Having been recommended your service we were about to appoint conveyancing solicitor in Harwich endorsed using your comparison tool but have come across alternative quotes on the internet appear cheaper – how come?
You can find numerous conveyancing organisations marketing theoretically looks to be very low prices. Our recommendation is to think long and hard about how much you respect your own move to you are willing to take 'cheap' risks concerning the quality of the conveyancing. Many of them accentuate a budget quote as a headline but conceal supplemental fees in the fine print..
We see that you have a post code search directory listing firms on the TSB conveyancing panel. Do companies pay you a referral fee if I retain them for our conveyancing in Harwich?
We are a listing service only for law firms wishing to communicate if they are on the TSB conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Harwich.
How does conveyancing in Harwich differ for newly converted properties?
Most buyers of new build or newly converted property in Harwich approach us having been asked by the seller to sign contracts and commit to the purchase even before the house is ready to move into. This is because house builders in Harwich usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Harwich or who has acted in the same development.
I decided to have a survey carried out on a property in Harwich before appointing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor advised that some lenders will not issue a mortgage on a flying freehold home.
It varies from the lender to lender. Bank of Scotland has different requirements from Birmingham Midshires. If you contact us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Harwich. Conveyancing will be smoother if you use a solicitor in Harwich especially if they regularly deal with such properties in Harwich.
I have been sourcing a conveyancing practitioner in Harwich for my purchase. Can I see a solicitor's complaints history with the profession’s regulator?
You can search for presented Solicitor Regulator Association (SRA) decisions resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, call 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. International callers, use +44 (0)121 329 6800. The SRA may recorded call for training reasons.
Planning to exchange soon on a garden flat in Harwich. Conveyancing lawyers inform me that they are sending me a report next week. What should I be looking out for?
Your report on title for your leasehold conveyancing in Harwich should include some of the following:
-
Who has the liability to repair and maintain the main walls and foundations. It is essential for you to know who is liable for the repair and maintenance of every part of the building Responsibility for maintaining the window frames Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? The physical extent of the premises. This may be the apartment itself but may include a roof area or cellar if applicable. You should know if the lease permits you to change or upgrade anything in the premises- you must be made aware as to whether it applies to all alterations or limited to structural alteration, and whether licences for alterations is required
Harwich Conveyancing for Leasehold Flats - Examples of Queries Prior to Purchasing
-
Are any of leasehold owners in dispute over their service charge payments? If a Harwich lease has less than eighty years it will impact the marketability of the property. Check with your lender that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will almost definitely have to extend the lease at some point and you need to have some idea of how much this would cost. Remember, in most cases you would be required to have owned the premises for 24 months before you are legally able to carry out a lease extension. How is the lease structured?