What does my ID and proof of funds have anything to do with my conveyancing in Ashford Kent? Why is this being asked of me?
Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to check the identity of the person or body they are dealing with prior to agreeing to accepting their conveyancing business. The Terms and Conditions that you need to sign will no doubt stipulate this. Your lawyer also has obligations to obtain certain documents in accordance with the CML Lenders Handbook requirements last updated on 1st December 2014. Should you are unwilling to supply identification documents, your solicitor would not be able to accept instructions from you.
I am purchasing a flat and need a conveyancing solicitor in Ashford Kent who is on the Barnsley Building Society conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barnsley Building Society in certain locations such as Ashford Kent. We dont recommend any particular firm.
Do I select a Licenced Conveyancer or Solicitor for conveyancing in Ashford Kent?
There are many registered licenced Conveyancers in Ashford Kent and Solicitor firms in Ashford Kent who provide Conveyancing services It is important to make clear that both are regulated professionals specialising in the legal work in the home buying process. Both can handle other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I just acquired a house at auction in Ashford Kent. Conveyancing is needed. What are my next steps?
Having exchanged you should appoint a conveyancing solicitor soon as you are faced with a fast approaching a fixed date to complete the property. An auction property will ordinarily have an associated auction set of papers. This will include evidence of title and search results. Where you are dealing with leasehold property the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation specific to a leasehold property. You must hand this to the solicitor working for you as soon as possible. Do make sure that that you have the requisite funding organised to complete the transaction on the set completion date.
We are planning to move home in May. Should my conveyancing solicitor update the removal company on the day of completion. As an aside, can you suggest a removal company in Ashford Kent. Conveyancing firm was organised before I stumbled across this site.
On the afternoon of completion you will need to collect the house keys from the selling agent however this should only be done after the previous owners solicitors confirm to the agent that the monies to complete are in and the keys can be passed over. You should tell the removal company that you are ready to move in. We do not suggest a specific removal organisation but can help you choose a residential property solicitor in Ashford Kent or a solicitor with expertise in conveyancing in Ashford Kent.
We are buying a house and the lawyer has identified Chancel Repair to which the property could be liable given it’s proximity to the area of such a church. She has recommended insurance. Is this really required for conveyancing in Ashford Kent
Unless a previous acquisition of the house took place after 12 October 2013 you could assume that solicitors handling conveyancing in Ashford Kent to continue to recommend a chancel search and or chancel repair liability policy.
I am on look out for some leasehold conveyancing in Ashford Kent. Before diving in I would like to find out the remaining lease term.
If the lease is recorded at the land registry - and 99.9% are in Ashford Kent - then the leasehold title will always include the basic details of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
I acquired a ground floor flat in Ashford Kent, conveyancing was carried out half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding properties in Ashford Kent with an extended lease are worth £216,000. The average or mid-range amount of ground rent is £50 charged once a year. The lease finishes on 21st October 2094
With 68 years unexpired we estimate the premium for your lease extension to span between £9,500 and £11,000 plus legals.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply the actual costs without more comprehensive due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt other concerns that need to be considered and you obviously should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.
My husband and I are planning to purchase a 2 room housein Ashford Kent with a loan from a mortgage company. We have selected a conveyancer in Ashford Kent yet our mortgage company says she’s not approved on their "panel". Apparently we need to choose from the our bank panel solicitors or keep our Ashford Kent solicitor and incur the extra fees for one of their panel ones to represent our bank. This seems very unfair; is there anything we can do?
No, not really. The mortgage company home loan offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank's conveyancing panel. Until recently, most mortgage companies had open panels, including most conveyancing solicitors in Ashford Kent : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for your lender.