Find a Lender-Approved Local Conveyancer in Matlock

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Reasons to use our Matlock conveyancing solicitors

  • 1 Notwithstanding what other sites say it may be important to pop into your conveyancer to sign contracts. There are various parties with engaged in a homemove without needing to include Royal Mail into the mix.
  • 2 Matlock property lawyer are the key to a successful Matlock home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your transaction
  • 3 The Matlock conveyancing practitioners that we work with are dedicated to supplying value for money, efficient and accessible conveyancing service to home buyers, sellers and investors in Matlock
  • 4 Solicitor conveyancing solicitors have valuable personal links with Matlock selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 5 Solicitors accustomed to conveyancing in Matlock are familiar with the local issues specific to Matlock and therefore you may benefit from better guidance and faster conveyancing.

Examples of recent conveyancing in Matlock since March 2024*

Recently asked questions about conveyancing in Matlock

My conveyancer has identified a a legal deficiency with the lease for the apartment we are purchasing in Matlock. The seller’s lawyers have put forward defective title insurance as a workaround. We are content with insurance and will cover the costs. Our solicitor says that he must check that the mortgage company is willing to move forward with this solution. Who is the client here, us or the mortgage company ?

The short answer to your last question is that, notwithstanding the potential for a conflict of interest, you and the bank are the client. Your lawyer must comply with the UK Finance Lenders’ Handbook conditions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the mortgage company can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for you.

We expect to receive a AIP from Yorkshire BS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Yorkshire BS recommend any Matlock solicitors on the Yorkshire BS conveyancing panel, or is it better to go independently?

You will need to appoint Matlock solicitors independently although you'll need to choose one on the Yorkshire BS conveyancing panel. The solicitor represents both you and Yorkshire BS through the process.

I have a mortgage with Skipton for my property in Matlock. Conveyancing was finalised months ago. Should I wish to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Skipton?

You must advise Skipton in advance of renting your property as this is likely to be a breach of Skipton’s mortgage conditions. It may be that Skipton will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Skipton directly. It should not be necessary to do this via a Skipton conveyancing panel lawyer.

I am selling my apartment. I had a double glazing fitted in February 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's mortgage company, Lloyds are being a right pain. The Matlock solicitor who is on the Lloyds conveyancing panel is recommending indemnity insurance as a solution but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?

It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

Will my solicitor be asking questions about flooding during the conveyancing in Matlock.

The risk of flooding is if increasing concern for lawyers dealing with homes in Matlock. There are those who purchase a property in Matlock, completely aware that at some time, it may suffer from flooding. However, leaving to one side the physical destruction, where a property is at risk of flooding, it may be difficult to obtain a mortgage, adequate building insurance, or sell the property. There are steps that can be taken during the course of a house purchase to forewarn the buyer.

Lawyers are not qualified to give advice on flood risk, but there are a various checks that can be initiated by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in Matlock. The standard information sent to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the vendor to discover whether the premises has suffered from flooding. If the premises has been flooded in past which is not revealed by the owner, then a purchaser could commence a legal claim for losses stemming from an inaccurate response. The purchaser’s conveyancers should also conduct an environmental report. This will indicate if there is any known flood risk. If so, more detailed inquiries will need to be initiated.

The estate agent has sent us the confirmation of our purchase of a new build apartment in Matlock. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Matlock

    Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? There must be mutual enforceability of lessee’s covenants. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

I decided to have a survey done on a property in Matlock prior to instructing conveyancers. I have been informed that there is a flying freehold overhang to the house. The surveyor has said that some banks may refuse to issue a mortgage on this type of property.

It varies from the lender to lender. Lloyds has different instructions from Birmingham Midshires. If you e-mail us we can investigate further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Matlock. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to find a conveyancing solicitor for sale conveyancing in Matlock. I happened to chance upon a web site which looks to be the ideal solution If it is possible to get all the legals done via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Last updated

Sample of conveyancing solicitors in Matlock regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Matlock but also conveyancing throughout England and Wales.

  • Lovedays Solicitors, Crown Chambers, 6 Bank Road, Matlock, Derbyshire, DE4 3AQ
  • Potter & Co Solicitors Limited, Bridge Chambers, 23 Dale Road, Matlock, Derbyshire, DE4 3LT
  • Dalton Law Limited, Bridge House, 1 Dale Road, Matlock, Derbyshire, DE4 3LT

Domestic conveyancing in Matlock normally comprises the following:

  • Taking instructions from parties involved
  • Examining the title unregistered or registered
  • Conducting Matlock property searches with respect to the property
  • Assessing draft sale agreement and other documentation prepared the vendor’s conveyancer
  • Raising questions with the owner’s conveyancer
  • Negotiating the sale agreement
  • Analysing replies prepared by the seller to pre-contract enquiries
  • Negotiating a Transfer Deed for completion
  • Guiding the purchasing in respect of the loan offer: (where relevant)
  • Drawing up and sending the buyer a report on title (that is; summarising to the purchaser on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then preparing for completion
  • Completion of and submitting to HM Revenue and Customs the appropriate stamp duty forms and payment
  • Registering the buyer and the home loan (if appropriate) at the HM Land Registry.

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Matlock has some of the following tasks:

  • Obtaining instructions from the appropriate parties
  • Investigating the title to the property
  • Following instructions from the bank (if relevant)
  • Agreeing the terms of the transaction
  • Preparing the Transfer or approving the Transfer deed
  • Agreeing adjustments to the the Transfer deed
  • Corresponding with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Preparing and submitting to HMRC the appropriate SDLT forms and payment
  • Dealing with the registration formalities for the transfer of ownership and the home loan (if applicable) at the HMLR.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.