It is a dozen years since I purchased my property in Longton. Conveyancing lawyers have recently been retained on the sale but I can't locate my title documents. Is this a problem?
Don’t worry too much. First the deeds may be with your mortgage company or they could be archived with the lawyers who handled your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. Most conveyancing in Longton relates to registered property but in the unlikely event that your property is unregistered it is more of a problem but is resolvable.
What is the difference between a licensed conveyancer and conveyancing solicitor in Longton
There are many registered licenced Conveyancers in Longton and Solicitor practices in Longton offering conveyancing We would stress that both are regulated professionals specialising in the legal work in the home buying process. The two can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I am helping my niece sell her flat in Longton. Will the conveyancer arrange the energy performance certificate or it is for the seller to see to?
After the abolition of Home Packs, energy performance certificates was maintained a mandatory component of selling a property. An EPC should be to hand in advance of the property being placed on the market. This is not a task that law firms normally organise. If you are instructing a Longton conveyancing solicitor they may be able to arrange EPC’s given their contacts with reputable Longton energy assessors
When it comes to lenders such as Yorkshire BS, do Longton property lawyers face a fee to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel application.
How does conveyancing in Longton differ for new build properties?
Most buyers of new build premises in Longton come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Longton typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Longton or who has acted in the same development.
Yesterday I discovered that there is a flying freehold element on a property I put an offer in two weeks back in what should have been a quick, no chain conveyancing. Longton is the location of the property. Can you shed any light on this issue?
Flying freeholds in Longton are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Longton you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Longton may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
We are four weeks into a freehold purchase having been referred to solicitors by the local agent to carry out the conveyancing in Longton. I am am very dissatisfied with the level of service. Could you help me find new conveyancers?
A solicitor would need to be very poor in order to consider diss instructing them. Has your loan offer been sent? In the event that it has you need to make them aware of the new contact details and ensure the offer are issued to the new lawyers. Your new solicitor ideally needs to be on the mortgage company panel to avoid added expenses and delays. So that should be your first question of the new conveyancers. The find a solicitor tool will assist you in finding a bank approved lawyer for your conveyancing in Longton
For various reasons I cannot be present at my Longton conveyancing solicitors office to execute documents for conveyancing in Longton – will this be an issue?
Not a problem. Longton conveyancing lawyers can undertake conveyancing transactions for clients throughout the rest of the country. You are unlikely to be required to visit a Longton conveyancers office. They can handle everything via phone, post and email - whatever works for you.