Find a Lender-Approved Local Conveyancer in Lampeter

Ready to buy a new home? Find a law firm approved by your lender.

Follow your intuition—you will have a better home move where you instruct a high street solicitor in Lampeter

Top 5 reasons to use our service to help you find a high street conveyancing solicitor in Lampeter

  • 1 Lampeter lawyers have a crucial advantage when it comes to Lampeter conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that will affect your sale or purchase
  • 2 Retaining the services of a local Solicitor on the whole results in a more personal touch. Sometimes when dealing with a an online conveyancing factory, your matter is dealt with by a team of people who check what is happening on the file by reading from their computer screens.
  • 3 Solicitor conveyancing solicitors have very good personal connections with Lampeter estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 Lampeter solicitor are the key to a successful Lampeter home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
  • 5 Lampeter solicitors work in partnership with Lampeter estate agents, house builders, surveyors, banks and other professionals to make sure that the highest level of service is provided to buyers and sellers every step of the way, offering all the advice and support you require

Examples of recent conveyancing in Lampeter since February 2024*

Recently asked questions about conveyancing in Lampeter

Can I use your services to locate a Conveyancing solicitor in Lampeter even if I’m not buying or disposing of a house, for example where I want to acquire a shop in Lampeter with a mortgage from Accord Mortgages Ltd?

Our comparison service is predominantly there to select domestic conveyancing solicitors in Lampeter but we have set out at the bottom of this page a few Lampeter commercial conveyancing firms. You should enquire with the company directly to check if they are also authorised to represent Accord Mortgages Ltd

I am helping my sister sell her property in Lampeter. Will the conveyancer commission the energy performance certificate or it is for the seller to see to?

Following the demise of Home Information Packs, energy performance certificates became a compulsory part of selling a house. An energy assessment must be commissioned prior to the property being marketed. This is not as aspect of the sale process that conveyancers normally organise. Where you are instructing a Lampeter conveyancing lawyer they might be able to arrange energy performance certificates due to their contacts with reputable Lampeter assessors

My solicitor has informed me that lack of building regulations insurance is required on my purchase. What is the typical level of cover needed for conveyancing in Lampeter?

The right level of lack of building regulations indemnity insurance should be dictated by who who your lender is. It would differ for example between Nationwide Building Society and The Royal Bank of Scotland. Conveyancing lawyers as opposed to borrowers take out such insurances.

I currently have a mortgage with UBS for my property in Lampeter. Conveyancing has been completed a year ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform UBS?

You must advise UBS prior to renting your property as this is likely to be a breach of UBS’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact UBS directly. It should not be necessary to do this via a UBS conveyancing panel lawyer.

The deeds to our property are lost. The solicitors who dealt with the conveyancing in Lampeter 4 years ago no longer exist. What do I do?

Assuming you have a registered title the information relating to your proprietorship will be retained by HMLR with a Title Number. It is easy to carry out a search at the Land Registry, find your property and get current copies of the property title for a small fee. If the property is Leasehold then the Land Registry will also normally retain a file copy of the Registered Lease and again, a copy can be retrieved for a small fee.

I'm purchasing a new build house in Lampeter with a mortgage from Nottingham Building Society. The builders refused to move on the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not inform my conveyancer about this extras as it would put at risk my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I'm refinancing my primary home to a buy to let mortgage with Coventry Building Society and I will use the rest of the raised equity as a down payment on another house. The area we are looking at is Lampeter. Will your conveyancers be able to act for both sets of lenders and tie in the two deals?

Make use of our comparison tool on this page to check that the solicitors are approved by both banks. Having checked that they are the solicitor will be able to simultaneously deal with the two transactions but you should have a chat with you lawyer and make clear your desired outcome and requirements.

Do online conveyancing organisations undertake everything a high street Lampeter solicitor does or do I still need to use a solicitor for the final stages for my conveyancing in Lampeter?

If you instruct an online conveyancer they will cover all the things your Lampeter solicitor would cover.

Last updated

Commercial Conveyancing solicitors in Lampeter regulated by the SRA

The firms listed below are a small selection of solicitors in Lampeter specialising in commercial conveyancing in Lampeter. This may include advice on complex issues under the Landlord and Tenant Act of 1954
  • Willsbo Cyf, 1 Harford Square, Lampeter, Dyfed, SA48 7HD
  • Adve Law Limited, 33 High Street, Lampeter, Dyfed, SA48 7BB
  • Ruth Thomas & Co, Government Building, Pontfaen Road, Lampeter, Dyfed, SA48 7BN
  • Agri Advisor Solicitors, Henllan, Pumsaint, Llanwrda, Dyfed, SA19 8AX

Transfer of Equity conveyancing in Lampeter normally involves the following:

  • Taking instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Acting on behalf of the lender (if relevant)
  • Negotiating the terms of the transaction
  • Drafting Transfer or approving draft Transfer
  • Agreeing adjustments to the the Transfer deed
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and releasing funds to the appropriate parties
  • Preparing and submitting to HM Revenue and Customs the appropriate Land Tax forms and payment
  • Dealing with the registration procedures for the buyer and the mortgage (if relevant) at the HMLR.

Lampeter commercial property solicitors draw on a wide range of commercial expertise offering advice on numerous aspects of commercial property law

    High street shops, agricultural or development land to hotels and office blocks. Granting a licence to assign, sublet or carry out works Extension of leases Subletting, licences and sharing occupation Buying, selling and leasing land for registered charities

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*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.