Having sold my house in Enfield last December yet the purchaser is SMS messaging every few hours complaining that his solicitor is waiting to hear from mysolicitor. What are the post completion sale legalities now that I have sold?
Following your disposal your solicitor should forward the transfer deeds and all additional paperwork to the purchaser's lawyers. Where relevant, your lawyer must also evidence that the mortgage has been redeemed to the buyers lawyers. There are no post completion steps specific conveyancing in Enfield.
I am purchasing a flat and require a conveyancing solicitor in Enfield who is on the Barclays Direct conveyancing. Could you point me in the right direction as regards a solicitor?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Barclays Direct in certain locations such as Enfield. We dont recommend any particular firm.
I am buying my first flat in Enfield benefiting from help to buy. The sellers would not move on the price so I negotiated £7000 of fixtures and fittings instead. The house builders rep advised me not inform my lawyer about this extras as it will put at risk my loan with the bank. Should I keep quiet?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I opted to have a survey completed on a house in Enfield prior to appointing solicitors. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders tend not grant a mortgage on such a house.
It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. If you contact us we can check with the relevant lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Enfield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Enfield to see if the conveyancing will be more expensive.
My husband and I are four weeks into a leasehold purchase having been referred to conveyancers by the estate agent to carry out the conveyancing in Enfield. I am am very dissatisfied with the level of service. Could you you assist me in finding new solicitors?
A lawyer would have to be really poor to suggest diss instructing them. Has the mortgage been generated? If so you will need to inform them of the new contact details and ensure the loan are re-issued. Your new solicitor ideally should be on the mortgage company panel to avoid added charges and frustration. So that should be your starting point. Our find a solicitor tool should assist you in finding a lender approved lawyer for your home move in Enfield
I am the leaseholder of a a ground floor purpose built flat in Enfield. Given that I can not reach agreement with the landlord, can the Leasehold valuation Tribunal make a decision on the sum due for the purchase of the freehold?
Most definitely. We can put you in touch with a Enfield conveyancing firm who can help.
An example of a Lease Extension matter before the tribunal for a Enfield premises is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case affected 1 flat. The unexpired term as at the valuation date was 81.79 years.
What are the common defects that you encounter in leases for Enfield properties?
There is nothing unique about leasehold conveyancing in Enfield. Most leases are drafted differently and drafting errors can sometimes mean that certain provisions are wrong. The following missing provisions could result in a defective lease:
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Clauses dealing with recovering service charges for expenditure on the building or common parts. A provision to repair to or maintain parts of the building
You may encounter a problem when selling your property if you have a defective lease primarily because it impacts on the ability to obtain a mortgage on the property. Nationwide Building Society, Norwich and Peterborough Building Society, and Aldermore all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the purchaser to pull out.