As a first time buyer what is the most important number one tip you can give me concerning purchase conveyancing in Burford?
Not many law firms shout this from the rooftops but conveyancing in Burford or throughout Oxfordshire is often a confrontational experience. In other words, when it comes to conveyancing there exists lots of room for confrontation between you and other parties involved in the transaction. For instance, the vendor, property agent and even potentially your bank. Choosing a law firm for your conveyancing in Burford an important selection as your conveyancer is your adviser, and is the ONE party in the transaction whose role it is to look after your legal interests and to keep you safe.
We are witnessing a definite ongoing adversarial element to conveyancing- someone must be blamed for the process taking so long. You must always trust your lawyer above the other parties in the home moving process.
I am considering refinancing my home in Burford, does my lawyer need to be on the UBS Conveyancing panel?
There is nothing to stop you using your solicitor, but UBS will insist on their interests being represented by a firm on their conveyancing panel. There is greater potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.
What is your number one tip for finding a conveyancing solicitor in Burford
We would encourage you not to go for the cheapest Burford conveyancing fees. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
My wife and I purchasing a 4 bedroom semi-detached house in Burford. The intention is to carry out an extension to the side at the property.Will the conveyancing process involve investigations to ascertain if these alterations are permitted?
Your solicitor will check the registered title as conveyancing in Burford will on occasion reveal restrictions in the title deeds which restrict certain alterations or necessitated the consent of another owner. Some additions require local authority planning consent and approval under the building regulations. Many areas are designated conservation areas and special planning restrictions apply which frequently prevent or affect extensions. You should check these things with a surveyor ahead of any purchase.
I am expecting a OIP from RBS this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do RBS recommend any Burford solicitors on the RBS conveyancing panel, or is it better to find our own lawyer?
You will need to appoint Burford solicitors independently although you'll need to choose one on the RBS conveyancing panel. The solicitor represents both you and RBS through the process.
Are there restrictive covenants that are commonly picked up during conveyancing in Burford?
Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Burford. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a leasehold apartment up to £245,000 and identified one round the corner in Burford I like with open areas and transport links in the vicinity, the downside is that it only has 52 years on the lease. I can't really find anything else in Burford for this price, so just wondered if I would be making a grave error buying a short lease?
If you need a home loan the shortness of the lease will be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
My mum and dad cant seem to find their Burford property on the HMLR website. They have a vague memory back in the 70’s when they purchased the house there were complications regarding the address not being identified on some systems.
Almost all residences in Burford should show up. Have you attempted a search with just the postcode. Usually it will identify all the houses and flats within that postcode. Assuming the property is recorded it will show up with a title number. If they bought back in the 60’s it's conceivable it may be unrecorded. The property may still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title papers which could be with your parent’s lender.