We are purchasing a 3 bedroom flat in Tadcaster with a mortgage. We have a Tadcaster solicitor, but the bank advise she’s not on their "panel". We have to appoint one of the lender panel solicitors or keep our Tadcaster lawyer and pay for one of their panel firms to act for them. We feel that this is inequitable; is there anything we can do?
No, not really. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Tadcaster conveyancing lawyer to apply to be on the conveyancing panel.
We are due to move home in December. Does my conveyancing solicitor call the removal company on the day of completion. On a separate note, can you recommend a removal company in Tadcaster. Conveyancing solicitor was organised before I stumbled across this site.
On the afternoon of completion you can pick up the keys from your selling agent however this should only occur when the vendors solicitors inform the agent that the monies to complete are in and the keys can be released. Subsequently you can advise the removal company that you are ready to move in. As a matter of policy we do not suggest a particular removal organisation but can assist you in choosing a conveyancing in Tadcaster or a solicitor that specialises in conveyancing in Tadcaster.
When it comes to lenders such as Virgin Money, do Tadcaster conveyancing practitioners incur an annual charge to be on the list of approved solicitors?
We are not aware of any bank fees to register on their panel, although some do levy an administration charge to deal with the processing of the conveyancing panel submission.
Can you point me to a directory of HSBC panel solicitors in Tadcaster on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association sites. A small selection of banks make their panel listings available online. If you are seeking to appoint a Tadcaster solicitor on the HSBC please use our facility.
Various internet forums that I have frequented warn that are the primary reason for hinderance in Tadcaster conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published conclusions of research by MoveWithUs that conveyancing searches do not figure amongst the top 10 causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of slowing down conveyancing in Tadcaster.
Despite weeks of looking the Title Certificate and documents to our house can not be found. The lawyers who conducted the conveyancing in Tadcaster 10 years ago no longer exist. Will I be able to sell the house?
As long as you have a registered title the details of your ownership will be evidenced by the Land Registry under a Title Number. It is easy to execute a search at the Land Registry, identify your property and secure up to date copies of the Registered Entries for less than a fiver. Where the property is Leasehold then the Land Registry will usually retain a file duplicate of the Registered Lease and again, a copy can be ordered for twenty pounds.
I'm remortgaging my existing property to a buy to let mortgage with Accord Mortgages Ltd and I will use the ballance of the raised equity as a down payment on another property. The area we are talking about is Tadcaster. Will your conveyancers be able to act for both sets of banks and link together the transactions?
Make use of our comparison tool on this site to be sure that the conveyancers are approved by both mortgage companies. On the basis that they are the lawyer should be able to tie up the two deals but you should talk with you lawyer and specify your desired outcome and needs.
Are there any apps to help find a Tadcaster conveyancing solicitor on the bank conveyancing panel? I have a car and am prepared to travel up to 10miles to attend the lawyer.
Feel free to make use of the find a conveyancing panel tool on this page. Please choose the lender and your location, in this case Tadcaster and you will see a number of lawyer located nearest Tadcaster. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the lender solicitor panel.