We are buying a flat in Harwich. It might be a silly question but how we can trust a lawyer? At some point we will need to send funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
A friend informed me that in buying a property in Harwich there could be a number of restrictions as to what one can do in terms of external alterations to a property. Is this right?
There are anumerous of properties in Harwich which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Harwich should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
Completion of my remortgage has taken place for my property in Harwich. Conveyancing was satisfactory but I would like to complain about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.
I am buying a house and the conveyancer has mentioned Chancel Repair for which the property may be liable given it’s proximity to the area of such a church. He has recommended insurance. Is this really appropriate for conveyancing in Harwich
Unless a prior purchase of the premises took place after 12 October 2013 you could assume that lawyers delivering conveyancing in Harwich to continue to suggest a chancel search and or chancel repair liability policy.
I acquired my apartment on 4 April and my personal details are still not on the land registry website. Should I be concerned? My conveyancing solicitor in Harwich expressed confidence that it will be dealt with in less than a month. Are titles in Harwich uniquely lengthy to register?
As far as conveyancing in Harwich registration is no faster or slower than anywhere else in England and Wales. Rather than based on location, timeframes can vary depending on the party submitting the application, whether there are errors and whether the Land registry have to notify any interested parties. At present approximately 80% of submission are fully dealt with in less than three weeks but occasionally there can be extensive delays. Historically registration occurs once the purchaser has moved in to the property therefore registration formalities is not typically top priority yet where it is urgent that the the registration takes place urgently then you or your lawyers should communicate with the Registry to express the reasoning for an expedited registration.
About to purchase a new build apartment in Harwich. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here is a sample of a selection of leasehold new build questions that you should expect your new-build leasehold conveyancing in Harwich
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There must be mutual enforceability of lessee’s covenants. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
Due to the encouragement of my in-laws I had a survey completed on a house in Harwich ahead of instructing conveyancers. I have been advised that there is a flying freehold element to the property. The surveyor has said that some mortgage companies will not grant a loan on this type of house.
It varies from the lender to lender. HSBC has different requirements from Nationwide. Should you wish to call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Harwich. Conveyancing will be smoother if you use a solicitor in Harwich especially if they are acquainted with such properties in Harwich.
Estate agents have just been given the go-ahead to market my garden apartment in Harwich.Conveyancing lawyers have not yet been instructed however I have just received a half-yearly maintenance charge invoice – what should I do?
The sensible thing to do is clear the invoice as usual as all rents and service invoices should be allottedas part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially