Find a Lender-Approved Local Conveyancer in Aberystwyth

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap nationwide firm”! Go local - instruct a conveyancing solicitor in Aberystwyth

Reasons to use our Aberystwyth conveyancing solicitors

  • 1 The mark of a good conveyancing solicitor in Aberystwyth is quality not quantity. The level of service offered by conveyancing "factories" (sometimes 'recommended' by national chain estate agents) sometimes falls short of the level of professionalism you would hope for.
  • 2 Our site offers largest domestic conveyancing directory service identifying lender approved property lawyers delivering conveyancing in Aberystwyth regulated by the SRA or Council of Licensed Conveyancers.
  • 3 The Aberystwyth conveyancing practitioners that are listed are committed to supplying value for money, efficient and accessible conveyancing service to purchasers, sellers and investors in Aberystwyth
  • 4 Chances are that the other side’s lawyers are located in Aberystwyth - if so sets of conveyancers are likely to be on good working terms
  • 5 Cut price packages from online conveyancers might be tempting. However, these firms are often based many miles away with little appreciation of the factors that impact property transactions in Aberystwyth

Examples of recent conveyancing in Aberystwyth since February 2024*

Recently asked questions about conveyancing in Aberystwyth

My fiance and I are purchasing a newly converted apartment in Aberystwyth with a residential mortgage from Alliance & Leicester .We have a Aberystwyth conveyancing solicitor but Alliance & Leicester advised that his firm is not on their approved list of firms. It seems we are left with little choice but to instruct a Alliance & Leicester panel lawyer or retain our high street solicitor and pay for one of their panel ones to represent them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The home loan offered to you contains various provisions, a common one being that lawyers must be on the Alliance & Leicester solicitor panel. in the past, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Alliance & Leicester

A friend informed me that in buying a property in Aberystwyth there may be various restrictions prohibiting external alterations to a property. Is this right?

We are aware of anumerous of properties in Aberystwyth which have some sort of restriction or requirement of consent to external alterations. Part of the conveyancing in Aberystwyth should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Is there a list of Kent Reliance panel conveyancers in Aberystwyth on the UK Finance Lenders’ Handbook Website?

No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of lending institutions make their panel listings visible on the web. Where you are looking for a Aberystwyth conveyancer on the Kent Reliance please make the most of our facility.

After much negotiation I have agreed a price on an apartment in Aberystwyth. My financial adviser pressured me to appoint their lawyer. I paid an upfront payment of £200. Shortly after, the property lawyer called me embarrassingly acknowledging that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Will my solicitor be raising questions about flooding as part of the conveyancing in Aberystwyth.

The risk of flooding is if increasing concern for solicitors carrying out conveyancing in Aberystwyth. Plenty of people will acquire a property in Aberystwyth, fully aware that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory building insurance, or dispose of the premises. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to offer advice on flood risk, however there are a various searches that may be initiated by the purchaser or by their lawyers which can figure out the risks in Aberystwyth. The conventional set of property information forms sent to a buyer’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a standard question of the owner to determine if the premises has suffered from flooding. If flooding has previously occurred which is not disclosed by the seller, then a purchaser may commence a compensation claim as a result of such an inaccurate response. A buyer’s conveyancers may also order an environmental report. This will reveal whether there is any known flood risk. If so, more detailed investigations should be conducted.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and identified one close by in Aberystwyth I like with a park and transport links nearby, the downside is that it's only got 49 remaining years left on the lease. There is not much else in Aberystwyth in this price bracket, so just wondered if I would be making a mistake purchasing a short lease?

Should you require a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the premises for a minimum of twenty four months you can ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease with a zero ground rent applied. You should consult your conveyancing solicitor regarding this.

Hoping to buy a property located in Aberystwyth and I am already nervous. I couldn't find anything specific about Aberystwyth. Conveyancing will be needed in due course but do you know about the Aberystwyth area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Aberystwyth. In the meantime here are some basic statistics that we found

A conveyancing company handled my conveyancing in Aberystwyth seven years ago and was holding my deeds but has since been shut down – What steps do I now take to retreive these?

Deeds, as such, no longer exist as most properties in Aberystwyth are registered electronically at Land Registry. If you need to establish ownership or are selling or re-mortgaging your conveyancing practitioner will need to obtain up to date copies of the register from the Land Registry in any case.

If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to filerequest@clc-uk.org. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned with reasonable haste.

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Sample of conveyancing solicitors in Aberystwyth regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Aberystwyth but also conveyancing throughout England and Wales.

  • Brunton & Co, 6 Upper Portland Street, Aberystwyth, Dyfed, SY23 2DU
  • Humphrey Roberts & Bott, 1 Alfred Place, Aberystwyth, Ceredigion, SY23 2BS
  • Morris And Bates Limited, Swyddfa Morris & Bates, Ffordd Alexandra, Aberystwyth, Dyfed, SY23 1PT
  • David James & Company, 15 Eastgate, Aberystwyth, Dyfed, SY23 2AR
  • Powell Davies Solicitors Limited, Market Chambers, 27 Eastgate, Aberystwyth, Ceredigion, SY23 2AR

Commercial Conveyancing solicitors in Aberystwyth regulated by the SRA

The firms listed below are a small selection of solicitors in Aberystwyth with expertise in commercial conveyancing in Aberystwyth. This should include advice on taking a commercial lease as a tenant
  • Brunton & Co, 6 Upper Portland Street, Aberystwyth, Dyfed, SY23 2DU
  • Humphrey Roberts & Bott, 1 Alfred Place, Aberystwyth, Ceredigion, SY23 2BS
  • Morris And Bates Limited, Swyddfa Morris & Bates, Ffordd Alexandra, Aberystwyth, Dyfed, SY23 1PT
  • Powell Davies Solicitors Limited, Market Chambers, 27 Eastgate, Aberystwyth, Ceredigion, SY23 2AR

Whether you are going through a divorce or breakup or simply wish to transfer your property to someone else, transfer of equity conveyancing in Aberystwyth includes some of the following tasks:

  • Obtaining instructions from parties involved
  • Collating the documents evidencing the title to the property
  • Following instructions from the lender (where appropriate)
  • Agreeing the terms of the transaction
  • Drafting Transfer or approving draft Transfer
  • Negotiating adjustments to the the Transfer deed
  • Communicating with parties with regards to the Transfer
  • Agreeing and preparing for completion
  • Receiving and transferring monies to the appropriate parties
  • Preparing and submitting to HMRC the correct stamp duty forms and payment
  • Dealing with the registration procedures for the transfer of ownership and the mortgage (if relevant) at the Land Registry.

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.