Can conveyancing in Harwich to be finalised in under two weeks?
In a situation where you are under a tight deadline for your conveyancing it is advisable to make sure that your solicitor is familiar with the location as they will have local contacts and intelligence. It is possible that they could have handled previousproperties in the same road. You would be best advised to use a Harwich conveyancing solicitor. Second, ensure that the lawyer is on the on the approved list for your mortgage company. It is believed that 18% of Harwich conveyancing transactions are frustrated or derailed after finding out that a buyer’s solicitor was not on their mortgage lender’s panel. This can often result in the home move being held up by as much as 21 days. It is estimated that this issue affects in the region of one hundred thousand home moves annually. Many Harwich conveyancing firms can not act for certain mortgage companies so do check as early as possible.
We are selling our house in Harwich. Does the conveyancer need to be required to be on the RBS conveyancing panel in order to deal with redeeming my mortgage?
Ordinarily, even if your lawyer is not on the RBS conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.
I am helping my sister sell her property in Harwich. Does the conveyancing solicitor order the energy assessment or do I organise this?
After the abolition of Home Packs, energy performance certificates remained a compulsory element of moving house. An energy assessment must be to hand prior to the property being advertised. It is not as aspect of the sale process that solicitors ordinarily arrange. If you are instructing a Harwich conveyancing practitioner they may be willing to arrange EPC’s given their relationships with long established local accredited person
We had appointed solicitors based in Harwich on the Principality solicitor panel. They are now charging me a further sum for the legal aspects of the Principality mortgage. Is this an additional conveyancing fee specified by Principality?
As unfair as it may seem, as long as it’s in their Terms of Engagement or Quote then yes your solicitor can charge a fee for this. This charge is not set by Principality but by your Harwich conveyancing practitioner. Some firms on the Principality panel will levy an ‘acting for lender’ fee but some firms incorporate it on their overall fee.
Last month we had a mortgage agreed in principle with Aldermore. Harwich conveyancing solicitors have been instructed. How long does it take for Aldermore to issue the offer to the lawyer?
Some lenders take longer than others. Have Aldermore done the survey? Have you advised Aldermore as to your lawyers' details and checked that your lawyers are on the Aldermore conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
What does a local search inform me about the house I am buying in Harwich?
Harwich conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance PSG The local search is essential in every Harwich conveyancing purchase; as long as you don’t want any nasty surprises after you move into your property. The search will supply information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Harwich?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Harwich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Having used your search tool I can't find the lawyer I was hoping to instruct as being on the mortgage company conveyancing panel. My lawyer has said that they are on the lender approved panel. How can I be sure given that they are not listed on your directory?
Not all firms are yet listed on our lender panel search tool which is still relatively new. Law firms are listing on a daily basis and it is probably the case that your lawyer is on the mortgage company conveyancing lawyer and you should probably take them at their word. Please do feel free to suggest that they completing their listing on our site as it would only cost them £1 a month to list themselves as being on the lender solicitor panel.