We were just about to sign contracts for a semi detached house in Lechlade. We have hit a problem. The loan offer with HSBC Bank expires on 5/8/2025 but the sellers are putting forward a completion date of 7/8/2025. Is it possible to extend the loan expiry date?
The best person to deal with your issue is your solicitors who will calculate whether he or she is should be discussing with the mortgage broker, vendor’s solicitors, selling agents or conceivably all three based on what has gone on in your house move as of today.
We are looking to buy a house and need a conveyancing solicitor in Lechlade who is on the Co-operative approved panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Co-operative . We don't recommend any particular firms conducting conveyancing in Lechlade.
My Solicitor in Lechlade is not on the Aldermore Conveyancing Panel. Is it possible for me to continue with my family solicitor even though they are excluded from the Aldermore list of approved lawyers?
Your options are as follows:
- Complete the purchase with your existing Lechlade solicitors but Aldermore will need to retain a conveyancer on their panel. This will inevitably rack up the overall legal charges as well as cause frustration.
- Choose a new practitioner to to deal with the purchase, not forgetting to check they are Aldermore approved.
- Try to convince your Aldermore based solicitor to attempt to join the Aldermore panel
There are numerous conveyancing solicitors in Lechlade but how do I know who's good?
It would be unwise to be swayed by the cheapest Lechlade conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am purchasing a terrace house in Lechlade. The intention is to an extension at the rear at the house.Will legal due diligence on the property include enquiries to see if these works were previously refused?
Your property lawyer will check the registered title as conveyancing in Lechlade can occasionally reveal restrictions in the title deeds which restrict categories of changes or necessitated the consent of another owner. Many additions call for local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be wise to check these issues with a surveyor ahead of any purchase.
We previously instructed solicitors located in Lechlade on the Barclays solicitor approved list. They have just billed me a separate amount for handling the Barclays mortgage. Is this an additional conveyancing fee set by Barclays?
As unfair as it may seem, as long as it’s in their Terms and Conditions or Quote then yes your lawyer is entitled to charge a fee for this. The charge is not set by Barclays but by your Lechlade conveyancer. Plenty of firms on the Barclays panel will levy an ‘acting for lender’ fee and others do not.
Have completed on a a semi-detached house in Lechlade , What is the estimated time for the Land Registry to record my proprietorship? My Lechlade conveyancing solicitor has been very slow, so I want to check the land registry aspects are dealt with.
As far as conveyancing in Lechlade is concerned, registration is no quicker or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can differ subject to who lodges the application, whether it is in order and if the Land registry have to notify any third persons or bodies. At present in the region of three quarters of such applications are fully dealt with in less than three weeks but some can be subject to protracted delays. Registration is effected after the new owner is living at the premises so an expedited registration is not usually primary concern but if there is a degree of urgency associated with the registration then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.
Over the last few months I have been searching for a flat up to £305k and identified one near me in Lechlade I like with a park and railway links nearby, however it's only got 49 years on the lease. I can't really find anything else in Lechlade for this price, so just wondered if I would be making a grave error buying a short lease?
Should you require a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the price by the anticipated lease extension will cost if not already taken into account. If the current proprietor has owned the premises for at least 2 years you can ask them to commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer concerning this.