 2 The practices shown on our directory have a variation of conveyancing practitioners, legal executives and support staff handling thousands of conveyancing matters each year.
  • 3 We are the UKs most comprehensive residential conveyancing directory service identifying lender approved law practices delivering conveyancing in Romney regulated and authorised by the SRA or Council of Licensed Conveyancers.
  • 4 Romney property lawyers will be familiar with the local Land Registry Office, Local Authority and selling agents
  • 5 The accumulation of transactions means that Romney property lawyer have developed very good connections with Romney local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all parties involved in the process of undertaking your house sale or purchase in Romney.

Examples of recent conveyancing in Romney since February 2022*

Recently asked questions about conveyancing in Romney

All was ready to move into my new home in Romney next Friday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the bank. What does the insurance need to cover?

All property lawyers on acting for mortgage companies would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 instructions. These requirements are not limited to conveyancing in Romney.

As someone not used to the Romney conveyancing process what’s your top tip you can give me concerning the home moving process in Romney

You may not hear this from too many lawyers but conveyancing in Romney or throughout Kent is an adversarial experience. Put another way, when it comes to conveyancing there exists lots of room for confrontation between you and others involved in the ownership transfer. For instance, the vendor, property agent and on occasion your bank. Selecting a lawyer for your conveyancing in Romney is a critical decision as your conveyancer is your adviser, and is the SOLE person in the transaction whose role it is to protect your legal interests and to protect you.

On occasion a potential adversary will try and sway you that you should follow their advice. As an example, the estate agent may claim to be assisting by claiming that your solicitor is dragging his heels. Or your financial adviser may advise you to do something that is against your solicitors guidance. You should always trust your lawyer above all other parties in the conveyancing process.

What happens if my lawyer’s firm is expelled from the Clydesdale Solicitor panel ahead of completing my conveyancing in Romney?

First, this is a very rare occurrence. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.

What does a local search reveal concerning the house we're purchasing in Romney?

Romney conveyancing often starts with the applying for local authority searches directly from your local Authority or via a personal search company for example Searchflow The local search plays an important role in many a Romney conveyancing purchase; as long as you don’t want any unpleasant once you have moved into your property. The search will provide information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject headings.

I am buying a new build house in Romney benefiting from help to buy. The developers would not move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent advised me not reveal to my solicitor about this extras as it may impact my mortgage with Godiva Mortgages Ltd. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Do I need to be suspicious by 3rd parties that I am dealing with are encouraging me to use an online conveyancing firm as opposed to a local Romney conveyancing practice?

As with lots of service providers, often referrals from connections can be most helpful. Yet there are many players in a conveyancing deal; estate agents, mortgage brokers and banks may put forward conveyancers to retain. On occasion the conveyancers might be known to one of the organisations as experts in their field, but sometimes there may be a financial incentive behind the recommendation. You have the discretion to choose your preferred lawyer. You need to be aware that some mortgage providers specify a panel list of law firms you must use for the mortgage related work in your house move.

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Home buying in Romney is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Preparing contract and related papers
  • Sending draft papers to the property lawyer acting for the buyer
  • Finalising the wording for contracts and answering additional enquires from the buyer’s property lawyer
  • Negotiating the transfer document
  • Replying to requisitions submitted by the purchaser’s property lawyer
  • Proceeding to exchange of contracts and then completion formalities
  • Receiving sale proceeds and sending funds to the owner, the estate agent and paying off the home loan (if applicable)

Transfer of Equity conveyancing in Romney is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process:

  • Taking instructions from parties involved
  • Investigating the title to the property
  • Representing bank (if appropriate)
  • Agreeing the terms of the transaction
  • Drafting Transfer or approving draft Transfer
  • Negotiating amendments to the draft Transfer
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to relevant parties
  • Preparing and submitting to HMRC the appropriate Land Tax forms and payment
  • Dealing with the registration procedures for the buyer and the mortgage (where applicable) at the HM Land Registry.

Romney commercial property solicitors provide expert offering advice on a number of issues across all aspects of commercial property law

    Property finance transactions, including disposal and leaseback General advice on title or other property issues Property realisations and advice for insolvency practitioners Property finance for investment and development loans for lenders and borrowers Sale or acquisition of commercial property investments, including at auction

Neighboring Locations

Tenterden
Ashford Kent
Kingsnorth
Romney
New Romney
Rye
Winchelsea

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.