Is the fact that my solicitor in Chathill is not on my bank's solicitor panel that there is a problem with the quality of the firm’s conveyancing?
It would be unwise to jump to that conclusion. There are all sorts of perfectly reasonable explanations. Just recently a report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The most common reasons for removal are: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. Where you are concerned you should contact the Chathill conveyancing practice and ask them why they are no longer on the approved list for your bank.
My Conveyancer in Chathill has never been on on the Skipton Building Society Approved Panel. Can I still continue with my prefered solicitor even though they are not on the Skipton Building Society list of approved lawyers?
Your options are as follows:
- Complete the purchase with your preferred Chathill solicitors but Skipton Building Society will need to instruct a conveyancer on their panel. This will result in additional overall conveyancing fees as well as result in frustration.
- Get an alternative lawyer to act in the purchase, remembering to check they are on the Skipton Building Society panel
If you had a top tip for choosing a conveyancing solicitor in Chathill what would it be?
It would be unwise to be tempted by the cheapest Chathill conveyancing costs illustration. You really do get what you pay for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.
What is the difference between a licensed conveyancer and conveyancing solicitor in Chathill
There are many registered licenced Conveyancers in Chathill and Solicitor firms in Chathill who can help with your conveyancing We would stress that both are supervised by regulatory bodies with both specialising in the legal aspects of the home buying process. The two can deal with associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
My offer was accepted on a house in Chathill on 17/4/2025, valuation was booked 3 days after, all came back fine. Conveyancer retained, so all that was missing was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Are Kent Reliance entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
A colleague recommended that where I am buying in Chathill I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is occasionally included in the estimate for your Chathill conveyancing searches. It is not a small document of more than thirty pages, listing and setting out significant information about Chathill around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Chathill Education with plans and statistics, Local Amenities and other useful data concerning Chathill.
Are there restrictive covenants that are commonly picked up as part of conveyancing in Chathill?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Chathill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am hoping to put an offer on a small detached house that appears to meet my requirements, at a great price which is making it more attractive. I have subsequently found out that it's a leasehold rather than freehold. I would have thought that there are particular concerns purchasing a house with a leasehold title in Chathill. Conveyancing advisers have are soon to be instructed. Will my lawyers set out the risks of buying a leasehold house in Chathill ?
The majority of houses in Chathill are freehold rather than leasehold. In this scenario it’s worth having a local conveyancer who is familiar with the area who can help the conveyancing process. it is apparent that you are purchasing in Chathill so you should seriously consider shopping around for a Chathill conveyancing solicitor and be sure that they are used to advising on leasehold houses. First you will need to check the unexpired lease term. Being a leaseholder you will not be entirely free to do whatever you want to the property. The lease will likely included provisions such as requiring the freeholder’spermission to carry out alterations. You may also be required to pay a contribution towards the maintenance of the communal areas where the property is part of an estate. Your lawyer should appraise you on the various issues.
Chathill Conveyancing for Leasehold Flats - A selection of Questions you should consider Prior to buying
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Are there any major works in the planning that could increase the service fees? Is there a share of the freehold? It would be sensible to discover if the the lease includes any adverse restrictions in the lease. By way of example it is fairly common in Chathill leases that pets are not permitted in in a block in Chathill. If you like the propertyin Chathill but your dog is not allowed to move with you then you will be faced hard decision.