Please explain the implications if my solicitor is suspended from the Skipton Conveyancing panel ahead of completing my conveyancing in Ashford Kent?
First, this is very unlikely to happen. In most cases even where a law firm is removed off of a panel the lender would allow the completion to go ahead as the lender would appreciate the difficulties that they would place you in if you have to instruct a new solicitor days before completion. In a worst case scenario where the lender insists that you instruct a new firm then it is possible for a very good lawyer to expedite the conveyancing albeit that you may pay a significant premium for this. The analogous situation is where a buyer instructs a lawyer, exchanges contracts and the law firm is shut down by a regulator such as the SRA. Again, in this situation you can find lawyers who can troubleshoot their way to bring the conveyancing to a satisfactory conclusion - albeit for a fee.
When it comes to mortgage companies such as Yorkshire BS, do Ashford Kent conveyancing practitioners face an annual charge to be on the conveyancing panel?
We are not aware of any bank fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
is it true that all Ashford Kent conveyancing solicitors on the Coventry BS conveyancing panel are overseen by the SRA?
As a firm of solicitors, in order to be on the Coventry BS approved list of solicitors they would need to be overseen by the Solicitors Regulatory Authority. Some banks do allow licenced conveyancers on their panel in which case such firms would be regulated by the Council of Licensed Conveyancers.
I recently had an offer agreed on a house in Ashford Kent. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £200. A couple of days later, the lawyer contacted me embarrassingly acknowledging that they were not on the Barclays conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Barclays panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Ashford Kent is the location of the property. Can you offer any advice?
Flying freeholds in Ashford Kent are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ashford Kent you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ashford Kent may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I'm refinancing my current property to a buy to let loan with TSB and I will use the rest of the raised equity as a deposit on another house. The neighborhood we are talking about is Ashford Kent. Will your lawyers be able to act for both sets of mortgage companies and link together the two deals?
Make use of our search tool on this page to check that the solicitors are on the appropriate lender panels. Assuming that they are the solicitor should be able to tie up the two conveyancing matters but you should talk with you solicitor and communicate your desired outcome and requirements.
Is it best to appoint a Ashford Kent conveyancing lawyer based in the area that I am hoping to buy? I have an old university friend who can handle the legal work however her office is 300miles away.
The benefit of a high street Ashford Kent conveyancing practice is that you can visit the firm to sign documents, hand in your ID and pester them if necessary. Having local Ashford Kent know how is a bonus. That being said it's more important to get someone that will do a good and efficient job. If if people you trust used your friend and they were content that must trump using an unknown Ashford Kent conveyancing solicitor solely due to them being Ashford Kent based.
At long last a loan agreement from a lender for the remortgage of my 3 bedroom garden flat is coming within the next few days. Are you able to recommend a cheap remortgage conveyancing practitioner in Ashford Kent ?
You are on the wrong site if you are in need of the lowest fares for conveyancing in Ashford Kent. We can offer you value for money conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing brokers offering low cost conveyancing in Ashford Kent.In your best case scenario, in opting for cheap conveyancing, you will get what you pay for and at worst you will end up being stung for additional fee and still not get the service you were looking for.