I am purchasing a house for cash in Oldham. I have resided for the last twelve years in Oldham. Conveyancing searches are a lot of money. As I have knowledge of the area and road intimately should I not bother getting the solicitor to do all the conveyancing searches?
In the absence of a home loan, then all but one or two of the Oldham conveyancing searches are non-obligatory. Your solicitor will 'advise', perhaps strongly, that you should have searches done, but he is duty bound to take that path of guidance. Do take into account; if you are likely to dispose of the house at a future date, it could be of interest to your future purchaser what the searches determine. On occasion premises with apparent issues can still show up unexpected search results. A good conveyancing solicitor in Oldham should provide you some practical advice in this regard.
I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Oldham. My lender is Virgin
Virgin have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 26/1/2026, the requirements read as follows :
A friend pointed out to me me that in buying a property in Oldham there may be various restrictions prohibiting external changes to the property. Is this right?
There are a number of properties in Oldham which have some sort of restriction or requirement of consent to carry out external variations. Part of the conveyancing in Oldham should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am planning to move house in April. Should my conveyancing solicitor liaise with the removal company on the day of completion. Incidentally, can you recommend a removal company in Oldham. Conveyancing firm was found before I stumbled across your site.
On the afternoon of completion you can collect the house keys from your estate agent however this can only occur when the sellers conveyancers advise the agent that they acknowledge receipt of the completion payment and the keys can be handed over. After that you will need to advise the removal company that they can start moving you in. As a matter of policy we do not suggest a particular removal organisation but can assist you in finding a conveyancing in Oldham or a legal practice with expertise in conveyancing in Oldham.
How can we know in advance if a Oldham conveyancing solicitor on the Barclays panel is any good?
When it comes to conveyancing in Oldham seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the lawyer conducting your conveyancing.
I'm buying a new build house in Oldham with a mortgage from Nottingham Building Society. The sellers refused to reduce the price so I negotiated 6k of additionals instead. The sale representative suggested that I not reveal to my conveyancer about this extras as it will adversely affect my loan with the bank. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one near me in Oldham I like with amenity areas and transport links in the vicinity, however it's only got 61 remaining years left on the lease. I can't really find anything else in Oldham suitable, so just wondered if I would be making a grave error buying a lease with such few years left?
If you require a home loan that many years will be a potential deal breaker. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of 2 years you could request that they commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this.
Am I best advised to appoint a Oldham conveyancing lawyer who is local to the property I am buying? An old friend can carry out the legal formalities but his firm is located over three hundred miles drive away.
The primary upside of using a high street Oldham conveyancing firm is that you can pop in to execute documents, deliver your ID and apply pressure on them if necessary. They will also have local knowledge which is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and they were content that must surpass using an unknown Oldham conveyancing lawyer just because they are Oldham based.