Unfortunately I am unable to travel far from Chantry. Is there a reason why all Chantry conveyancers aren't automatically on all lender panels?
Mortgage companies highlight the fact that solicitor-led fraud is thought to be responsible for millions of pounds of fraud every year.The dismissal of law firms off of lender panels started with the rise in mortgage fraud, which prompted a thematic review by the FSA in 2011. Its conclusions included recommendations for lending institutions to review their conveyancing panels, which kicked off a major policy change in the sector. It resulted in banks and building societies purging less reputable firms from their official list of approved conveyancing practitioners .
I am in a contract race with another prospective purchaser for a property in Chantry. What can I do to expedite matters?
First, If the seller is applying time constraints to exchange we would recommend that your solicitor is familiar with the location as they will make use of local connections and knowledge. It is even conceivable that they may have handled previoushomes in the same street. You would be best advised to use a Chantry conveyancing lawyer. In addition, check that the lawyer is on the on the approved list for your mortgage company. It is believed that nearly one in five of Chantry conveyancing transactions are frustrated or jeopardised after discovering a purchaser’s solicitor was not on their banks list of approved solicitors. This can often result in the transaction being frustrated by an average of three weeks. It is estimated that this issue impacts in the region of 100,000 home sales every year. Almost all Chantry conveyancing practices can not represent certain banks so do check as early as possible.
I am the registered owner of a freehold premises in Chantry but nevertheless pay rent, why is this and what is this?
It’s unusual for properties in Chantry and has limited impact for conveyancing in Chantry but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.
Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.
Old rentcharges can now be extinguished by making a lump sum payment under the Act. Any rentcharges that are still in existence after 2037 will be dispensed with completely.
I recently had an offer accepted on a house in Chantry. My mortgage broker pressured me to appoint their conveyancing practitioner. I paid an upfront payment of £225. A couple of days later, the conveyancer contacted me to say that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I am selling my house. I had a double glazing fitted in December 2006, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Principality are being pedantic. The Chantry solicitor who is on the Principality conveyancing panel is recommending indemnity insurance as a solution but Principality are insisting on a building regulation certificate. Why do Principality have a conveyancing panel if they don't accept advice from them?
It is probably the case that Principality have referred the matter to their valuer. The reason why Principality may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I had an offer accepted on an apartment in Chantry on 8/8/2025, valuation was booked five days later, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Yorkshire BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Yorkshire BS conveyancing panel. Are Yorkshire BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Yorkshire BS to deal with your lawyer's application to be on the Yorkshire BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
I have recentlybecome aware that Action Conveyancing have been shut down. They carried out my conveyancing in Chantry for a purchase of a leasehold flat 10 months ago. How can I establish that my home is not still registered in the name of the former proprietor?
The quickest way to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chantry conveyancing specialists.
Is it simple use your search tool to locate a conveyancing solicitor in Chantry on the panel for my bank?
First select a bank such as Yorkshire Building Society, Chelsea Building Society or Clydesdale then type in your location such as Chantry. Conveyancing firms in Chantry and across England and Wales should be listed.