Having sold my house in Pudsey last February yet the purchaser is e-mailing daily complaining that their solicitor needs to hear from mylawyer. What should my lawyer have done following completion?
Following your house sale your lawyer is committed to forward the transfer deeds and all of the paperwork to the purchaser's solicitors. Where relevant, your conveyancer should also confirm that the mortgage has been repaid to the purchasers lawyers. There are no post completion steps just for conveyancing in Pudsey.
We are purchasing a 1 bedroom apartment in Pudsey with a mortgage from Godiva Mortgages Ltd.We have a Pudsey conveyancing solicitor but Godiva Mortgages Ltd informed us he's not listed on their approved list of firms. It seems we have no choice but to instruct a Godiva Mortgages Ltd panel firm or keep our local solicitor and pay for one of their panel ones to represent them. This seems very unfair; Can we not simply insist that Godiva Mortgages Ltd use our lawyer?
Unfortunately,no. The loan issued to you is subject to its terms and conditions, one of which will be that lawyers will be on the Godiva Mortgages Ltd conveyancing panel. Until recently, most lenders had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for Godiva Mortgages Ltd
I used Action Conveyancing several years ago for my conveyancing in Pudsey. I now require my file however the law firm has closed. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Pudsey of the conveyancing firm of solicitors you previously used, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
Due to the encouragement of my in-laws I had a survey completed on a property in Pudsey before instructing solicitors. I have been informed that there is a flying freehold element to the property. Our surveyor advised that some mortgage companies will refuse to grant a loan on such a premises.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. If you e-mail us we can check via the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Pudsey. Conveyancing will be smoother if you use a solicitor in Pudsey especially if they are accustomed to such properties in Pudsey.
My wife and I purchased a leasehold flat in Pudsey. Conveyancing and The Mortgage Works mortgage organised. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1997. The conveyancing solicitor in Pudsey who acted for me is not around. Any advice?
The first thing you should do is contact the Land Registry to make sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Pudsey conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
I inherited a basement flat in Pudsey, conveyancing having been completed half a dozen years ago. Can you please calculate a probable premium for a statutory lease extension? Similar properties in Pudsey with a long lease are worth £190,000. The ground rent is £45 levied per year. The lease terminates on 21st October 2087
With 62 years unexpired we estimate the price of your lease extension to be between £17,100 and £19,800 plus plus your own and the landlord's "reasonable" professional fees.
The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more detailed investigations. You should not use this information in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not move forward placing reliance on this information without first seeking the advice of a professional.
I require the services of a mortgage company panel solicitor in Pudsey. Could you help me?
Unfortunately it’s not apparent why you need a Pudsey panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the bank to find out which solicitors in Pudsey are on their panel . If you do find such a firm in Pudsey not listed please direct them to our site to list. After all the cost is only one £1 a month