We're in Edgware, FTBs buying with a mortgage (lender is Aldermore , and our solicitor is on the Aldermore conveyancing panel). How long should the conveyancing process take?
The fact that your lawyer is on the Aldermore conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no property lawyer should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.
I am buying a property and the solicitor has raised the issue of Chancel Repair to which the property could be liable as it falls into the area of such a church. She has mentioned insurance. Is this strictly warranted for conveyancing in Edgware
Unless a previous purchase of the property completed after 12 October 2013 you may take it that solicitors handling conveyancing in Edgware to continue to advocate a chancel search and or chancel repair liability insurance.
I have recentlydiscovered that Arc property Solicitors have closed. They conducted my conveyancing in Edgware for a purchase of a leasehold apartment 18 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The quickest method to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Edgware conveyancing specialists.
I am buying a new build house in Edgware with the aid of help to buy. The sellers refused to move on the price so I negotiated 6k of fixtures and fittings instead. The estate agent told me not to tell my lawyer about the side-deal as it may put at risk my mortgage with Nottingham Building Society. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking to sell my property. My former conveyancers have shut. I would be grateful for any recommendation of a conveyancing firm. I happen to live in Edgware if that makes a difference.
You should use our search tool to help you choose a solicitor for your conveyancing in Edgware. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move runs smoothly.
Me and my wife have just had an offer accepted on a house and had an appointment on Monday with HSBC for the mortgage. They have informed me that when it comes to selecting a solicitor that unless they are on their approved list of lawyers then we will be subject to an a further fee of £200. This is because they will then have to appoint a solicitor to act for them as well as the one we appoint on our behalf and we assume responsibility for their fees. I have requested HSBC to supply me with a list so I can request quotes only from their approved solicitors but was told they dont have such a list to hand over. Is there a simple way of finding out who is on a lender panel?
You can enquire of HSBC what their panel criteria is for a conveyancer.Then ask the conveyancer of your choice whether they fit that criteria and have they acted on mortgages for HSBC historically. If the answer to those is yes, then just double check with HSBC. Alternatively please make use of our search tool and we should be able to identify a conveyancer in Edgware on the panel for HSBC.