We are about to exchange contracts for a ground floor flat in Martlesham. We encountered a stumbling block. The loan offer with Clydesdale expires on 12/3/2026 but the vendors are suggesting a completion date of 16/3/2026. Can one prolong the mortgage expiry date?
The person best placed to deal with your question is your conveyancer who should calculate if they corresponding with the lender, owner’s lawyers, estate agents or indeed all parties given the circumstances your transaction as of today.
Can your site be used to recommend a Conveyancing solicitor in Martlesham even where I’m not buying or disposing of a house, for instance if I wish to buy an office in Martlesham with a mortgage from Bank of Ireland?
The service is mainly used to find domestic conveyancing solicitors in Martlesham but we have listed towards the bottom of this page a selection of Martlesham commercial conveyancing firms. You will need to make contact with the firm directly to establish if they are also authorised to represent Bank of Ireland
We are expecting a mortgage offer soon. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel solicitor as I would prefer to instruct a high street conveyancing solicitor in Martlesham?
Do check but the the probability is that appoint one of their panel solicitors where you take up the "fee-free" offer. Call the bank to check if they allow a cash alternative. In the past a few mortgage companies offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor near Martlesham.
I require expedited conveyancing in Martlesham as I am under a deadline to exchange contracts within one month. A mortgage is not required. Can I avoid the conveyancing searches to save money and time?
As you are not getting a home loan you are at free not to do searches although no solicitor would advise that you don't. With plenty of history conveyancing in Martlesham the following are examples of what can appear and therefore impact future saleability: Refused Planning Applications, Outstanding Fees, Overdue Grants, Railway Schemes,...
I'm buying my first flat in Martlesham with the aid of help to buy. The developers would not reduce the price so I negotiated 6k of extras instead. The house builders rep advised me not disclose to my lawyer about the deal as it could adversely affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Me and myfiance and I are in the market for a quality conveyancing solicitor in Martlesham to buy a flat. I want to avoid being ripped off and there's lots of Martlesham conveyancing practices out there...who do I opt for?
If you have never used a conveyancing practitioner previously, a trustworthy recommendation through relatives or friends is a great place to start and is often a good indicator of quality. Alternatively, view the Law Society’s online directory of solicitors in Martlesham or make use of our search tool to choose a conveyancing solicitor in Martlesham.