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Conveyancing in Romney : Keep it Local

Reasons to use our Romney conveyancing solicitors

  • 1 Romney property lawyers work in partnership with Romney estate agents, developers, surveyors, banks and other professionals to ensure that a quality service is provided to clients every step of the way, with the intention of reducing administrative burdens and transaction times
  • 2 The mark of a good conveyancing solicitor in Romney is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you would hope for.
  • 3 Property lawyer conveyancing lawyers have very good personal connections with Romney estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 Romney solicitors will be familiar with the local Land Registry Office, Local Authority and property agents
  • 5 Over the years Romney property lawyer have developed excellent working relationships with Romney local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of handling your conveyancing in Romney.

Examples of recent conveyancing in Romney since December 2022*

Recently asked questions about conveyancing in Romney

We hired a local lawyer for my conveyancing in Romney recently. After carefully reading the Terms I seewe are responsible for charges even if our purchase doesn't happen. Should I ditch them and use an on-line conveyancing brokerage who offer no move no charge conveyancing in Romney?

Generally there is a compromise along the lines that if "No Sale No Fee" is offered then the conveyancing charges will generally be higher to counteract the cases that do not go ahead. Also remember that these deals rarely cover outlay for instance Romney conveyancing search expenses.

I am considering applying for a Lloyds mortgage for purchase of a new build (under development) in Romney with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Lloyds ?

In theory, you could use a solicitor that is not on the Lloyds conveyancing panel, but Lloyds would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

My bid for a property was accepted at auction in Romney. Conveyancing is needed. What are my next steps?

Having exchanged you should choose a conveyancing solicitor as a matter of priority as you are facing a pending a fixed date to complete the purchase. An auction property will ordinarily have an associated auction pack. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold property the conveyancing pack may provide a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation specific to a leasehold property. You should hand this to your appointed conveyancing solicitor as soon as possible. Do make sure that that you have the requisite funding organised to complete on the on the contractual date .

I have been advised by my conveyancer that lack of right of way insurance is necessary on my purchase. What is the level of cover for Romney conveyancing?

The right level of lack of right of way indemnity insurance depends on your lender. It would differ for example between Birmingham Midshires and Coventry Building Society. Conveyancing solicitors as opposed to borrowers take out such policies.

I have today made my last payment due on my mortgage with Bank of Ireland. I assume I don't need a Romney lawyer on the Bank of Ireland panel to discharge the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Bank of Ireland mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Bank of Ireland mortgage from the register. Bank of Ireland, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Bank of Ireland has sent the Land Registry the discharge electronically, and
  3. Bank of Ireland has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Bank of Ireland mortgage has been paid off.

I need some expedited conveyancing in Romney as I have an ultimatum to complete inside 3 weeks. A mortgage is not required. Is it possible to escape the need for conveyancing searches to save money and time?

As you are not taking a home loan you have the choice not to have searches conducted although no solicitor would recommend that you don't. Drawing on our experience of conveyancing in Romney the following are examples of what can be revealed and therefore affect future mortgageability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Unadopted Roads,...

The deeds to our house can not be found. The lawyers who dealt with the conveyancing in Romney 5 years ago have long since closed. Will I be able to sell the house?

You no longer need to have the physical deeds to establish that you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.

How does conveyancing in Romney differ for newly converted properties?

Most buyers of new build or newly converted property in Romney approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is finished. This is because house builders in Romney typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Romney or who has acted in the same development.

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What to expect from a Licensed Conveyancer for conveyancing in Romney?

Licensed Conveyancers support the transfer of the legal title of a property from one person to another and cover conveyancing countrywide not just Romney. When using a Licensed Conveyancer regulated by the CLC, you are entitled to:
  • Have an honest and lawful service.
  • Be supplied with a high standard of legal services.
  • Receive your matters dealt with using care, skill and legal competence.
  • Be supplied with a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Have a service which is accessible and responsive to your specific requirements.
  • You should not consider yourself discriminated against, victimised or harassed.
  • Not receive a service which is below the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your specific needs taken into account should a complaint be necessary.
  • Have a swift, objective and comprehensive service if if a complaint is made about your conveyancing in Romney.

Sale conveyancing in Romney usually entails the following:

  • Taking instructions from the appropriate parties
  • Investigating the title to the property
  • Drafting contract and associated papers
  • Sending draft papers to the lawyer representing the buyer
  • Finalising the wording for contracts and answering further queries from the buyer’s lawyer
  • Agreeing the transfer document
  • Replying to requisitions prepared by the buyer’s lawyer
  • Carrying out the key stage of exchanging contracts and then completion of the sale
  • Receiving sale proceeds and transferring funds to the seller, the estate agent and redeeming the home loan (where applicable)

Transfer of Equity conveyancing in Romney usually includes the following:

  • Obtaining instructions from parties involved
  • Investigating the title to the property
  • Acting on behalf of the lender (if applicable)
  • Negotiating the terms of the transaction
  • Drawing up Transfer or approving draft Transfer
  • Agreeing adjustments to the the Transfer deed
  • Corresponding with parties concerning the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring funds to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the correct SDLT forms and payment
  • Dealing with the registration formalities for the change in ownership and the mortgage (if relevant) at the HMLR.

Neighboring Locations

Tenterden
Ashford Kent
Kingsnorth
Romney
New Romney
Rye
Winchelsea

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.