We are expecting a mortgage offer soon. The lender mentioned the home loan came with free conveyancing. Does this mean I have to instruct their panel solicitor as I would prefer to appoint a Enfield based conveyancing firm?
Do check but the chances are that appoint one of their panel lawyers where you accept the "fee-free" deal. Speak to the bank to check if they make available a monetary alternative. Some lenders have previously offered a £250 cashback as a further option in which case that money can go towards your preferred conveyancing solicitor in Enfield.
Due to the encouragement of my in-laws I had a survey completed on a property in Enfield prior to appointing solicitors. I have been advised that there is a flying freehold overhang to the property. My surveyor has said that some banks may not grant a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different instructions for example to Nationwide. If you e-mail us we can look into this further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Enfield. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Enfield to see if the conveyancing costs will increase in light of this.
Is it possible to change firm as I need to select a firm on the Alliance & Leicester conveyancing list. I instructed a local conveyancing solicitor in Enfield round the corner but she is not approved by Alliance & Leicester
We will our best to assist in finding you a conveyancing solicitor in Enfield on the Alliance & Leicester panel. Please note that the law firms that we list do not pay us a referral fee if you instruct them and are fully regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Enfield. In utilising the find a conveyancing solicitor tool on this site, you can contrast costs for conveyancing solicitors in Enfield and throughout England and Wales.
My husband and I are first time buyers - agreed a price, but the estate agent told us that the seller will only proceed if we instruct their chosen lawyers as they need a ‘quick sale’. Our preferred option is to instruct a family conveyancer accustomed to conveyancing in Enfield
It is improbable the owners are driving this. Should the vendor want ‘a quick sale', turning down a motivated purchaser is going to damage their objectives. Avoid the agents and go straight to the sellers and explain that (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you are unencumbered (d) you intend to proceed fast (e)however you are going to instruct your preferred Enfield conveyancing firm - not the ones that will earn the negotiator at the agency a referral fee or meet his conveyancing thresholds set by HQ.
What advice can you give us when it comes to finding a Enfield conveyancing firm to deal with our lease extension?
If you are instructing a property lawyer for your lease extension (regardless if they are a Enfield conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of work. We suggest that you talk with several firms including non Enfield conveyancing practices before you instructing a firm. Where the conveyancing practice is ALEP accredited then that’s a bonus. The following questions could be of use:
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Can they put you in touch with clients in Enfield who can give a testimonial? How familiar is the practice with lease extension legislation?
Despite our best endeavours, we have been unsuccessful in trying to purchase the freehold in Enfield. Can this matter be resolved via the Leasehold Valuation Tribunal?
in cases where there is a missing freeholder or where there is disagreement about what the lease extension should cost, under the relevant statutes you can apply to the First-tier Tribunal (Property Chamber) to arrive at the premium.
An example of a Lease Extension matter before the tribunal for a Enfield flat is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case related to 1 flat. The unexpired term was 81.79 years.
What is the reason for my conveyancer requiring numerous items of ID ahead of starting selling or buying a property in Enfield?
Enfield solicitors are required by the Law Society, Solicitors Regulation Authority, HMLR and current Money Laundering legislation to record that the have verified the identity of their clients. It is also sometimes a condition of your lender if you are taking a mortgage. Furthermore they have to complete various forms, particularly those relating to stamp duty land tax and need to have information such as your full names, NI number and DOB.