I am expecting a mortgage offer from Nat West. I hope to retain the legal services of a Licensed Conveyancer in Blyth. Does the Nat West Conveyancing panel include Licensed Conveyancers?
The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Would the conveyancing solicitors listed on your site conduct conveyancing in Blyth by way of an attended exchange?
We do have a number of conveyancing experts carrying out personalised exchanges. You should e-mail us to obtain a costs illustration and details as to availability.
Do I need to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Blyth so that I can pop in to their offices if required.
As opposed to twenty years ago, most lenders no longer require their conveyancing panel solicitor to witness the mortgagors signature. It will still be necessary for you to provide ID documents and there are still manifest advantages to choosing a local solicitor, in your situation a conveyancing solicitor in Blyth.
Have just purchased a probate house at auction in Blyth. Conveyancing is needed. What is next?
Given that you are now exchanged you now have to choose a conveyancing solicitor soon as you are faced with a fast approaching deadline in which to complete the transaction. All auction property should have an associated legal pack. This should include most,if not all of the paperwork that your solicitor requires. If you have purchased leasehold premises the legal papers may include a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to a leasehold property. You need to pass this on to your appointed conveyancing solicitor as soon as possible. Do make sure that your finances are in place to complete the transaction on the set completion date.
is it true that all Blyth conveyancing solicitors on the Leeds Building Society conveyancing panel are overseen by the SRA?
As solicitors, in order to be on the Leeds Building Society conveyancing panel they would need to be overseen by the Solicitors Regulatory Authority. Some lenders do permit licenced conveyancers on their panel and in such a situation the firms would be regulated by the CLC.
I recently had an offer agreed on a house in Blyth. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an on account payment of £175. Shortly after, the conveyancing practitioner contacted me to say that they were not on the Skipton conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Skipton panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have been told that property searches are a common cause of delay in Blyth conveyancing transactions. Is there any truth in this?
The Council of Property Search Organisations (CoPSO) has noted the determinations of a review by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays during the legal transfer of property. Searches are not likely to be the root cause of holding up conveyancing in Blyth.
My wife and I have instructed a Blyth conveyancing solicitor for our house purchase (novice purchasers) and have noticed in the Ts and Cs that they are not covered by the Financial Conduct Authority. Should I be concerned or is that standard with lawyer?
We can't see why they should be. Most conveyancing practitioner don't lend money. You should check that they are governed by the SRA, who dictate stringent laws in place on funds held in their bank.