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Selecting the right solicitor is the most important decision when it comes to your Matlock conveyancing

Reasons to use our Matlock conveyancing solicitors

  • 1 You can rest easier when select the very best, most recommended conveyancing solicitors. Matlock has a number to select from, but for a truly dependable and reliable service many local people have been use the recommendation of this site.
  • 2 Low cost packages from online conveyancers might be tempting. However, these organisations are often based many miles away with little appreciation of the factors that impact property transactions in Matlock
  • 3 Matlock conveyancer are the linchpin to a successful Matlock home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing
  • 4 Chances are that the other side’s lawyers have offices in Matlock - if so sets of conveyancers are likely to be on good working terms
  • 5 Matlock property lawyers have a crucial advantage when it comes to Matlock conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that can affect your sale or purchase

Examples of recent conveyancing in Matlock since March 2022*

Transfer

of semi residence, White Tor Road, DE4 5JF completing on 21/03/2022 at a price of £208,000. The conveyancing process included amongst the various tasks: drafting the sale agreement and Transfer, sending the transfer to the vendor for execution in preparation for completion, ordering official copies of the title

Transfer

of terraced residence, Riber View Close, DE4 5HB completing on 18/03/2022 at a price of £180,000. The legal transfer of property included amongst the various tasks: sending conveyancing papers to buyers representatives, dealing with appropriate requisitions and enquiries, sending title deeds and executed transfer to buyer’s solicitor

Disposal

of terraced residence, Laburnum Close, DE4 2QX completing on 18/03/2022 at a price of £138,500. The legal transfer of property included amongst the various tasks: drafting the sale agreement and Transfer, securing official copies of the title, preparing statement detailing charges

Sale

of terraced premises, The Hall, DE4 4LX completing on 18/03/2022 at a price of £410,000. The legal transfer of property incorporates some of the following tasks: sending conveyancing papers to buyers representatives, sending the transfer to the vendor for execution in preparation for completion, agreeing completion date with parties

Recently asked questions about conveyancing in Matlock

I purchased a freehold premises in Matlock but still charged rent, why is this and what is this?

It is rare for properties in Matlock and has limited impact for conveyancing in Matlock but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the creation of fresh rentcharges from 1977 onwards.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

Forgive me if this question is silly but I am wet behind the ears as FTB of a garden flat in Matlock. Do I collect the keys to the property on the completion date from my conveyancer? If this is the case, I will appoint a local conveyancing solicitor in Matlock?

On the day of completion you will not be required to attend the conveyancers office in Matlock. Conveyancing lawyers for you will electronically transfer the completion advance to the owner’s solicitors, and once they have received this, you will be able to collect the keys from the Estate Agents and start moving into the property. Usually this occurs between 1 and 3pm.

Please help - my lawyer says that lack of right of way insurance is necessary on my purchase. What is the level of cover for Matlock conveyancing?

The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Yorkshire Building Society and Leeds Building Society. Conveyancing practitioners as opposed to borrowers take out such insurances.

I had an offer accepted on an apartment in Matlock on 4/5/2022, valuation was booked 4 days later, received a clean bill of health. Solicitor appointed, so all that was missing was my mortgage offer. Having made daily calls to Leeds Building Society and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Leeds Building Society conveyancing panel. Are Leeds Building Society entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Leeds Building Society to deal with your lawyer's application to be on the Leeds Building Society conveyancing panel. There's no guarantee that your solicitor will be accepted.

Will my conveyancer be making enquiries concerning flooding during the conveyancing in Matlock.

Flooding is a growing risk for conveyancers dealing with homes in Matlock. There are those who purchase a house in Matlock, fully expectant that at some time, it may be flooded. However, leaving to one side the physical destruction, if a house is at risk of flooding, it may be difficult to obtain a mortgage, suitable building insurance, or sell the property. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not best placed to offer advice on flood risk, however there are a various checks that can be initiated by the buyer or on a buyer’s behalf which should give them a better appreciation of the risks in Matlock. The conventional set of property information forms given to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the owner to determine whether the premises has suffered from flooding. In the event that the property has been flooded in past and is not revealed by the owner, then a purchaser could issue a legal claim for losses as a result of such an inaccurate reply. The buyer’s solicitors will also conduct an environmental search. This will disclose if there is any known flood risk. If so, more detailed inquiries will need to be initiated.

I'm buying my first flat in Matlock with the aid of help to buy. The sellers would not reduce the amount so I negotiated 6k of extras instead. The house builders rep told me not to tell my conveyancer about the side-deal as it would put at risk my mortgage with National Westminster Bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £235,500 and identified one round the corner in Matlock I like with a park and railway links nearby, however it's only got 52 years on the lease. I can't really find anything else in Matlock for this price, so just wondered if I would be making a mistake acquiring a short lease?

Should you need a mortgage that many years will be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer about this matter.

Back In 2002, I bought a leasehold flat in Matlock. Conveyancing and Virgin Money mortgage organised. A letter has just been received from someone saying they have taken over the freehold. It included a ground rent demand for rent dating back to 1992. The conveyancing practitioner in Matlock who previously acted has now retired. What should I do?

First contact HMLR to make sure that the individual claiming to own the freehold is in fact the new freeholder. You do not need to incur the fees of a Matlock conveyancing solicitor to do this as you can do this on the Land Registry website for £3. You should note that regardless, even if this is the rightful freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

I own a split level flat in Matlock, conveyancing was carried out in 2010. Can you work out an approximate cost of a lease extension? Equivalent flats in Matlock with an extended lease are worth £202,000. The ground rent is £60 per annum. The lease comes to an end on 21st October 2079

With just 57 years remaining on your lease the likely cost is going to range between £28,500 and £33,000 as well as professional fees.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There may be other concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action based on this information before seeking the advice of a professional.

Last updated

Commercial Conveyancing solicitors in Matlock regulated by the SRA

The list below is a small selection of solicitors in Matlock with expertise in commercial conveyancing in Matlock. This may include advice on taking a commercial lease as a tenant
  • Lovedays Solicitors, Crown Chambers, 6 Bank Road, Matlock, Derbyshire, DE4 3AQ
  • Potter & Co Solicitors Limited, Bridge Chambers, 23 Dale Road, Matlock, Derbyshire, DE4 3LT
  • Dalton Law Limited, Bridge House, 1 Dale Road, Matlock, Derbyshire, DE4 3LT

What to expect from a Licensed Conveyancer for conveyancing in Matlock?

Licensed Conveyancers specialise in the legalities surrounding acquiring and selling property and cover conveyancing countrywide not just Matlock. When using a Licensed Conveyancer governed by the CLC, you are entitled to:
  • Receive an honest and lawful conveyancing.
  • Have a high standard of legal services.
  • Receive your transaction dealt with using care, skill and legal know-how.
  • Have a high quality of service due to your lawyer’s arrangements, resources, procedures, skills and commitment.
  • Receive a service which is accessible and responsive to your individual needs.
  • You should not consider yourself discriminated against, victimised or harassed.
  • Not receive a service which is below the standard you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
  • Have your individual needs taken into account should a complaint be necessary.
  • Enjoy the benefit of a swift, impartial and comprehensive service when if a complaint is registered about your conveyancing in Matlock.

Home buying in Matlock is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Obtaining instructions from the appropriate parties
  • Collating the documents evidencing the title to the property
  • Drafting contract and associated papers
  • Sending draft papers to the property lawyer retained by the buyer
  • Negotiating contracts and responding to further enquires from the purchaser’s property lawyer
  • Agreeing the transfer document
  • Responding to requisitions prepared by the purchaser’s property lawyer
  • Carrying out the key stage of exchanging contracts and then preparing for completion
  • Accepting the sale proceeds and sending funds to the seller, the estate agent and repaying the home loan (if applicable)

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.