We instructed a high street solicitor for my conveyancing in Romney today. Upon checking the Terms I noteI am responsible for fees even if the dealfalls through. Should I ditch them and appoint an internet lawyer who offer no-sale-no-fee conveyancing in Romney?
It is usually a trade off in that if "No Sale No Fee" is available then the conveyancing charges will tend to be be uplifted to cover the cases that do not go ahead. You should be mindful that these arrangements generally do not cover expenditure such as Romney conveyancing search fees.
Can you explain why leasehold purchase conveyancing in Romney costs more?
Romney leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.
We are purchasing a apartment in Romney. It might be a silly question but how we can trust a solicitor? At some point we will need to deposit our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
When it comes to lenders such as Principality, do Romney conveyancing practitioners have to pay a yearly amount to be on the list of approved solicitors?
We are not aware of any lender fees to be on their list of approved firms, although some do levy an administration charge to deal with the processing of the conveyancing panel application.
I recently had an offer agreed on an apartment in Romney. My mortgage broker pressured me to appoint their conveyancer. I paid an on account payment of £200. Soon after, the lawyer called me sheepishly admitting that they were not on the Santander conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Santander panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
My wife and I are close to exchanging contracts on the sale of our house in Romney and the buyers lawyers are claiming that there is a risk of it being constructed on contaminated land. A high street Romney lawyer would know that there is no such problem. For the life of me I don't know why the buyers instructed an online conveyancing practice rather than a conveyancing solicitor in Romney. Having lived in Romney for 5 years we know of no issue. Do we contact our local Authority to get clarification need.
It would appear that you have a conveyancing lawyer already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
Despite weeks of looking the Title Certificate and documents to our house are lost. The solicitors who conducted the conveyancing in Romney 5 years ago have long since closed. What are my options?
You no longer need to hold title official documentation to evidence that you are the registered proprietor of land or property, given that the Land Registry have everything they need in a digital format.
Due to the guidance of my in-laws I had a survey completed on a property in Romney before instructing solicitors. I have been told that there is a flying freehold aspect to the house. Our surveyor has said that some mortgage companies will refuse to issue a mortgage on a flying freehold home.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you e-mail us we can investigate further via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Romney. Conveyancing may be slightly more expensive based on your lender's requirements.