My fiance’s brother is a conveyancing practitioner. I expect that I'll be able to get mate’s fee for conveyancing, but if not, what kind of figure should I be expecting for conveyancing in Ceredigion?
You should compare pricing. Make use of our comparison tool on this page. The quotes do vary but service levels do differ between law firms as is true with the vast majority of professional services.
Are you able to recommend a Chelsea Building Society allowed Ceredigion conveyancing lawyer who can have us moved in within less than a month? Am I best advised to unstruct a high street Ceredigion practice or a web based comparison site?
We can recommend some very good Ceredigion conveyancing firms. Another option is to visit the high street in Ceredigion. Go in to two or three law practices and request to see a conveyancing solicitor for a quote. Explain your expectations together with the reasons and ask for an assurance on your deadline. Appoint the lawyer that genuine.
Have just purchased a probate house at auction in Ceredigion. Conveyancing is necessary. What happens now?
Given that you are now exchanged you should find a conveyancing solicitor quickly as you are faced with a tight a drop dead date to complete the deal. All auction property will have a corresponding legal pack. This should include evidence of title and search results. In the case of leasehold property the legal pack may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to leasehold premises. You should pass this on to the conveyancer working for you as soon as possible. Do make sure that you have funds in place to complete on the on the contractual date .
I am expecting a AIP from Virgin Money this week so we can work out what to offer on a property we like as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Virgin Money recommend any Ceredigion solicitors on the Virgin Money conveyancing panel, or is it better to go independently?
You will need to appoint Ceredigion solicitors independently although you'll need to choose one on the Virgin Money conveyancing panel. The solicitor represents both you and Virgin Money through the process.
I am selling my apartment. I had a double glazing fitted in November 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Clydesdale are being a right pain. The Ceredigion solicitor who is on the Clydesdale conveyancing panel is saying indemnity insurance will be fine but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Various online forums that I have visited warn that are the number one cause of delay in Ceredigion house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) published determinations of research by MoveWithUs that conveyancing searches do not feature within the common causes of hindrances during the legal transfer of property. Searches are unlikely to be the root cause of delay in conveyancing in Ceredigion.
How simple is it to swap firm as I have to retain one who is on the Godiva Mortgages Ltd conveyancing list. I was using a high street conveyancing solicitor in Ceredigion five minutes from me but the firm is not accepted by Godiva Mortgages Ltd
We will our best to assist in finding you a conveyancing solicitor in Ceredigion on the Godiva Mortgages Ltd panel. Please note that the solicitors that we work with do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Ceredigion. In utilising search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Ceredigion.
My husband and I have agreed a price on a Ceredigion house we inherited 8 years ago in 2009. I have over a decades worth of conveyancing know-how and, although retired, see no reason not to do my own legal work. The purchaser's lawyer has informed me that their bank will not allow us to do our own conveyancing as they require the funds to be passed via a solicitor's bank account.
Lending instructions to lawyers from all mainstream lenders specify that If the vendor is not legally represented the borrower's lawyers should check whether the mortgage company needs to be told so that a decision can be reached as to whether or not they are willing to proceed.