I am purchasing a ground floor flat in Enfield Town. My property lawyer is not listed on the bank approved panel. Can I still continue with my Enfield Town conveyancing solicitor even though they are not on the lender panel?
You must appoint a solicitor to deal with the formalities when you require a mortgage to purchase your home. They will carry out all the relevant investigations on the property, ensuring that you’re properly registered as the owner and ensure that all the required mortgage documentation is in order. One could instruct a Enfield Town property lawyer of your choice. However, where the lawyer selected is not a member of the bank approved list further charges will arise as separate legal representation will be need by the lender. Conveyancing panel applications can be submitted, so if your conveyancer has not previously applied for membership they can do so.
I have given 2 months notice to my current landlord and must vacate my rented property in Enfield Town by 5/2/2026. Conveyancing on my purchase is underway. How realistic is it to complete in a couple of weeks as I wish to avoid having to find short term accommodation?
It is unwise to give notice on a rental until exchange of contracts has taken place. If you have not previously done so, contact to your conveyancer and urge them to they chase the owners lawyers, try to get a realistic time scale from them that all parties will look towards
What does my ID and proof of funds have anything to do with my conveyancing in Enfield Town? Why is this being asked of me?
To satisfy the Money Laundering Regulations any Enfield Town conveyancing firm will require evidence of your identity in all conveyancing matters. This is usually satisfied by provision of a passport and an original bank statement or utility bill showing where you live.
Under Money Laundering Regulations, conveyancers are duty bound to validate not only the identity of conveyancing clients but also the source of monies that they receive in respect of any matter. An unwillingness to disclose this will result in your solicitor ending their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your conveyancers are duty bound to notify the appropriate authorities should they believe that any amounts received by them may contravene the Money Laundering Regulations.
I have been referred to a conveyancing solicitor in Enfield Town. I I am struggling to find out if they are on the TSB approved list of lawyers. Can you help?
The first thing you should do is e-mail the lawyer and enquire if they can act for the bank. Alternatively you should get in touch with TSB who may be able to assist.
We are a couple of weeks into a leasehold purchase having been directed to a firm by the estate agent to perform conveyancing in Enfield Town. We are not happy. Can you you assist me in finding new solicitors?
They would have to be really bad to suggest changing them. Has the loan offer been issued? If so you need to advise them of the replacement conveyancer and get the loan are re-sent. Your new conveyancer should be on the banks panel to avoid added costs and frustration. That should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a bank approved solicitor for your conveyancing in Enfield Town
All being well we will complete our sale of a £375,000 flat in Enfield Town on Tuesday in a week. The landlords agents has quoted £384 for Certificate of Compliance, insurance certificate and previous years service charge statements. Is it legal for a freeholder to charge such fees for a leasehold conveyance in Enfield Town?
Enfield Town conveyancing on leasehold flats typically necessitates administration charges levied by managing agents :
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Addressing pre-exchange enquiries
Where consent is required before sale in Enfield Town
Supplying insurance information
Deeds of covenant upon sale
Registering of the assignment of the change of lessee after a sale
Having spent years of dialogue we simply can't agree with our landlord on how much the lease extension should cost for our flat in Enfield Town. Can we issue an application to the Residential Property Tribunal Service?
if there is a missing landlord or if there is disagreement about the premium for a lease extension, under the relevant legislation you can apply to the Leasehold Valuation Tribunal to determine the sum to be paid.
An example of a Lease Extension decision for a Enfield Town premises is First Floor Flat 109 Lyndhurst Road in May 2010. Following a vesting order by Edmonton County Court on 29th October 2009 the Tribunal decided on a figure of £5,012 for a lease extension. This case was in relation to 1 flat. The unexpired term as at the valuation date was 81.79 years.