As someone unfamiliar with the Swindon conveyancing process what’s your top tip you can impart concerning the house moving process in Swindon
Not many law firms shout this from the rooftops but conveyancing in Swindon and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there is an abundance of room for conflict between you and other parties involved in the house moving process. For example, the vendor, property agent and on occasion your lender. Choosing a solicitor for your conveyancing in Swindon is a critical decision as your conveyancer is your adviser, and is the ONLY person in the legal process whose role it is to protect your best interests and to keep you safe.
There is a definite ongoing adversarial element to conveyancing- someone must be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your solicitor above the other players when it comes to the legal transfer of property.
Despite weeks of looking the Title Certificate and documents to our property are lost. The lawyers who conducted the conveyancing in Swindon 4 years ago are no longer around. What are my options?
As long as you have a registered title the details of your proprietorship will be recorded by HMLR with a Title Number. It is possible to conduct a search at the Land Registry, identify your house and obtain up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will usually hold a file duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
Over the last few months I have been searching for a ground for flat up to £305k and identified one close by in Swindon I like with open areas and railway links in the vicinity, however it's only got 52 remaining years left on the lease. I can't really find anything else in Swindon in this price bracket, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a home loan the remaining unexpired lease term will likely be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should speak to your conveyancing solicitor concerning this.
How simple is it to change firm as I have to select a firm on the Halifax conveyancing list. I had appointed a family conveyancing solicitor in Swindon five minutes from me but he is not approved by Halifax
It would be our pleasure to assist you select a conveyancing solicitor in Swindon on the Halifax panel. Please note that the law firms that we work with do not pay us commission if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Swindon. Using search facility on this site, you can compare fees for conveyancing solicitors in Swindon and throughout England and Wales.
My husband and I are FTB’s - agreed a price, yet the agent advised that the seller will only go ahead if we appoint their recommended conveyancers as they are insisting on a ‘quick sale’. My instinct tells me that we should use a high street conveyancer with experience of conveyancing in Swindon
It is unlikely the owners are behind this. Should the vendor want ‘a quick sale', alienating a motivated buyer is likely to cause more damage than good. Bypass the agents and go straight to the sellers and make sure they comprehend that (a)you are keen to buy (b)you are ready to go, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you will continue to appoint your preferred Swindon conveyancing solicitors - not the ones that will give the estate agent a commission or achieve conveyancing thresholds demanded by senior management.
My wife and I intend to buy our 1st property in Swindon. Conveyancing practitioner has been selected. The broker pointed out that a survey is not necessary as the house was only built 22 years ago.
At the very least you should have a Home Buyer's Report. As the property was built over a decade ago the property will not benefit from a warranty, so you would be well advised not to take a risk. For a property that age with no signs of problems a Home Buyer's report may be enough. They will highlight any obvious problems and recommend additional investigation where relevant. Where there are any signs of problems obtain a comprehensive structural survey.