I have just been advised by my broker that my Milnrow property lawyer is not on the mortgage company Conveyancing panel. How can I be sure if this is correct?
The sensible course of action for you to take is to call your Milnrow conveyancer. It is reasonable to expect your lawyer to advise you of the situation. If they are not on the panel they may recommend you to a Milnrow conveyancing firm that is on the conveyancing panel for your lender.
I sincerely hope you can assist me. My Milnrow conveyancer is informing me me that he has toapply for Milnrow conveyancing searches asthe firm are on the Lloydsconveyancing panel. Is my lawyer correct?
You have limited options available to you. As you are taking a mortgage with a bank your solicitor has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancing practitioner would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the CML Handbook specifications . Even if you were a cash buyer you would be ill advised not to carry out Milnrow conveyancing searches.
My brother-in-law has suggested I instruct a conveyancing solicitor in Milnrow. I need to find out if they are accepted on the Accord Mortgages Ltd conveyancing panel. Could you help?
You should call your lawyer and enquire if they are on the lender panel. Otherwise you should call Accord Mortgages Ltd who may be able to confirm.
is it true that all Milnrow solicitors on the Yorkshire BS conveyancing panel are overseen by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Yorkshire BS approved list of solicitors they would need to be governed by the Solicitors Regulatory Authority. Some banks do permit licenced conveyancers on their panel and in such a situation the organisation would be overseen by the Council of Licensed Conveyancers.
My offer was accepted on a house in Milnrow on 16/9/2025, valuation was booked 3 days later, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Virgin Money and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Virgin Money conveyancing panel. Are Virgin Money entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Virgin Money to deal with your lawyer's application to be on the Virgin Money conveyancing panel. There's no guarantee that your solicitor will be accepted.
Barclays have agreed my mortgage in principle, my offer on a apartment in Milnrow has been accepted, what happens next?
Your estate agent will need to be informed of your solicitor's details (ensure that the conveyancers are on the bank’s approved list). Telephone Barclays or your financial adviser and finalise any relevant forms. Barclays will appoint a valuer who will get in contact with the estate agent or seller to arrange a time for the valuation to happen. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. Barclays will send the offer to you and your conveyancing practitioners. The transaction will then take it’s course according the nature and complexity of the conveyancing in Milnrow.
How does conveyancing in Milnrow differ for newly converted properties?
Most buyers of new build property in Milnrow contact us having been asked by the developer to sign contracts and commit to the purchase even before the property is ready to move into. This is because builders in Milnrow typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Milnrow or who has acted in the same development.
I opted to have a survey carried out on a house in Milnrow prior to appointing conveyancers. I have been advised that there is a flying freehold overhang to the house. Our surveyor advised that some mortgage companies will not give a loan on such a home.
It depends who your proposed lender is. Lloyds has different instructions for example to Birmingham Midshires. If you contact us we can check via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Milnrow. Conveyancing will be smoother if you use a solicitor in Milnrow especially if they are familiar with such properties in Milnrow.