Find a Lender-Approved Local Conveyancer in Fairford

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FACT : Fairford Conveyancing Solicitors Know more about Conveyancing in Fairford

Top reasons to use our service to assist you find a local conveyancing solicitor in Fairford

  • 1 Fairford property lawyers work in conjunction with Fairford estate agents, developers, surveyors, banks and other professionals to ensure that the highest level of service is offered to buyers and sellers every step of the way, offering all the legal expertise and support you need
  • 2 Firms accustomed to conveyancing in Fairford are familiar with the local issues peculiar to Fairford and therefore you may benefit from better guidance and expeditious conveyancing.
  • 3 Conveyancer conveyancing lawyers have valuable personal links with Fairford estate agents and work very closely with them and local surveyors so as to ensure transactions proceed expeditiously.
  • 4 Excellent communication and pure property local knowledge are key benefits that you should seek when choosing conveyancing solicitors. Fairford home moves can be made a lot more stressful due to poor communication between all the parties. The lawyers we work with endeavour to make sure that the lines of communication are open and act on arising issues and developments quickly.
  • 5 Fairford solicitor are the linchpin to a successful Fairford home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your conveyancing

Examples of recent conveyancing in Fairford since February 2024*

Recently asked questions about conveyancing in Fairford

A mortgage agreement from Nationwide for the refinancing of my 2 bedroom apartment is to be issued by the end of next week. Could you recommend a low cost conveyancing solicitor in Fairford?

You have come to the wrong place to search for the cheapest conveyancing solicitors in Fairford. We can offer you affordable conveyancing but our intention is not to work with the cheapest lawyers. Avoid the trap of appointing organisations teasing you with £99 conveyancing in Fairford. The optimum result, in deciding on cheap conveyancing, you will get your money’s worth and at worst you will end up invoiced for additional fees and still not receive the service expected.

My husband and I are acquiring a newly built duplex in Fairford and my lawyer is advising me that she has to the bank to disclose incentives from the developer. I am under pressure to exchange contracts and my preference is not to prolong the conveyancing. is my lawyer playing by the book?

You should not exchange unless you have been advised to do so by your solicitor. A precondition to being on a lender panel is to comply with the UK Finance Lenders’ Handbook provisions. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

We previously chose conveyancing lawyers located in Fairford on the Virgin Money solicitor approved list. They have just invoiced me a further fee for dealing with the Virgin Money mortgage. Is this a supplemental conveyancing fee specified by Virgin Money?

As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your conveyancer is entitled to charge a fee for this. This charge is not dictated by Virgin Money but by your Fairford conveyancer. Some firms on the Virgin Money panel will levy ’dealing with mortgage’ fee and others do not.

The mortgage over my property is with Aldermore for my property in Fairford. Conveyancing has been completed months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Aldermore?

Your original mortgage agreement with Aldermore will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Aldermore’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Aldermore directly. You need not do this via a Aldermore conveyancing panel solicitor.

I was told two weeks ago that my mortgage has been agreed to by Barclays. Is it usual for Barclays to only issue the offer once my solicitor in Fairford is approved on their conveyancing panel? Barclays have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.

My wife and I are selling our property in Fairford and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. Any local lawyer would know this is not the case. For the life of me I don't know why the buyers used a nationwide conveyancing firm rather than a conveyancing solicitor in Fairford. Having lived in Fairford for six years we know that this is a non issue. Is it a good idea to contact our local Authority to get confirmation need.

It sounds as though you may have a conveyancing lawyer already. Are they able to advise? You should check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)

I own a leasehold house in Fairford. Conveyancing and Halifax mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Fairford who previously acted has long since retired. Any advice?

First contact HMLR to be sure that this person is in fact the new freeholder. You do not need to instruct a Fairford conveyancing solicitor to do this as you can do this on the Land Registry website for a few pound. You should note that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Fairford Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to Purchasing

    Is there a share of the freehold? It is important to be aware if a new roof is being put on or some other significant cost is due in the foreseeable future to be shared by the leasehold owners and could well materially increase the the maintenance charges or require a one time payment. How many of the leaseholders are in arrears for their maintenance charge payments?

What are my options where I am unhappy with the property lawyer who handled my conveyancing in Fairford?

We live in an imperfect world, and is is a fact of life that every so often things do go wrong. Nevertheless there is recourse where you were dissatisfied with your conveyancing in Fairford. This varies from trying to resolve matters directly with them, through to reporting a property lawyer to their governing body. If you remain unhappy you may consider enlisting the help of the Legal Ombudsman.

Last updated

Sample of conveyancing solicitors in Fairford regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Fairford but also conveyancing throughout England and Wales.

  • Selby & Co, Red Lion House, 6 Sheep Street, Highworth, Wiltshire, SN6 7AA
  • Collard & Co, 40 High Street, Highworth, Swindon, Wiltshire, SN6 7AQ

Typically, Fairford conveyancing for a purchase has some of the following tasks

  • Obtaining instructions from the appropriate parties
  • Investigating the title to the premises
  • Ordering Fairford conveyancing searches for the property
  • Assessing draft sale agreement and other documentation collated by the owner’s solicitor
  • Submitting enquiries with the seller’s solicitor
  • Agreeing the wording of the purchase contract
  • Examining replies supplied by the seller to pre-exchange enquiries
  • Negotiating a Transfer Deed for completion
  • Guiding the purchasing in respect of the loan offer: (if applicable)
  • Preparing and sending the purchaser a report on title (that is; summarising to the buyer on the contents of the contract pack, pre-contract enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then completion of the purchase
  • Preparing and submitting to HMRC the appropriate SDLT forms and payment
  • Dealing with the registration procedures for the change in ownership and the mortgage (if applicable) at the Land Registry.

Fairford commercial property solicitors draw on a full range of commercial expertise offering advice on a number of issues across all aspects of commercial property law

    Subletting, licences and sharing occupation Comprehensive advice on planning issues Sale or acquisition of commercial property investments, including at auction Development, including options, overage agreements, JCT building contracts Telecommunications and broadcast mast sites Property realisations and advice for insolvency practitioners

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.