Find a Lender-Approved Local Conveyancer in Folkestone

Ready to buy a new home? Find a law firm approved by your lender.

You can try and find the cheapest conveyancing solicitors in Folkestone but be careful as you may get what you pay for.

5 reasons to let us assist you select a local conveyancing solicitor in Folkestone

  • 1 We are the UKs largest domestic conveyancing directory service identifying mortgage company approved property lawyers conducting conveyancing in Folkestone regulated by the SRA or CLC.
  • 2 Folkestone property lawyers work in conjunction with Folkestone estate agents, developers, surveyors, banks and other professionals to ensure that a quality service is provided to buyers and sellers every step of the way, ensuring the smoothest, most stress-free process possible
  • 3 Folkestone property lawyers will have connections at the local Land Registry Office, Local Authority and estate agents
  • 4 You can rest easier when select the very best, most recommended conveyancing solicitors. Folkestone has a number to choose from, but for a truly dependable and dependable service many local people have been use the recommendation of this site.
  • 5 Lawyer conveyancing solicitors have extremely good personal links with Folkestone estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.

Examples of recent conveyancing in Folkestone since July 2021*

Sale

of apartment Ingles Road CT20 2DE, at buying amount of £150,000. Leasehold conveyancing included: drafting the sale agreement and Transfer, agreeing completion date with parties, setting up the completion formalities

Transfer

of semi premises, Foster Way, CT20 2TT completing on 23/07/2021 at a price of £275,000. The conveyancing process included amongst the various tasks: obtaining official copies of the title, agreeing completion date with parties, sending title deeds and executed transfer to buyer’s conveyancer

Transfer

of flat Sandgate Road CT20 2XB, at buying sum of £115,000. Leasehold conveyancing included: dealing with appropriate requisitions and enquiries, sending the transfer to the seller for signature in preparation for completion, setting up the completion formalities

Disposal

of house premises, Radnor Park Gardens, CT19 5BP completing on 11/08/2021 at a price of £405,000. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, preparing statement detailing charges, sending title deeds and executed transfer to purchaser’s lawyers

Recently asked questions about conveyancing in Folkestone

We are buying a 1 bedroom flat in Folkestone with a mortgage. We like our Folkestone conveyancer, however the mortgage company advise he's not on their "panel". We have to appoint one of the bank panel solicitors or keep our Folkestone lawyer and pay for one of their panel firms to act for them. This seems very unfair; can we not insist that the bank use our Folkestone conveyancing practitioner ?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Folkestone conveyancing lawyer to apply to be on the conveyancing panel.

Is it the case that all Folkestone solicitor firms on the Virgin Money conveyancing panel are governed by the SRA?

As solicitors, in order to be on the Virgin Money approved list of solicitors they would need to be regulated by the SRA. The majority of lenders do list licenced conveyancers on their panel and in such a situation the practice would be regulated by the CLC.

We were going to get a DIP from Leeds Building Society this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Folkestone solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?

You will need to appoint Folkestone solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.

Planning on purchasing a flat in Folkestone. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Kent Reliance conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Folkestone property lawyer is on the Kent Reliance conveyancing panel.

What can a local search inform me concerning the property we're purchasing in Folkestone?

Folkestone conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company such as PSG The local search is essential in every Folkestone conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic headings.

I was pointed in your direction by numerous property agents in Folkestone to choose a property lawyer on your site. Is there a financial advantage for Estate Agents to market your site over and above a competitor’s?

We don’t make any commission for directing people to this site. We found it would be just too difficult a fee as a client could think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

I am attracted to a two maisonettes in Folkestone both have approximately 50 years remaining on the lease term. should I be concerned?

There are no two ways about it. A leasehold flat in Folkestone is a deteriorating asset as a result of the shortening lease. The nearer the lease gets to its expiry date, the more it adversely affects the marketability of the premises. For most buyers and banks, leases with less than 75 years become less and less attractive. On a more positive note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Folkestone conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that any new terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I purchased a leasehold flat in Folkestone, conveyancing having been completed in 2008. Can you work out an approximate cost of a lease extension? Corresponding flats in Folkestone with a long lease are worth £195,000. The average or mid-range amount of ground rent is £45 yearly. The lease expires on 21st October 2084

You have 63 years left to run we estimate the premium for your lease extension to span between £16,200 and £18,600 plus costs.

The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on a more accurate figure in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be taken into account and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before seeking the advice of a professional.

I have just started marketing my 2 bed flat in Folkestone.Conveyancing is yet to be initiated but I have just received a half-yearly service charge demand – Do I pay up?

Your conveyancing lawyer is likely to suggest that you should discharge the invoice as normal because all rents and maintenance invoices should be apportionedon completion, so you will be reimbursed by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process

Last updated

Sample of conveyancing solicitors in Folkestone regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Folkestone but also conveyancing throughout England and Wales.

  • Frederic Hall Solicitors, York House, 32 Cheriton Gardens, Folkestone, Kent, CT20 2UR
  • Worthingtons, 28 Cheriton Gardens, Folkestone, Kent, CT20 2AU
  • Rootes & Alliott, 27 Cheriton Gardens, Folkestone, Kent, CT20 2AR
  • Bowers & Jessup Solicitors, Westholme Chambers, 134a Sandgate Road, Folkestone, Kent, CT20 2BW
  • Henwood Twenty Two Limited, 147 High Street, Hythe, Kent, CT21 5JN

Commercial Conveyancing solicitors in Folkestone regulated by the SRA

The list below is a small selection of solicitors in Folkestone specialising in commercial conveyancing in Folkestone. This should include advice on buying and selling small and large scale commercial property and agricultural land
  • Frederic Hall Solicitors, York House, 32 Cheriton Gardens, Folkestone, Kent, CT20 2UR
  • Worthingtons, 28 Cheriton Gardens, Folkestone, Kent, CT20 2AU
  • Rootes & Alliott, 27 Cheriton Gardens, Folkestone, Kent, CT20 2AR
  • Bowers & Jessup Solicitors, Westholme Chambers, 134a Sandgate Road, Folkestone, Kent, CT20 2BW
  • Henwood Twenty Two Limited, 147 High Street, Hythe, Kent, CT21 5JN

What to expect from a Licensed Conveyancer for conveyancing in Folkestone?

Licensed Conveyancers specialise in the legalities surrounding purchasing and selling property and cover conveyancing nationwide not just Folkestone. When using a Licensed Conveyancer regulated by the CLC, you are entitled to:
  • Be supplied with an honest and lawful conveyancing.
  • Have a high standard of legal services.
  • Receive your conveyancing dealt with using care, skill and legal competence.
  • Have a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Receive a service which is accessible and responsive to your individual needs.
  • Not feel discriminated against, victimised or harassed.
  • Not receive a service which is below the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your specific needs taken into account should a complaint be necessary.
  • Be supplied with a timeous, impartial and comprehensive service if making a complaint about your conveyancing in Folkestone about your conveyancing in Folkestone.

Neighboring Locations

Hythe
Sandgate
Folkestone
Dover
Maxton

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.