Our conveyancer has uncovered a defect with the lease for the apartment we are buying in Edgwarebury. The other side have put forward defective title insurance as a solution. We are happy with insurance and will cover the costs. Our property lawyer has advised that he must check that the bank is content with this solution. Are we the client or is the bank?
Even though you have a mortgage offer from the mortgage company does not mean to say that the property will meet their conditions for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the lender are the client. These conveyancing instructions must be adhered to.
Having sold my house in Edgwarebury last February yet the purchaser is telephoning every few hours complaining that her conveyancer is waiting to hear from mine. What are the post completion sale legalities following completion?
After completion of your house sale your lawyer should forward the transfer deeds and all supplemental paperwork to the buyer’s conveyancer. Where appropriate, your solicitor must also send confirmation that the mortgage has been paid off to the buyers solicitors. There are no post completion requirements peculiar conveyancing in Edgwarebury.
I am helping my step-mother sell her flat in Edgwarebury. Will the conveyancing solicitor arrange the energy assessment or should I organise this?
Following the demise of Home Packs, EPC’s became a required part of selling a house. An energy performance certificate should be to hand in advance of the property being marketed. This is not a task that solicitors ordinarily arrange. If you are using a Edgwarebury conveyancing solicitor they may be willing to arrange EPC’s due to their contacts with long established Edgwarebury accredited person
How can we tell if a Edgwarebury conveyancing solicitor on the UBS panel is any good?
When it comes to conveyancing in Edgwarebury getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advocate that you speak with the solicitor handling your conveyancing.
I am due to exchange contracts on my flat. I had a double glazing fitted in December 2008, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s mortgage company, HSBC are being problematic. The Edgwarebury solicitor who is on the HSBC conveyancing panel is happy to accept ‘lack of building regulation’ insurance but HSBC are requiring a building regulation certificate. Why do HSBC have a conveyancing panel if they don't accept advice from them?
It is probably the case that HSBC have referred the matter to their valuer. The reason why HSBC may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
I need some fast conveyancing in Edgwarebury as I am under a deadline to exchange contracts in less than 3 weeks. Luckily I do not require a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are not getting a home loan you are at liberty not to have searches conducted although no solicitor would advise that you don't. Drawing on our experience of conveyancing in Edgwarebury the following are instances of issues that can be revealed and adversely impact market value: Enforcement Notices, Overdue Fees, Outstanding Grants, Unadopted Roads,...
I moved into my apartment on 4 April and the transaction details are still not registered. Should I be concerned? My conveyancing solicitor in Edgwarebury said it should be dealt with in a couple of weeks. Are titles in Edgwarebury particularly slow to register?
As far as conveyancing in Edgwarebury is concerned, registration is no faster or slower than the rest of the country. As opposed to being determined by geographic area, timeframes can adjust subject to the party submitting the application, whether there are errors and whether the Land registry communicate with any 3rd parties. As of today approximately 80% of submission are completed in less than three weeks but some can be subject to extensive hold-ups. Registration occurs once the buyer has moved in to the premises so registration formalities is not always primary concern yet where there is a degree of urgency associated with the registration then you or your conveyancer must communicate with the Registry to express the reasoning for the application to be prioritised.
Would local authority consent be needed to change a single dwelling into a couple of flats in Edgwarebury? This has taken place to a house opposite to my house in Edgwarebury and was not aware of it happening until it was complete.
Planning Permission yes. Building Regulations yes.