My wife and I have lately purchased a house in Chantry. We have noticed several issues with the house which we suspect were omitted in the conveyancing searches. What action can we take? Can you clarify the type of searches that should have been conducted as part of conveyancing in Chantry?
It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Chantry. Conveyancing searches and investigations undertaken during the legal transfer of property are designed to help avoid problems. As part of the legal transfer of property, the vendor completes a form known as a Seller’s Property Information Form. If the information is inaccurate, you may have a misrepresentation claim against the owner for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Chantry.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Chantry. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 29/4/2026, the requirements read as follows :
I am purchasing a 4 bedroom semi-detached house in Chantry. Our aim is to an extension at the rear at the property.Will legal due diligence on the property include investigations to see if these works were previously refused?
Your property lawyer will review the registered title as conveyancing in Chantry will occasionally identify restrictions in the title documents which prevent categories of alterations or necessitated the permission of another owner. Some extensions require local authority planning consent and approval in compliance with building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I happen to be the only recipient of my late father’s estate with all property in now in my sole name, including the my former home in Chantry. Conveyancing formalities meant that the Land Registry date was in March. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', meaning my proprietorship may be regarded the same way as if I'd bought the house in March. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook requires solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. How sensible a view banks take of it, depend on the mortgage company as this clause chiefly exists to identify subsales or the flipping of property.
I had an offer accepted on an apartment in Chantry on 5/3/2026, valuation was booked five days after, all came back fine. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Principality and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Principality conveyancing panel. Are Principality entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.
Due to the input of my in-laws I had a survey completed on a property in Chantry before instructing lawyers. I have been informed that there is a flying freehold element to the property. The surveyor advised that some banks may refuse to issue a mortgage on a flying freehold property.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chantry. Conveyancing may be slightly more expensive based on your lender's requirements.
Am I best advised to appoint a Chantry conveyancing lawyer based in the vicinity that I am purchasing? I have an old university friend who can carry out the legal work but his firm is located over three hundred kilometers away.
The benefit of a high street Chantry conveyancing practice is that you can visit the firm to execute paperwork, present your identification documents and pester them if necessary. Having local Chantry know how is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who used your friend and they were content that must outweigh using an unknown Chantry conveyancing lawyer just because they are round the corner.
I am tempted by the attractive purchase price for a two apartments in Chantry both have about 50 years left on the leases. should I be concerned?
There is no doubt about it. A leasehold apartment in Chantry is a deteriorating asset as a result of the shortening lease. The closer the lease gets to zero years unexpired, the more it reduces the salability of the property. For most buyers and mortgage companies, leases with less than 75 years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a residence with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Chantry conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.
I own a 1 bedroom flat in Chantry, conveyancing having been completed in 2012. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Chantry with an extended lease are worth £180,000. The average or mid-range amount of ground rent is £65 charged once a year. The lease finishes on 21st October 2085
With just 59 years unexpired we estimate the premium for your lease extension to span between £20,900 and £24,200 plus plus your own and the landlord's "reasonable" professional fees.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs without more comprehensive investigations. Do not use this information in tribunal or court proceedings. There are no doubt other issues that need to be considered and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action based on this information before getting professional advice.