My brother and I have lately bought a property in Folkestone. We have noticed several problems with the house which we believe were missed in the conveyancing searches. Is there anything we can do? What searches should? have been ordered as part of conveyancing in Folkestone?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Folkestone. Conveyancing searches and due diligence initiated as part of the buying process are supposed to help avoid problems. As part of the process, a seller completes a document referred to as a SPIF. answers provided is inaccurate, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Folkestone.
Is it correct that all Folkestone CQS (Conveyancing Quality Scheme) solicitors are on the HSBC conveyancing list of approved firms?
It is true that some banks and building societies now make use of CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
Is there a list of Coventry BS panel solicitors in Folkestone on the Building Society Association’s Website?
No. There is no such facility on the CML or Building Society Association sites. Very few banks make their panel listings visible on the web. If you are looking for a Folkestone lawyer on the Coventry BS please make the most of our facility.
I have decided to exercise my right to buy my property in Folkestone off the council. I have a mortgage offer with Santander. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Santander, you will need to appoint a solicitor on the Santander conveyancing panel.
My wife and I have a semi-detached Edwardian house in Folkestone. Conveyancing practitioner acted for me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw two entries: the first freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Folkestone and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with purchasers. You can also enquire as to the situation with your conveyancing lawyer who conducted the work.
I opted to have a survey completed on a house in Folkestone prior to appointing conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some banks may refuse to give a mortgage on such a property.
It depends who your proposed lender is. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can look into this further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Folkestone. Conveyancing may be slightly more expensive based on your lender's requirements.
Is there anything unique about your site and alternative internet conveyancing solicitors when it comes to conveyancing in Folkestone?
At this site receive a conveyancing quote from a Solicitor or Licensed Conveyancer that understands the issues of your conveyancing in Folkestone. Unlike many estate agents and many comparison sites we do not operate kick-back arrangements with solicitors. Many agents and online brokers 'recommend' solicitors that pays the highest commission, not the best value conveyancing in Folkestone
My father purchased his flat in Folkestone 7 years ago. He has since got wed, divorced and in recent months got remarried. He will be selling the flat in a few weeks. I suspect that he will simply be requested to supply copies of his marriage certificates to the property lawyer but he is anxious it will delay the conveyancing. Should he appoint a solicitor to update the Land Registry details for the house?
It is not absolutely necessary to bring up to date the title for the property as long as you have the evidence needed to demonstrate how the change of name occurred.
The purchaser’s lawyer will check the registered details and need evidence to establish the name change for example marriage certificates.