Do I have to visit the offices of the solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Downe so that I can pop in to their offices if required.
As opposed to 15 years ago, most banks no longer need their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide identification documents and there are still manifest benefits to instructing a locally based solicitor, in your situation a conveyancing solicitor in Downe.
Are all Downe Conveyancing Quality Solicitors on the Leeds Building Society conveyancing panel?
A selection of lenders now utilise CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their approved list of firms.
We previously chose conveyancing lawyers with offices in Downe on the Clydesdale solicitor approved list. They are now charging me an additional fee for handling the Clydesdale mortgage. Is this an additional conveyancing fee set by Clydesdale?
Provided it is contained in their Terms and Conditions or Quote then yes your property lawyer may charge a fee for this. This fee is not dictated by Clydesdale but by your Downe solicitor. Plenty of firms on the Clydesdale panel will charge ’dealing with mortgage’ fee and others do not.
We are getting the release of further monies on our mortgage from Co-operative as we wish to carry out a loft conversion to our house in Downe. Are we obliged to select a high street Downe solicitor on the Co-operative conveyancing panel to handle the paperwork?
Co-operative would not normally appoint firms on their approved list of lawyers to deal with such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the Co-operative panel.
A friend advised me that if I am purchasing in Downe I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Downe conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Downe around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Local Education with maps and statistics, Local Amenities and other useful information about Downe.
I am downsizing from my house. My past solicitors have shut. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Downe if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Downe. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
Should I instruct a Downe conveyancing lawyer based in the vicinity that I am purchasing? An old friend can perform the legal work but her office is 400kilometers away.
The primary upside of using a high street Downe conveyancing firm is that you can visit the firm to sign documents, hand in your ID and apply pressure on them where appropriate. They will also have local knowledge which is a plus. However it's more important to get someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were happy that should trump using an unknown Downe conveyancing solicitor just because they are Downe based.
Been on the hunt for a solicitor for freehold sale conveyancing in Downe. We are selling, simple no mortgage to discharge, no rush, no onward purchase. Received a quote from a conveyancing practitioner for a thousand pounds plus VAT which is a tad high considering its so straightforward. Is it possible to find less expensive fees for conveyancing in Downe?
Given that it’s a sale only, £500 + VAT is likely to be about the cheapest for sale conveyancing in Downe.