Find a Lender-Approved Local Conveyancer in Romney

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Selecting the right solicitor is the most important decision when it comes to your Romney house move

5 reasons to let us assist you find a high street conveyancing solicitor in Romney

  • 1 The mark of a good conveyancing solicitor in Romney is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by large estate agency chains) sometimes falls short of the level of professionalism you would hope for.
  • 2 The Romney conveyancing firms that are listed are dedicated to supplying the most cost, efficient and accessible conveyancing service to purchasers, sellers and investors in Romney
  • 3 Using a a family Solicitor generally results in a more personalised service. Online forums bear testimony to the idea that in appointing a large conveyancing firm, your transaction is handled by a team of people who check what is happening on the file by reading from their computer screens.
  • 4 Romney lawyers work in partnership with Romney estate agents, developers, surveyors, banks and other professionals to make sure that a quality service is offered to buyers and sellers every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 5 Notwithstanding what other companies may claim it may be important to pop into your solicitor to execute documents. There are enough parties engaged in a conveyancing transaction without needing to add the postman into the equation.

Examples of recent conveyancing in Romney since March 2024*

Recently asked questions about conveyancing in Romney

We are hoping to acquire a 2 bedroom flat in Romney with a mortgage. We like our Romney conveyancer, but the lender advise she’s not on their "panel". It appears that we have little choice but to appoint one of the lender panel solicitors or continue with our Romney lawyer and pay for one of their panel firms to act for them. We regard this is unjust; are we not able to insist that the mortgage company use our Romney solicitor ?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Romney conveyancing solicitor to apply to be on the conveyancing panel.

I have 7378 less than 75 years remaining on my lease and need a lease extension for my flat in Romney. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are securing a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 15/6/2024 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

We are due to move property in August. Will my conveyancing solicitor liaise with the removal company on the completion day. On a separate note, can you put forward a removal company in Romney. Conveyancing lawyer was organised before I stumbled across this website.

On the afternoon of completion you can pick up the keys from your estate agent however this should only be done when the vendors solicitors confirm to the agent that the monies to complete are in and the keys can be released. After that you should tell the removal men that you are ready to move in. As a matter of policy we do not recommend a particular removal company but can assist you in choosing a conveyancing in Romney or a solicitor with expertise in conveyancing in Romney.

Lloyds have agreed my mortgage in principle, my offer on a apartment in Romney has been agreed to, what happens next?

The estate agent will wish to know who your solicitors are (be sure the conveyancing practitioners are on the bank’s approved list). Contact Lloyds or your financial adviser and complete any relevant forms. Lloyds will sellect a valuer who will get in touch with the selling agent or vendor to arrange a slot for the valuation to occur. Once conducted (assuming no problems) it takes about a week to get a mortgage offer. Lloyds will send the offer to you and your conveyancing practitioners. The legal work will then take it’s course according the nature and complexity of the conveyancing in Romney.

After what seems like an age I have had an offer on an apartment in Romney accepted, but there is a chain. The sellers have offered on a flat, however it’s not yet agreed to, and have viewings of other properties booked. I have selected a local conveyancing solicitor in Romney. What should be my next step? When do I get the mortgage application with Virgin Money started?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (home loan application is in the region of £1k, then survey, Romney conveyancing search costs, etc). The first course of action is to check that your property lawyer is on the Virgin Money approved list. As to the next stages this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. During a hot market many purchasers will apply for the mortgage with Virgin Money and pay for the valuation and only if it comes back ok would they request their conveyancing practitioner to press on with the conveyancing in Romney.

Over the last few months I have been searching for a leasehold apartment up to £305k and found one round the corner in Romney I like with open areas and station nearby, however it's only got 61 years on the lease. There is not much else in Romney suitable, so just wondered if I would be making a grave error acquiring a short lease?

If you require a mortgage the shortness of the lease will be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.

I need to retain a conveyancing solicitor for freehold conveyancing in Romney. I happened to chance upon a site which appears to be the ideal answer If it is possible to get all the legals done via web that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am hoping to exchange soon on a garden flat in Romney. Conveyancing lawyers have said that they will have a report out to me tomorrow. What should I be looking out for?

The report on title for your leasehold conveyancing in Romney should include some of the following:

    Does the lease prevent you from letting out the flat, or working from home Additions to the flat What remedies are open the freeholder should you are in breach of your lease terms? Where does the liability rest to repair and maintain the main walls and foundations. It is essential that you know who is duty bound to repair and maintenance of every part of the building You must be told what counts as a Nuisance as far as the lease is concerned
For details of the information to be included in your report on your leasehold property in Romney please enquire of your conveyancer in ahead of your conveyancing in Romney.

I acquired a 2 bed flat in Romney, conveyancing formalities finalised November 1998. Can you shed any light on how much the price could be for a 90 year extension to my lease? Equivalent properties in Romney with an extended lease are worth £265,000. The average or mid-range amount of ground rent is £50 invoiced annually. The lease runs out on 21st October 2100

With only 76 years remaining on your lease the likely cost is going to be between £8,600 and £9,800 as well as costs.

The suggested premium range that we have given is a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure without more detailed due diligence. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be taken into account and you obviously should be as accurate as possible in your negotiations. You should not take any other action based on this information without first seeking the advice of a professional.

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Domestic conveyancing in Romney normally consists of the following:

  • Taking instructions from the appropriate parties
  • Investigating the title to the property
  • Carrying out Romney searches for the title
  • Assessing draft contract pack and other papers supplied by the seller’s lawyer
  • Submitting queries with the vendor’s lawyer
  • Agreeing the wording of the purchase agreement
  • Examining replies supplied by the vendor to pre-exchange enquiries
  • Negotiating a Transfer Deed for completion
  • Guiding the purchasing in respect of the loan offer: (where applicable)
  • Drawing up and sending the purchaser a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Preparing and submitting to HM Revenue and Customs the correct Land Tax forms and payment
  • Dealing with the registration procedures for the purchase and the mortgage (if appropriate) at the HM Land Registry.

Conveyancing in Romney is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Preparing contract and related documents
  • Sending draft papers to the conveyancer acting for the purchaser
  • Negotiating contracts and responding to additional queries from the buyer’s conveyancer
  • Agreeing the transfer deed
  • Replying to requisitions submitted by the purchaser’s conveyancer
  • Proceeding to exchange of contracts and then completion of the sale
  • Accepting the sale proceeds and transferring funds to the seller, the estate agent and other relevant parties (where relevant)

Transfer of Equity conveyancing in Romney ordinarily involves the following:

  • Taking instructions from the appropriate parties
  • Investigating the title to the property
  • Representing lender (if appropriate)
  • Agreeing the terms of the transaction
  • Drawing up Transfer or approving the Transfer deed
  • Negotiating amendments to the draft Transfer
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to relevant parties
  • Completing and submitting to HMRC the correct stamp duty forms and payment
  • Dealing with the registration formalities for the change in proprietorship and the home loan (if applicable) at the HMLR.

Neighboring Locations

Tenterden
Ashford Kent
Kingsnorth
Romney
New Romney
Rye
Winchelsea

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.