What does my ID and proof of funds have anything to do with my conveyancing in Keston? Is this really necessary?
You are right in these requests have nothing to do with conveyancing in Keston. Nowadays you will not be able to complete any conveyancing deal in the absence supplying proof of your identity. Ordinarily this takes the form of a either your passport or driving licence plus a utility bill. Please note that if you are supplying your driving licence as proof of identification it needs to be both the paper element and photo card part, one is not satisfactory without the other.
Proof of the source of funds is mandated under Money Laundering Regulations. Don’t be offended when you are asked to produce this as your lawyer must retain this information on file. Your Keston conveyancing lawyer will require evidence of proof of funds prior to accepting any funds from you into their client account and they may also ask additional questions regarding the origin of monies.
There are plenty of conveyancing solicitors in Keston but how do I know who I should use?
It would be unwise to be tempted by the cheapest Keston conveyancing quote. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.
A relative pointed out to me me that in purchasing a property in Keston there may be various restrictions prohibiting external alterations to the property. Is this right?
We are aware of a number of properties in Keston which have some sort of restriction or requirement of consent to perform external variations. Part of the conveyancing in Keston should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
My offer was accepted on a house in Keston on 12/5/2026, valuation was booked 2 days later, received a clean bill of health. Property lawyer retained, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Are Kent Reliance entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
Will my lawyer be raising enquiries about flooding during the conveyancing in Keston.
The risk of flooding is if increasing concern for solicitors dealing with homes in Keston. Some people will purchase a house in Keston, fully aware that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. There are steps that can be taken during the course of a house purchase to forewarn the purchaser.
Lawyers are not best placed to offer advice on flood risk, but there are a numerous searches that may be carried out by the buyer or on a buyer’s behalf which can figure out the risks in Keston. The conventional set of information supplied to a purchaser’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual question of the seller to find out whether the property has historically flooded. In the event that flooding has previously occurred which is not notified by the seller, then a purchaser could issue a compensation claim resulting from an misleading answer. The buyer’s solicitors should also order an enviro report. This should indicate if there is any known flood risk. If so, further inquiries should be carried out.
How does conveyancing in Keston differ for new build properties?
Most buyers of new build premises in Keston come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the house is constructed. This is because developers in Keston tend to acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Keston or who has acted in the same development.
I am looking for a leasehold apartment up to £245,000 and identified one near me in Keston I like with amenity areas and railway links nearby, the downside is that it's only got 51 years on the lease. I can't really find anything else in Keston in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan the shortness of the lease will be problematic. Reduce the offer by the anticipated lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for a minimum of 2 years you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.
There are a lot of properties in Keston on private lanes. I am acquiring such a house. Are there any advantages to purchasing a residence on a private road?
Keston conveyancing firms are used to dealing houseson private. The solicitor should investigate title to find any rights or liabilities. In many cases there is a residents association that owners make annual payments to maintain the road. Where one exists, the road will likely be maintained and appear better than council adopted.