Find a Lender-Approved Local Conveyancer in Market Rasen

Ready to buy a new home? Find a law firm approved by your lender.

Follow your intuition—you will have a better home move where you instruct a local solicitor in Market Rasen

5 reasons to let us assist you select a local conveyancing solicitor in Market Rasen

  • 1 Peace of mind comes when you select the very best, most recommended conveyancing solicitors. Market Rasen has a number to select from, but for a truly professional and reliable service many local people have been use the endorsement of this site.
  • 2 Market Rasen property lawyers work in conjunction with Market Rasen estate agents, developers, surveyors, mortgage companies and other professionals to make sure that the highest level of service is provided to clients every step of the way, never losing sight of the time-critical nature behind your conveyancing transaction
  • 3 Experience means that Market Rasen conveyancer have established valuable links with Market Rasen local estate agents, banks, building societies, landlords and property developers enabling them to liaise at speed with all concerned in the process of undertaking your home move in Market Rasen.
  • 4 Using a local Solicitor in the main results in a more personalised service. When using a large conveyancing firm, your matter is handled by a team of people who check what is happening on the file by determining whether the ‘computers says no’.
  • 5 There is a better than average chance that the the conveyancers for the other party are located in Market Rasen - if so both parties are likely to have worked on conveyancing matters in the past

Examples of recent conveyancing in Market Rasen since November 2023*

Recently asked questions about conveyancing in Market Rasen

I plan on purchasing a flat in Market Rasen. My Solicitor has never been on on the bank conveyancing list. Can I still appoint my Market Rasen conveyancing solicitor even though they are excluded from the bank panel?

You have a number of alternatives available to you here

  • Complete the purchase with your existing Market Rasen solicitor but your bank will need to instruct a conveyancer from their conveyancing panel. This will result in additional cost together with potential frustration.
  • Appoint a new solicitor to conduct the conveyancing, making sure they are on the mortgage company conveyancing panel.
  • Convince your lawyer to pull out all the stops to get accepted on the bank’s conveyancing panel

We are nearing an exchange on a property in Market Rasen and my mum and dad have sent the ten percent deposit to my lawyer. I am now told that as the deposit has been received from someone other than me my property lawyer needs to disclose this to my bank. Apparently, in also acting for the bank he must advise them that the balance of the purchase price is not just from me. I advised the mortgage company concerning my parents' contribution when I applied for the mortgage, so is it really necessary for him to raise this?

The conveyancer is duty bound to check with mortgage company to ensure that they are aware that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.

I am buying a property in Market Rasen. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Aldermore be concerned?

Given that your lender is Aldermore your lawyer must follow the formal instructions contained in Part two of UK Finance Lenders’ Handbook for Aldermore. The Council of Mortgage Lenders’ Handbook stipulates minimum requirements for solar panel roof-space leases, and property lawyers are required to report to Aldermore where a lease fails to satisfy these provisions. The conditions relate to the installation of panels on properties nationwide and is not restricted to Market Rasen.

I am currently in the process of buying my council flat in Market Rasen. I have a mortgage agreed with RBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.

I have a mortgage with Bank of Ireland for my property in Market Rasen. Conveyancing was finalised some time ago. In the event that I decide to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Bank of Ireland?

Your original mortgage agreement with Bank of Ireland will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel solicitor.

I require fast conveyancing in Market Rasen as I have an ultimatum to complete within 2 weeks. A mortgage is not required. Is it possible to avoid the conveyancing searches to save money and time?

As you are are a mortgage free buyer you are at liberty not to have searches carried out although no conveyancer would recommend that you don't. With lots of history conveyancing in Market Rasen the following are examples of what can be revealed and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Charges, Outstanding Grants, Road Schemes,...

I decided to have a survey completed on a property in Market Rasen before retaining solicitors. I have been advised that there is a flying freehold overhang to the property. Our surveyor has said that some lenders tend not give a mortgage on such a premises.

It varies from the lender to lender. HSBC has different instructions for example to Nationwide. If you contact us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Market Rasen. Conveyancing will be smoother if you use a solicitor in Market Rasen especially if they regularly deal with such properties in Market Rasen.

My offer on property in Market Rasen has been agreed to, but there is a chain. The sellers have offered on a property, but it’s not yet tied up, and are looking at other properties booked. I have instructed a nearby conveyancing solicitor in Market Rasen. What should be my next step? At what stage should I apply for the mortgage with Bank of Ireland?

It is usual to have anxieties where there is an associated chain given your reluctance to incur expenses too early (home loan application is approx one thousand pounds, then survey, Market Rasen conveyancing search fees, etc). First, you should check that your conveyancer is on the Bank of Ireland conveyancing panel. Concerning the next stages this very much dictated by the specifics of your case, desire for the property and on the state of the market. During a buoyant market some purchasers will apply for the mortgage with Bank of Ireland and arrange for the survey and only if it was satisfactory would they ask their lawyer to move forward with searches.

Last updated

What to expect from a Licensed Conveyancer for conveyancing in Market Rasen?

Licensed Conveyancers specialise in the legalities surrounding purchasing and selling property and cover conveyancing throughout England and Wales as well as Market Rasen. If appointed a Licensed Conveyancer governed by the CLC, you should:
  • Have an honest and lawful conveyancing.
  • Receive a high standard of legal services.
  • Be supplied with your conveyancing dealt with using care, skill and legal know-how.
  • Be supplied with a high quality of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
  • Have a service which is accessible and responsive to your individual needs.
  • Not feel discriminated against, victimised or harassed.
  • To receive the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Ensure your specific needs taken into account should you make a complaint.
  • Enjoy the benefit of a speedy, objective and comprehensive service where making a complaint about your conveyancing in Market Rasen about your conveyancing in Market Rasen.

Transfer of Equity conveyancing in Market Rasen ordinarily consists of the following:

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Acting on behalf of the mortgage company (if relevant)
  • Agreeing the terms of the transaction
  • Drafting Transfer or approving draft Transfer
  • Negotiating amendments to the the Transfer deed
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing monies to the appropriate parties
  • Preparing and submitting to HMRC the correct Land Tax forms and payment
  • Dealing with the registration formalities for the buyer and the home loan (if relevant) at the Land Registry.

Market Rasen commercial property solicitors provide expert offering advice on numerous issues across all aspects of commercial property law

    Buying, selling and leasing land for registered charities Options and guarantees Offices, retail or industrial units Property realisations and advice for insolvency practitioners Subletting, licences and sharing occupation Sale or acquisition of commercial property investments, including at auction

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.