My aunt passed away 10 months ago and as sole heir and executor I was left the property in Chathill. The house had a relatively small loan remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to RBS, pay off the mortgage. Is this possible?
Where you plan to re-mortgage then RBS will require that you use a conveyancer on the RBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your RBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the RBS mortgage is registered as a charge at the Land Registry.
We are downsizing from our property in Chathill and according to the buyers it appears that there is a possibility that the property was built land that was not decontaminated. A high street Chathill conveyancer would know this is not the case. It does beg the question why the purchasers used a web based conveyancing outfit as opposed to a conveyancing solicitor in Chathill. We have lived in Chathill for three years we know that this is a non issue. Should we contact our local Authority to seek clarification need.
It would appear that you have a conveyancing solicitor already. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same illness)
I used Arc property Solicitors a few years ago for my conveyancing in Chathill. Now, I need my files however cannot find the solicitor. What do I do?
Do contact the Solicitors Regulatory Authority (SRA) to assist in tracking down your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chathill of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How does conveyancing in Chathill differ for new build properties?
Most buyers of new build premises in Chathill approach us having been asked by the seller to sign contracts and commit to the purchase even before the residence is built. This is because builders in Chathill tend to purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Chathill or who has acted in the same development.
My company is intending to lease a unit on a shopping parade. Can you recommend conveyancers offering no-move-no charges for non-domestic conveyancing in Chathill for under £2000?
We are happy to recommend firms who host a wealth of experience of commercial conveyancing in Chathill, including the sale and acquisition of businesses as well as simply property. If you are hoping to purchase or sell a shop, pub, restaurant, office, retail premises or a complete business we can find you the right firm. As for the fees these will vary based on the structure and heads of terms of the deal. Please provide us with your details or call us so that we can supply you with a detailed commercial conveyancing quote.
We had our mortgage approved on Tuesday with our bank. We have retained a local conveyancer in Chathill two days ago. This morning, our broker contacted us saying that the lender said that we cannot use our solicitor as they aren't on their panel. As novices, we had no idea that the mortgage company had some control over our choice Is this permitted?
You are permitted to select any conveyancing solicitor you prefer to choose including the said conveyancer in Chathill nevertheless if they are not on the your bank's panel you must pay an extra fee so the bank can appoint their own conveyancer too. On occasion it is possible your preferred conveyancing firm to get added to the bank panel. You can use web-based search facilities such as lenderpanel.com to find a conveyancing solcitor in Chathill on the mortgage company panel. You can go into your high street lender branch in Chathill. They can recommend conveyancing solicitors in Chathill on the panel for your mortgage company.