Unfortunately I am unable to travel far from Keston. I would like to know the reason why all Keston property lawyers aren't automatically on all mortgage company panels?
As unjust as it may seem for lenders to restrict who can represent them, from the public’s or lawyer’s viewpoint, the the contrary view is that mortgage companies are becoming ever more anxious and feel it necessary to shield themselves from mortgage fraud. As a result of this concern mortgage companies have restricted their panel of approved conveyancing lawyers to a manageable size.
A colleague recommended that if I am purchasing in Keston I should ask my conveyancer to perform a Neighbourhood, Planning and Local Amenity Search. What does it cover?
This is a search is occasionally quoted for as part of the standard Keston conveyancing searches. It is a large document of about 40 pages, listing and setting out significant information about Keston around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Keston Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Local Education with plans and statistics, Local Amenities and other useful information concerning Keston.
Me and my brother own a terraced Edwardian property in Keston. Conveyancing practitioner represented me and Accord Mortgages Ltd. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, the second leasehold with the exact same address. Is it worth asking Accord Mortgages Ltd to clarify?
You should read the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Keston and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the situation with your conveyancing solicitor who conducted the conveyancing.
Due to the encouragement of my in-laws I had a survey completed on a house in Keston in advance of instructing conveyancers. I have been advised that there is a flying freehold aspect to the house. The surveyor advised that some lenders will not grant a mortgage on such a premises.
It depends who your proposed lender is. Bank of Scotland has different requirements from Birmingham Midshires. Should you wish to call us we can check via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Keston. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Keston to see if the conveyancing will be more expensive.
How simple is it to switch firm as I have to instruct a firm on the Nottingham Building Society conveyancing list. I had appointed a high street conveyancing solicitor in Keston five minutes from me but he is not accepted by Nottingham Building Society
We will our best to assist in finding you a conveyancing solicitor in Keston on the Nottingham Building Society panel. Please note that the law firms that we on the directory do not pay us a referral fee if you instruct them and are registered with the SRA who oversee all conveyancing solicitors in Keston. In making use of search facility on this page, you can compare and instruct different solicitors and conveyancers both nationally and in Keston.
We are a couple of weeks into a freehold purchase having been referred to solicitors by the high street agent to do our conveyancing in Keston. I am not happy. Could you help me find new lawyers?
A lawyer would need to be really bad to suggest replacing them. Has the loan offer been sent? In the event that it has you need to inform them of the replacement solicitor and have the loan are re-sent. Your new solicitor ideally should be on the lenders panel to avoid added costs and frustration. That should be your first question of the new solicitors. The search tool will assist you in finding a bank approved conveyancer for your home move in Keston