Can you vouch for a Birmingham Midshires allowed Chathill conveyancing firm that can complete within 28 days? Would it be better to use a local Chathill solicitor or a national firm?
We can recommend some very good Chathill conveyancing firms. You can also walk up the high street in Chathill. Go in to some well established firms and ask to speak with a conveyancing solicitor for a fee estimate. Discuss your requirements together with the reasons and get a commitment on your deadline. Choose the lawyer that appears most efficient.
We hope to to purchase with Melton Mowbray Building Society. We have called around locally yet am struggling to find a Chathill conveyancing firm on the Melton Mowbray Building Society approved list. Please you help?
Feel free to take advantage of the find a conveyancing panel solicitor tool on this site. Please choose the mortgage company and type Chathill or your preferred area and you will see a number of lawyer based in Chathill or by proximity to you.
If you had a top tip for selecting a conveyancing solicitor in Chathill what would it be?
We would encourage you not to base your choice on the lowest Chathill conveyancing costs illustration. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
I am currently in the process of buying my council flat in Chathill. I have a mortgage agreed with Co-operative. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Co-operative, you will need to appoint a solicitor on the Co-operative conveyancing panel.
It is not clear whether my mortgage offer requires a lease extension. I have called my Chathill building society branch on a couple of occasions and was reassured it wasn't a problem and they will lend. My Chathill conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they will not lend in accordance with their published requirements. I have no idea who is right.
Your property lawyer has to follow the CML Handbook section two requirements for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
Are there restrictive covenants that are commonly picked up during conveyancing in Chathill?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Chathill. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am purchasing my first flat in Chathill with a mortgage from Alliance & Leicester . The developers refused to budge the amount so I negotiated 6k of fixtures and fittings instead. The estate agent suggested that I not reveal to my conveyancer about the deal as it would jeopardize my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am purchasing a maisonette and cash is in place. My conveyancer has been supplied with with two separate forms of photographic ID, bank statement, multiple utility bills. Now he requires a copy from a probate lawyer stating that the funds are in order and that it has come from inheritance and not dealing E's in Ibiza.
In today’s world you will not be able to complete any Chathill conveyancing transaction without first providing evidence of your identity to your lawyers. This usually takes the form of a either your passport or driving licence and a utility bill. Remember if you are providing your driving licence as evidence of ID it must be both the paper part and photo card part, one is not acceptable without the other. Establishing of your source of funds is required under Money Laundering Regulations.