Do banks and building societies provide you with an approved list of North Shields and Tynemouth conveyancing solicitors? How do you know who is on the RBS conveyancing panel?
North Shields and Tynemouth conveyancing firms themselves provide us confirmation that they are on the RBS conveyancing panel as opposed to being supplied with a list from RBS directly.
I am purchasing a flat and require a conveyancing solicitor in North Shields and Tynemouth who is on the Britannia approved. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Britannia in certain locations such as North Shields and Tynemouth. We dont recommend any particular firm.
A colleague informed me that in buying a property in North Shields and Tynemouth there may be various restrictions limiting what one can do in terms of external changes to a property. Is this right?
We are aware of anumerous of properties in North Shields and Tynemouth which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in North Shields and Tynemouth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
It is unclear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have telephoned my North Shields and Tynemouth bank branch on numerous occasions and was reassured it wasn't a problem and they will lend. My North Shields and Tynemouth conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they refuse to lend based on their specific requirements. Who do I believe?
As long as the property lawyer is on the bank approved list, they must follow the CML Handbook specifications for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I had an offer accepted on a house in North Shields and Tynemouth on 20/3/2025, valuation was booked five days later, all came back fine. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Lloyds and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Lloyds conveyancing panel. Are Lloyds entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Lloyds to deal with your lawyer's application to be on the Lloyds conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have been told that property searches are a common reason for hinderance in North Shields and Tynemouth house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature within the top 10 causes of hindrances in the conveyancing process. Searches are not likely to be the root cause of slowing down conveyancing in North Shields and Tynemouth.
I am buying my first flat in North Shields and Tynemouth benefiting from help to buy. The builders refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The estate agent told me not inform my lawyer about the deal as it may impact my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am downsizing from my home. My previous solicitors closed down. I am in need of a recommendation of a conveyancing firm. I happen to live in North Shields and Tynemouth if that makes things easier.
Please use our search tool to help you choose a solicitor for your conveyancing in North Shields and Tynemouth. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.