I have given 2 months notice to my current landlord and must be out of my rented flat in Cullercoats by 28/7/2025. Conveyancing on my purchase has just started. Can I complete in three weeks as don't want to have to move into temporary accommodation?
It is unwise to provide notice on a rental unless you have exchanged. Assuming that you have not previously done so, speak to your lawyer and ask them to they cajole the owners lawyers, try to a target completion date that all parties will look to achieve
How do I investigate if the solicitor conducting my conveyancing in Cullercoats is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Barnsley Building Society thus spending £192.00 in additional conveyancing costs.
Please do take advantage of the find a lender approved solicitor tool on this web page. Pick the mortgage company and type ‘Cullercoats’ or your location and you will see numerous solicitors located in Cullercoats or near you.
My wife and I buying a 3 bedroom semi in Cullercoats. Our aim is to carry out an extension to the side at the property.Will legal investigations on the property involve enquiries to see if these alterations were previously refused?
Your conveyancer should check the registered title as conveyancing in Cullercoats can occasionally reveal restrictions in the title deeds which prohibit certain changes or necessitated the permission of a 3rd party. Some additions need local authority planning consent and approval under the building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or impact extensions. It would be prudent to check these issues with a surveyor before you commit yourself to a purchase.
Is there a list of Bank of Ireland panel conveyancers in Cullercoats on the UK Finance Lenders’ Handbook Website?
Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available on the web. Where you are looking for a Cullercoats solicitor on the Bank of Ireland please make the most of our tool.
I have a mortgage with Santander for my property in Cullercoats. Conveyancing has been completed some time ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Santander?
You must advise Santander before renting your property as this is likely to be a breach of Santander’s mortgage conditions. It may be that Santander will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Santander directly. It should not be necessary to do this via a Santander conveyancing panel solicitor.
Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what was supposed to be a simple, no chain conveyancing. Cullercoats is where the house is located. What do you suggest?
Flying freeholds in Cullercoats are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Cullercoats you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cullercoats may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We're novice buyers - had an offer accepted, but the selling agent advised that the owners will only go ahead if we appoint the agent's preferred conveyancers as they need an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer who is familiar with conveyancing in Cullercoats
It is unlikely the vendors are behind this. Should the owner want ‘a quick sale', turning down a genuine buyer is likely to cause more damage than good. Contact the vendors directly and make sure they comprehend that (a)you are serious purchasers (b)you are excited to move forward, with finances arranged © you are chain free (d) you wish to move quickly (e)however you intend to instruct your preferred Cullercoats conveyancing lawyers - not the ones that will give the negotiator at the agency a introducer fee or hit his conveyancing figures pre-set by corporate headquarters.
We have been told by numerous family members that it may take six to eight weeks for Cullercoats conveyancing to complete.This was 3 ago. The property information was only sent to my conveyancing practitioner a couple of days ago so now does it countdown?
No official countdown exists for conveyancing in Cullercoats, or any area in the UK. You simply have to make sure your finances are in place and in due course the rest will come together.