We are buying a flat and need a conveyancing solicitor in Norbury who is on the Aldermore solicitor panel. Can you recommend a local firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Norbury.
My partner and I have organised a further advance on our mortgage from Skipton as we wish to conduct improvements to our property in Norbury. Do we need to choose a nearby Norbury solicitor on the Skipton conveyancing panel to handle the paperwork?
Skipton don't usually appoint firms on their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Skipton conveyancing panel.
Intending to buy a apartment in Norbury. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Yorkshire BS conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Norbury conveyancer is on the Yorkshire BS conveyancing panel.
I have finally had an offer on a flat in Norbury accepted, the sellers do however have an associated purchase. The owners have offered on somewhere, however it’s not yet agreed to, and are looking at other flats in the pipeline. I have chosen a local conveyancing solicitor in Norbury. What should be my next step? At what stage should I apply for the mortgage with HSBC?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is in the region of £1k, then survey, Norbury conveyancing search fees, etc). The first course of action is to ensure that your lawyer is on the HSBC conveyancing panel. As to the next phase this very much dictated by the uniqueness of your case, motivation for the property and on the state of the market. During a rising market some purchasers would apply for the mortgage with HSBC and arrange for the valuation and only if it comes back ok would they ask their property lawyer to proceed with the conveyancing in Norbury.
I have been on the look out for a ground for flat up to £305k and identified one close by in Norbury I like with open areas and transport links in the vicinity, however it only has 49 years unexpired on the lease. I can't really find anything else in Norbury for this price, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage the shortness of the lease may be a potential deal breaker. Reduce the price by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.
How do I identify a Norbury solicitor on the Birmingham Midshires conveyancing panel? I have wheels and am willing to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the search on this website. Please select a lender and your location and you will see a number of Norbury conveyancing lawyers based on proximity. We have detailed some Norbury conveyancing firms at the bottom of this page and you can call them to see if they are on the Birmingham Midshires member panel
Am I best advised to go with a Norbury conveyancing lawyer who is local to the property I am hoping to buy? An old friend can deal with the legal work but his firm is located approximately 350kilometers away.
The benefit of a high street Norbury conveyancing firm is that you can attend the office to sign documents, present your ID and pester them if necessary. Having local Norbury know how is a benefit. That being said it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and the majority were content that should outweigh using an unknown Norbury conveyancing solicitor just because they are based in the area.
Me and my partner are purchasing a three room flatin Norbury with a residential mortgage from a mortgage company. We wish to instruct our conveyancer in Norbury yet our mortgage company advise she’s not on their "panel". We have to appoint from the our bank panel solicitors or keep our Norbury conveyancer and pay for one of their panel ones to represent our bank. This seems very unfair; Can we not simply insist that our bank use our Norbury lawyer?
Unfortunately,no. The lender mortgage issued is subject to its terms and conditions, one of which will be that lawyers will on the bank's conveyancing panel. Until recently, most banks had large numbers of law firms on their panels, including most conveyancing solicitors in Norbury : a mortgagee could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your lawyer to apply to be on the conveyancing panel for your bank.