My financial adviser has asked me for my Linton law firm’s panel reference for the Nat West conveyancing panel. What is the best way to find this out. I have tried my local Linton office but they have not responded to me.
You are best placed to get this information from your Linton conveyancing practitioner . They should have a central record lender panel numbers.
How up to date is your search tool for Linton conveyancing solicitors on the Lloyds conveyancing panel? Do Lloyds send you an updated list?
Linton conveyancing firms themselves provide us confirmation that they are on the Lloyds conveyancing panel as opposed to being supplied with a list from Lloyds directly.
We are planning to purchase with Melton Mowbray Building Society. We have called around locally but am struggling to find a Linton conveyancing firm on the Melton Mowbray Building Society panel. Can you help?
Please do make use of the find a lender approved solicitor tool on this web page. Please choose the mortgage company and type Linton or your preferred area and you will be presented with a number of lawyer located in Linton or by proximity to you.
Is it correct that all Linton CQS (Conveyancing Quality Scheme) solicitors are on the Clydesdale conveyancing panel?
A selection of banks and building societies now use the accreditation scheme as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS membership however gives no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
I am expecting a AIP from Clydesdale this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Clydesdale recommend any Linton solicitors on the Clydesdale conveyancing panel, or is it better to go independently?
You will need to appoint Linton solicitors independently although you'll need to choose one on the Clydesdale conveyancing panel. The solicitor represents both you and Clydesdale through the process.
I am selling my apartment. I had a double glazing fitted in April 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, Co-operative are being pedantic. The Linton solicitor who is on the Co-operative conveyancing panel is recommending indemnity insurance as a solution but Co-operative are insisting on a building regulation certificate. Why do Co-operative have a conveyancing panel if they don't accept advice from them?
It is probably the case that Co-operative have referred the matter to their valuer. The reason why Co-operative may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a simple, no chain conveyancing. Linton is where the house is located. Is there any guidance you can impart?
Flying freeholds in Linton are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Linton you must be sure that your lawyer goes through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Linton may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How easy is it to change a solicitor as I need to find a Linton based conveyancer who is on the mortgage company conveyancing panel. Is it practical to instruct different lawyers?
In the event that you have not formally appointed a solicitor to do anything for you and at this stage simply received an estimate as to costs, you're perfectly free to choose a different solicitor to carry out your work for you. The best way is to get recommendations from friends or family who have actually used the solicitor or conveyancer in Linton that you're considering.