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FACT : Oldham Conveyancing Solicitors Know more about Conveyancing in Oldham

Oldham Conveyancing Statistics*

  • 1 The most common indemnity insurance policies for Oldham conveyancing is Lack of Planning Permission
  • 2 885 is the median number of years remaining on leases in Oldham
  • 3 Average time frame of 31 days for registration of title in Oldham
  • 4 Average Stamp Duty Payable for this year to date was £1,689
  • 5 Average Land Registry Fee for this year to date was £270

Examples of recent conveyancing in Oldham since August 2022*

Recently asked questions about conveyancing in Oldham

IfI were to acquire a freehold homein Oldham mortgage fee and dispense with a survey and no conveyancing searches how much should I expect to to save on my conveyancing in Oldham?

The sole reduction in fees you would achieve is the disbursement for searches. Your conveyancer is obliged to do the vast majority of work - money laundering, communicating with the sellers lawyer, SDLT submission, register the property etc. A slight saving might be made by not having to register a charge but it won't be significant.

What is your number one tip for finding a conveyancing solicitor in Oldham

We would encourage you not to base your choice on the lowest Oldham conveyancing quote. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.

My uncle pointed out to me me that in buying a property in Oldham there may be various restrictions preventing external alterations to a property. Is this right?

There are a number of properties in Oldham which have some sort of restriction or requirement of consent to perform external changes. Part of the conveyancing in Oldham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

We are getting the release of further funds on our mortgage from RBS as we wish to conduct alterations to our property in Oldham. Are we obliged to select a high street Oldham solicitor on the RBS conveyancing panel to deal with the legals?

RBS do not ordinarily require a member of their approved list of lawyers to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS conveyancing panel.

Should our lawyer be raising enquiries about flooding as part of the conveyancing in Oldham.

Flooding is a growing risk for lawyers dealing with homes in Oldham. There are those who acquire a house in Oldham, fully expectant that at some time, it may be flooded. However, aside from the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Lawyers are not best placed to offer advice on flood risk, however there are a various searches that can be undertaken by the purchaser or on a buyer’s behalf which will figure out the risks in Oldham. The standard property information forms supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the owner to discover if the property has suffered from flooding. In the event that the premises has been flooded in past which is not notified by the seller, then a purchaser could bring a claim for damages stemming from an misleading reply. The purchaser’s solicitors will also commission an environmental search. This will disclose if there is any known flood risk. If so, further inquiries should be conducted.

Yesterday I discovered that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Oldham is where the house is located. Is there any advice you can give?

Flying freeholds in Oldham are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Oldham you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Oldham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I've recently bought a leasehold house in Oldham. Am I liable to pay service charges relating to a period prior to completion of my purchase?

Where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Oldham Leasehold Conveyancing - A selection of Questions you should ask Prior to Purchasing

    Who is in charge of the building? Please inform me if there are any major works anticipated that will increase the maintenance charges? Is the freehold owned jointly by the tenants?

We have an offer in principle from The Royal Bank of Scotland who indicated that they will loan up to £350k. When do we need to appoint a lawyer for conveyancing? Oldham is where we are purchasing.

It would be wise to appoint a solicitor now and ask them to open a file on your behalf. This will kickstart: 1) the selling agent to send out the Sales Memorandum to the relevant parties 2) the seller’s lawyer to submit the draft agreement. That being said, do not ask your lawyer to order searches until you have your valuation report from The Royal Bank of Scotland and you are happy to proceed.

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Sample of conveyancing solicitors in Oldham regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Oldham but also conveyancing throughout England and Wales.

  • Wrigley Claydon Solicitors, 29-33 Union Street, Oldham, Lancashire, OL1 1HH
  • Mellor & Jackson Solicitors Ltd, 8 Church Lane, Oldham, Lancashire, OL1 3AP
  • Scott Hyman & Co, Lancashire House, Winters Court, 12 Church Lane, Ol1 3an, Oldham, Lancashire, OL1 3AN
  • Coupland Cavendish Limited, Lancashire House, 12 Church Lane, Oldham, Lancashire, OL1 3AN
  • Garratts, King Street Buildings, Manchester Street, Oldham, Greater Manchester, OL8 1DH

Residential Landlord and Tenant Conveyancing solicitors in Oldham

The firms listed below are a non-comprehensive list of solicitors in Oldham practicing in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on Claims for damages for illegal

  • Wrigley Claydon Solicitors, 29-33 Union Street, Oldham, Lancashire, OL1 1HH
  • Mellor Hargreaves, 11 King Street, Oldham, Lancashire, OL8 1DW
  • Scott Hyman & Co, Lancashire House, Winters Court, 12 Church Lane, Ol1 3an, Oldham, Lancashire, OL1 3AN
  • North Ainley, 34-36 Clegg Street, Oldham, Greater Manchester, OL1 1PS
  • Norcross Lees & Riches, 19 Queen Street, Oldham, Lancashire, OL1 1RD

Commercial Conveyancing solicitors in Oldham regulated by the SRA

The firms listed below are a small selection of solicitors in Oldham practicing in commercial conveyancing in Oldham. This could include advice on buying and selling small and large scale commercial property and agricultural land
  • Wrigley Claydon Solicitors, 29-33 Union Street, Oldham, Lancashire, OL1 1HH
  • Mellor & Jackson Solicitors Ltd, 8 Church Lane, Oldham, Lancashire, OL1 3AP
  • Scott Hyman & Co, Lancashire House, Winters Court, 12 Church Lane, Ol1 3an, Oldham, Lancashire, OL1 3AN
  • North Ainley, 34-36 Clegg Street, Oldham, Greater Manchester, OL1 1PS
  • Norcross Lees & Riches, 19 Queen Street, Oldham, Lancashire, OL1 1RD

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.