What does my ID and proof of funds have anything to do with my conveyancing in Oldham? Is this really necessary?
It is indeed that case that these requests have nothing to do with conveyancing in Oldham. However these days you can not complete any conveyancing process in the absence submitting evidence of your identity. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are supplying your driving licence as evidence of ID it must be both the paper element as well as the photo card part, one is not sufficient without the other.
Verification of your source of funds is necessary in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your lawyer will need to have this information on file. Your Oldham conveyancing solicitor will require evidence of proof of funds prior to accepting any monies from you into their client account and they should also ask further queries concerning the source of monies.
Is it necessary during the course of the conveyancing process to have a meeting at the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Oldham so that I can pop in to their offices when needed.
Whereas this was necessary 15 years ago, most lenders no longer oblige their conveyancing panel solicitor to witness the mortgagors signature. You will still be obliged to hand over identification documents and there are still distinct advantages to using a local ayer, in your situation a conveyancing solicitor in Oldham.
I am planning on selling our home in Oldham and according to the buyers it appears that there is a risk of it being built land that was not decontaminated. Any local lawyer would know this is not the case. It does beg the question why the buyers are using a national conveyancing outfit rather than a conveyancing solicitor in Oldham. Having lived in Oldham for many years we know that this is a non issue. Should we get in touch with our local Authority to seek confirmation that there is no issue.
It sounds as though you may have a conveyancing firm currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
I've recently found out that there is a flying freehold element on a property I have offered on two weeks back in what should have been a straight forward, no chain conveyancing. Oldham is where the house is located. Is there any guidance you can give?
Flying freeholds in Oldham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Oldham you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Oldham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
Given that I will soon part with 450k on a terraced house in Oldham I would like to have a conversation with the solicitor about mytransaction prior to instructing the firm. Can this be arranged?
This is something that we recommend - we would be pleased to talk to you we do not take any clients on without you first talking to the solicitor due to be doing your property ownership legalities in Oldham.There is no ‘factory style conveyancing’ - each client is an important individual, not a case reference. The law firms that we put you in touch with believe that the figure you are provided with for your conveyancing in Oldham should be the amount on the final invoice that you end up paying.
As co-executor for the estate of my grandmother I am disposing of a residence in Neath but live in Oldham. My lawyer (who is 300 miles awayrequires that I sign a statutory declaration ahead of the transaction finalising. Can you recommend a conveyancing practitioner in Oldham to attest this legal document for me?
strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will suffice regardless of whether they are based in Oldham