Find a Lender-Approved Local Conveyancer in Oakwood

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap internet firm”! Go local - instruct a conveyancing solicitor in Oakwood

Reasons to use our Oakwood conveyancing solicitors

  • 1 Lawyer conveyancing solicitors have extremely good personal connections with Oakwood selling agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 2 Oakwood conveyancers have a significant advantage when it comes to Oakwood conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other matters that will affect your sale or purchase
  • 3 Oakwood property lawyers are likely to acquainted with the local Land Registry Office, Local Authority and property agents
  • 4 Low cost packages from online conveyancers might seem attractive. However, these firms are often located hundreds of kilometers away with little understanding of the factors that impact property transactions in Oakwood
  • 5 Oakwood solicitors work in conjunction with Oakwood estate agents, developers, surveyors, lenders and other professionals to make sure that the highest level of service is provided to buyers and sellers every step of the way, helping make the process as straightforward as possible

Examples of recent conveyancing in Oakwood since August 2023*

Purchase

of apartment Concordia Street LS1 4ES, purchased for £420,000. Leasehold conveyancing work included: sending conveyancing papers to buyers representatives, sending the transfer to the seller for execution in readiness for completion, preparing statement detailing charges

Sale

of apartment Gotts Road LS12 1DF, at purchase amount of £188,000. Leasehold conveyancing included: sending conveyancing papers to buyers representatives, dealing with appropriate requisitions and enquiries, agreeing completion date with parties

Purchase

of apartment Turlow Court LS9 8PA, acquired for £180,000. Leasehold conveyancing investigations included: dealing with appropriate requisitions and enquiries, taking formal instructions from and updating the seller client, securing official copies of the title

Sale

of apartment North Street LS2 7PQ, at the agreed amount of £205,000. Leasehold conveyancing included: dealing with appropriate requisitions and enquiries, sending the transfer to the seller for execution in readiness for completion, preparing statement detailing charges

Recently asked questions about conveyancing in Oakwood

Me and my partner are buying a 3 bedroom flat in Oakwood with a mortgage. We have a Oakwood conveyancer, but the mortgage company says he's not on their "panel". We have to appoint one of the bank panel firms or keep our Oakwood lawyer as well as pay for one of their panel lawyers to act for them. We regard this is unjust; is there anything we can do?

No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Oakwood conveyancing solicitor to apply to be on the conveyancing panel.

Is there a reason why leasehold purchase conveyancing in Oakwood is more expensive?

Oakwood leasehold properties involve far more paperwork than a freehold purchase, and therefore takes more time to examine and advise upon.Conveyancing will involve the lease having to be checked which is usually a lengthy document, queries raised to ensure that the covenants and conditions have been observed. If it is a flat there will be a management company in existence and the accounts of this will need to be checked and enquiries raised to ensure it is operating efficiently and that all monies due have been paid by the Seller to the company and if not ensuring that money is paid up to date or the appropriate undertakings obtained.

My husband and I have arranged the release of further funds on our home loan from Lloyds as we want to carry out renovations to our home in Oakwood. Do we need to select a high street Oakwood solicitor on the Lloyds conveyancing panel to deal with the legals?

Lloyds do not ordinarily require a member of their conveyancing panel to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Lloyds list.

We have agreed to purchase a house in Oakwood. A rare aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

Given that you are obtaining a mortgage with Barclays your lawyer must follow the conveyancing instructions set out in Part 2 of UK Finance Lenders’ Handbook for Barclays. The Council of Mortgage Lenders’ Handbook includes minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Barclays where a lease does not comply with these requirements. The requirements relate to the installation of panels on properties nationwide and is not restricted to Oakwood.

I currently have a mortgage with Barclays for my property in Oakwood. Conveyancing was finalised months ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Barclays?

You must advise Barclays in advance of renting your property as this is likely to be a breach of Barclays’s mortgage conditions. It may be that Barclays will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Barclays directly. It should not be necessary to do this via a Barclays conveyancing panel firm.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Oakwood?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Oakwood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Taking into account that I will soon spend hundreds of thousands of pounds on a terraced house in Oakwood I would like to talk to a lawyer regarding thetransaction prior to giving the go ahead to the firm. Can this be arranged?

Absolutely - it is our preference to talk to you we do not take any clients on without you first talking to the lawyer due to be conducting your property ownership legalities in Oakwood.There is no ‘factory style conveyancing’ - each client is unique individual, not a file reference. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Oakwood should be the figure that you end up paying.

What makes a Oakwood lease unacceptable for security purposes?

There is nothing unique about leasehold conveyancing in Oakwood. Most leases are drafted differently and legal mistakes in the legal wording can result in certain provisions are missing. The following missing provisions could result in a defective lease:

    Maintenance charge proportions which don’t add up to the correct percentage

A defective lease can cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. National Westminster Bank, The Royal Bank of Scotland, and Bank of Ireland all have very detailed requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the buyer to pull out.

Oakwood Conveyancing for Leasehold Flats - A selection of Queries before Purchasing

    It would be wise to enquire if the the lease includes any adverse restrictions in the lease. For example it is fairly common in Oakwood leases that pets are not allowed in certain buildings in Oakwood. If you love the apartmentin Oakwood yet your dog can’t live with you then you will be presented with a difficult determination. Is the freehold owned collectively by the leaseholders? It is important to be aware if changing the roof or some other major work is pending that will be shared by the leasehold owners and could well materially increase the the maintenance fees or require a specific payment.

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Sample of conveyancing solicitors in Oakwood regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Oakwood but also conveyancing throughout England and Wales.

  • Mintons Solicitors Limited, 12 Heatons Court, Leeds, West Yorkshire, LS1 4LJ
  • Walker Morris Pension Trustees Limited, Kings Court, 12 King Street, Leeds, West Yorkshire, LS1 2HL
  • Ison Harrison Limited, Duke House, 54 Wellington Street, Leeds, West Yorkshire, LS1 2EE
  • Lupton Fawcett Llp, Yorkshire House, East Parade, Leeds, West Yorkshire, LS1 5BD
  • Metis Law Llp, 84 Albion Street, Leeds, West Yorkshire, LS1 6AD

Domestic Licensed Conveyancers in Oakwood regulated by the Council of Licensed Conveyancers

Please be aware that the listed conveyancers do not limit their work for conveyancing in Oakwood but also conveyancing throughout England and Wales.
  • Advantage Property Lawyers Limited, Hurley House, LS11 5DQ
  • Enact Conveyancing Limited , P O Box HK3, LS11 5QJ

Planning law solicitors in Oakwood regulated by the Solicitors Regulation Authority

The firms listed below are a non-comprehensive list of solicitors in Oakwood with expertise in planning law. The solicitors can give expert legal advice on all aspects of planning, including special planning controls
  • Walker Morris Pension Trustees Limited, Kings Court, 12 King Street, Leeds, West Yorkshire, LS1 2HL
  • Woods Whur 2014 Limited, Devonshire House, 38 York Place, Leeds, West Yorkshire, LS1 2ED
  • Lupton Fawcett Llp, Yorkshire House, East Parade, Leeds, West Yorkshire, LS1 5BD
  • Walton & Co (planning Lawyers) Ltd, 2 Queen Street, Leeds, West Yorkshire, LS1 2TW
  • Shulmans Llp, 10 Wellington Place, Leeds, West Yorkshire, LS1 4AP

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.