A friend advised me that if I am buying in Edgware I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is occasionally quoted for as part of the standard Edgware conveyancing searches. It is a large document of more than thirty pages, listing and setting out important information about Edgware around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Edgware Education with maps and statistics, Local Amenities and other useful data about Edgware.
My wife and I have a terraced Victorian house in Edgware. Conveyancing lawyer represented me and Coventry Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, the second leasehold under the exact same property. If a house is not a freehold shouldn't I have been informed?
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Edgware and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also question the position with the conveyancing solicitor who conducted the purchase.
I have been on the look out for a ground for flat up to £195,000 and found one near me in Edgware I like with amenity areas and railway links nearby, however it's only got 61 years on the lease. I can't really find anything else in Edgware in this price bracket, so just wondered if I would be making a mistake purchasing a lease with such few years left?
If you need a mortgage the shortness of the lease will likely be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for at least twenty four months you may request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing solicitor about this matter.
I'm refinancing my current house to a BTL loan with Skipton Building Society and intend to use the remaining equity as a deposit on further house. The location we are looking at is Edgware. Will your lawyers be able to act for both sets of lenders and link together the transactions?
Do use our search tool on this page to check that the lawyers are approved by both banks. Assuming that they are your lawyer will be able to simultaneously deal with the two conveyancing matters but you should talk with you lawyer and make apparent your desired outcome and requirements.
I am thinking of appointing a conveyancing practitioner in Edgware for my sale. Is there any facility to see a solicitor's record with the profession’s regulator?
Members of the public can see documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions started on or after 1 January 2008. Visit Check a solicitor's record. To find details about the period before 1 January 2008, or to check a firm's history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, use +44 (0)121 329 6800. The SRA could recorded telephone calls for training reasons.
Been reading online that Edgware solicitors are more expensive than Edgware conveyancers in Edgware when it comes to buying a house. Am I better off using a conveyancer or a solicitor if I am buying for my home move in Edgware.
When it comes to conveyancing in Edgware the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.