Will my conveyancing lawyers need to check that the building insurance for my purchase of a house in Ashford Kent. My lender is Tesco Bank
Tesco Bank have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 10/10/2024, the requirements read as follows :
Me and my partner are purchasing a property in Ashford Kent. It might be a silly question but how we can trust a lawyer? On completion day we have to put our life savings into their account. What is the protection we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are planning to move home in January. Does my conveyancing solicitor call the removal company on the completion day. As an aside, can you suggest a removal company in Ashford Kent. Conveyancing solicitor was chosen before I stumbled across this site.
On the day of completion you can pick up the keys from your property agent but this can only take place once the sellers solicitors advise the agent that they have the completion monies and the keys can be given over. You should inform the removal company that you are ready to move in. We do not recommend a particular removal company but can help you locate a conveyancing in Ashford Kent or a legal practice with expertise in conveyancing in Ashford Kent.
I have paid off my mortgage with Nottingham. I assume I don't need a Ashford Kent lawyer on the Nottingham panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Nottingham mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Nottingham mortgage from the register. Nottingham, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Nottingham has sent the Land Registry the discharge electronically, and
- Nottingham has instructed the Land Registry to do so
I used Action Conveyancing several years ago for my conveyancing in Ashford Kent. Now, I need my documents but cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Ashford Kent of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Over the last few months I have been searching for a flat up to £195,000 and found one near me in Ashford Kent I like with open areas and transport links nearby, the downside is that it's only got 61 remaining years left on the lease. I can't really find anything else in Ashford Kent suitable, so just wondered if I would be making a mistake acquiring a short lease?
If you need a home loan the shortness of the lease may be a potential deal breaker. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you may request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
I have been pointed in your direction by numerous estate agents in Ashford Kent to locate a property lawyer using your seach tool. What’s the financial upside for Estate Agents to promote your services over alternative conveyancing organisations?
We don’t give any referral fee for directing people in our direction. We thought it would be too underhand to pay a commission as a client could think, ‘How come the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.
We're novice buyers - had an offer accepted, yet the estate agent advised that the seller will only go ahead if we appoint their preferred lawyers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a local conveyancer who is accustomed to conveyancing in Ashford Kent
We suspect that the owner is not behind this request. If they desire ‘a quick sale', turning down a serious buyer is likely to cause more damage than good. Try to communicate with the vendors directly and explain that (a)you are serious purchasers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)however you intend to instruct your own,trusted Ashford Kent conveyancing solicitors - not the ones that will give the estate agent a commission or achieve conveyancing targets pre-set by senior management.