I am hoping to receive a mortgage with Lloyds. My intention is to use a Licensed Conveyancer in Llanon. Does the Lloyds Conveyancing panel allow for Licensed Conveyancers?
The Lloyds conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the CLC.
We were just about to sign contracts for a property in Llanon. We have hit a snag. The mortgage offer with Godiva Mortgages Ltd runs out on 23/6/2025 but the owners are insisting on a completion date of 25/6/2025. Is it possible to prolong the loan expiry date?
The best person to address this question is your solicitors who will determine whether he or she is better off negotiating with the lender, vendor’s solicitors, estate agents or conceivably all three given the circumstances your house move to date.
If you had a top tip for selecting a conveyancing solicitor in Llanon what would it be?
It would be unwise to be tempted by the cheapest Llanon conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I just acquired a property at auction in Llanon. Conveyancing is needed. What are my next steps?
Now that you have exchanged you will need to find a conveyancing lawyer soon as you will have a pending a drop dead date to complete the deal. Every auction property should have an associated legal pack. This will likely include the copy title deeds, local authority and drainage searches. In the case of leasehold premises the conveyancing papers may contain a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to a leasehold property. You must pass this on to the lawyer working for you ASAP. Do make sure that you have funds organised to complete the transaction on the set completion date.
We were going to get a OIP from Barclays this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Barclays recommend any Llanon solicitors on the Barclays conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Llanon solicitors independently although you'll need to choose one on the Barclays conveyancing panel. The solicitor represents both you and Barclays through the process.
I used Stirling Law a few years ago for my conveyancing in Llanon. I now require my papers but the law firm has closed. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Llanon of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
I'm buying my first flat in Llanon with the aid of help to buy. The sellers would not move on the price so I negotiated £7000 of extras instead. The estate agent told me not disclose to my lawyer about the extras as it could affect my loan with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking into buying my first house which is in Llanon and I am already nervous. I couldn't find anything specific about Llanon. Conveyancing will be needed in due course but do you know about the Llanon area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Llanon. In the meantime here are some basic statistics that we found