Can the conveyancing solicitors identified through your search tool execute auction conveyancing in Colwyn Bay?
There are a number of niche practitioners we can put you in touch with those conducting auction conveyancing. Colwyn Bay is just one of our areas of where our lawyers cover.
we are a couple who are purchasing a 2 bedroom apartment in Colwyn Bay with a loan from Norwich and Peterborough Building Society.We have a Colwyn Bay conveyancing solicitor but Norwich and Peterborough Building Society advised that his firm is not on their approved list of firms. we are left little option but to use a Norwich and Peterborough Building Society panel firm or retain our local solicitor and pay for a Norwich and Peterborough Building Society panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Norwich and Peterborough Building Society use our lawyer?
No, not really. The loan offered to you contains terms and conditions, a common one being that solicitors must be on the Norwich and Peterborough Building Society conveyancing panel. in the past, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Norwich and Peterborough Building Society
Two weeks ago we had a mortgage agreed in principle with Skipton. Colwyn Bay conveyancing solicitors have been instructed. What is the average time that one could expect to receive a mortgage offer from Skipton?
There is no definitive answer here. Have Skipton conducted the valuation? Have you advised Skipton as to your lawyers' details and checked that your lawyers are on the Skipton conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.
I have decided to exercise my right to buy my property in Colwyn Bay off the council. I have a mortgage offer with UBS. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.
I recently had an offer agreed on a house in Colwyn Bay. My financial adviser recommended their conveyancers. I paid an upfront payment of £150. A few days later, the property lawyer contacted me sheepishly admitting that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have justbeen informed that Action Conveyancing have closed. They carried out my conveyancing in Colwyn Bay for a purchase of a freehold house 12 months ago. How can I be sure that the property is not still registered in the name of the former proprietor?
The quickest way to check if the premises is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Colwyn Bay conveyancing specialists.
How does conveyancing in Colwyn Bay differ for new build properties?
Most buyers of new build property in Colwyn Bay contact us having been asked by the seller to sign contracts and commit to the purchase even before the property is built. This is because builders in Colwyn Bay typically buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Colwyn Bay or who has acted in the same development.
I am downsizing from my home. My former solicitors closed down. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Colwyn Bay if that affects matters.
Please use our search tool to help you choose a solicitor for your conveyancing in Colwyn Bay. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move runs smoothly.