We are due to move property in December. Should my conveyancing solicitor call the removal company on the day of completion. As an aside, can you suggest a removal company in Matlock. Conveyancing solicitor was found prior to coming across your page.
On the day of completion you can pick up the keys from your property agent but this can only occur after the previous owners conveyancers confirm to the agent that they have the completion monies and the keys can be handed over. After that you should inform the removal men that they can start moving you in. We are not in a position to suggest a particular removal company but can help you choose a residential property solicitor in Matlock or a firm that specialises in conveyancing in Matlock.
We have a mortgage agreed in principle with Nationwide. Matlock conveyancing practitioners have been chosen. What is the average time that one could expect to receive a mortgage offer from Nationwide?
There is no definitive answer here. Have Nationwide done the valuation? Have you informed Nationwide as to your lawyers' details and checked that your lawyers are on the Nationwide conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have today made my last payment due on my mortgage with HSBC. I assume I don't need a Matlock property lawyer on the HSBC panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your HSBC mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the HSBC mortgage from the register. HSBC, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where HSBC has sent the Land Registry the discharge electronically, and
- HSBC has instructed the Land Registry to do so
I have todaydiscovered that Arc property Solicitors have closed. They carried out my conveyancing in Matlock for a purchase of a leasehold flat 10 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The easiest method to check if the property is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Matlock conveyancing specialists.
I opted to have a survey carried out on a property in Matlock prior to instructing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some mortgage companies tend not issue a loan on this type of premises.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you e-mail us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Matlock. Conveyancing may be slightly more expensive based on your lender's requirements.
I'm refinancing my current property to a BTL mortgage with Coventry Building Society and intend to use the remaining equity as a deposit on further house. The neighborhood we are interested in is Matlock. Will your conveyancers be able to act for both sets of mortgage companies and link together the two deals?
Make use of our comparison tool on this site to ensure that the conveyancers are on the relevant lender panels. Assuming that they are the lawyer should be able to connect the two deals but you should talk with you conveyancer and specify your desired outcome and requirements.
I need to instruct a conveyancing lawyer in Matlock for my remortgage. Is there any facility to check a firm’s complaints history with the legal regulator?
You may search for documented Solicitor Regulator Association (SRA) decisions stemming from inquisitions from 2008 onwards. Visit Check a solicitor's record. To find details Pre 2008, or to check a firm's history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, call +44 (0)121 329 6800. The SRA sometimes monitor telephone calls for training requirements.
Having checked my lease I have discovered that there are only Fifty years left on my lease in Matlock. I now want to get lease extension but my freeholder is missing. What are my options?
If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. However, you will be required to prove that you have made all reasonable attempts to find the lessor. For most situations an enquiry agent should be useful to try and locate and prepare an expert document to be accepted by the court as proof that the landlord is indeed missing. It is wise to seek advice from a conveyancer in relation to proving the landlord’s absence and the application to the County Court overseeing Matlock.
Matlock Leasehold Conveyancing - A selection of Questions you should ask before buying
Can you inform me if there are any major works in the planning that will add a premium to the maintenance fees? Where a Matlock lease has fewer than 80 years it will have adverse implications on the salability of the apartment. Check with your mortgage company that they are willing to go ahead with the loan given the lease term. A short lease means that you will probably require a lease extension sooner rather than later and it is worth discovering what this will be. Remember, in most cases you will be be obliged to have been the owner of the premises for a couple of years before you are entitled to exercise a lease extension. On the whole the outlay for major works are not included within service charges, although a few managing agents in Matlock ask leaseholders to pay into a sinking fund and this is used to offset against major repairs or maintenance.