A mortgage agreement from NatWest for the remortgage of my single bedroom maisonette is due imminently. Could you recommend a low cost conveyancing practitioner in Folkestone?
You have come to the wrong site to search for cut-price fees for conveyancing in Folkestone. We can offer you affordable conveyancing but we do not advertise as being the cheapest. Resist the temptation to appoint brokers seducing you with £100 conveyancing in Folkestone. At best, in going for low cost conveyancing, you will end up with what you pay for and at worst it will result in you with a hefty uplift in extras and still not receive the service expected.
The vendors of the house we are purchasing have appointed a conveyancing solicitor in Folkestone who has suggested a preliminary contract with a payment of 5k. Are such arrangements appropriate for Folkestone conveyancing transactions?
Lock out contracts are contracts between a home owner and purchaser giving the buyer a ‘clear field’ to the sale of the premises within an agreed time frame. For all intents and purposes, a lock out is a document stating that you will have a contract at a later date being the main conveyancing contract. It is generally utilised for buyer protection though in some cases, the vendor may stand to benefit from such agreements as well. There are many positives and negatives to having an agreement but you need to check with your solicitor but note that it may result in incurring extra in conveyancing charges. In light of these reasons these contracts are not popular when it comes to conveyancing in Folkestone.
This question may be naive but I am unexperienced as FTB of a two bedroom flat in Folkestone. Do I receive the keys to the house on completion from my solicitor? If so, I will use a High Street conveyancing solicitor in Folkestone?
On the day of completion you do not need to attend the conveyancers office in Folkestone. Conveyancing lawyers for you will electronically transfer the completion advance to the seller's lawyers, and shortly after the monies have arrived, you will be able to pick up the keys from the Estate Agents and start moving into the property. This tends to happen between 1 and 3pm.
When it comes to mortgage companies such as Santander, do Folkestone lawyers face an annual charge to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
I am expecting a AIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Virgin Money recommend any Folkestone solicitors on the Virgin Money conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Folkestone solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
We are buying a property and the conveyancer has mentioned Chancel Repair to which the property could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly necessary for conveyancing in Folkestone
Unless a prior purchase of the property took place post 12 October 2013 you could take it that conveyancing practitioners conducting conveyancing in Folkestone to remain recommending a chancel search and or insurance against a claim.
I used Action Conveyancing a few years past for my conveyancing in Folkestone. I now require my papers however the law firm is no longer operating. What do I do?
You should contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Folkestone of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
We are four weeks into a residential purchase having been referred to conveyancers by the estate agent to perform conveyancing in Folkestone. I am am extremely frustrated with the quality of service. Could you you assist me in finding new conveyancers?
A conveyancer would have to be really bad to suggest diss instructing them. Has your loan offer been issued? If so you will need to make them aware of the new lawyer and get the loan are re-issued. The conveyancer should be on the mortgage company approved list to avoid supplemental expenses and complications. That should be your first question of the new solicitors. The search tool can help you find a bank approved solicitor for your conveyancing in Folkestone