My wife and I are intending to acquire a 2 bedroom apartment in Chathill with a mortgage. We have a Chathill conveyancer, however the mortgage company advise he's not on their "panel". We have to appoint one of the bank panel firms or retain our Chathill lawyer and pay for one of their panel lawyers to act for them. This feels very unfair; can we not require that the mortgage company use our Chathill conveyancing practitioner ?
Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Chathill conveyancing solicitor to apply to be on the conveyancing panel.
My wife and I have recently appointed a conveyancing solicitor in Chathill. I I am struggling to find out if they are accepted on the Yorkshire Building Society conveyancing panel. Could you assist?
The first thing you should do is call your solicitor and enquire whether they are on the lender panel. Alternatively you should get in touch with Yorkshire Building Society who may be able to confirm.
I require quick conveyancing in Chathill as I am faced with pressure to exchange contracts within 2 weeks. Thankfully I do not need a mortgage. Can I avoid the conveyancing searches to save money and time?
As you are not obtaining a home loan you are at liberty not to do searches although no law firm would suggest that you don't. With plenty of history conveyancing in Chathill the following are instances of what can be revealed and adversely impact market value: Enforcement Actions, Outstanding Charges, Outstanding Grants, Railway Schemes,...
I used Wolstenholmes a few years ago for my conveyancing in Chathill. Now, I need my documents but cannot find the solicitor. What do I do?
Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chathill of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.
How do I use your search app to find a conveyancing practitioner in Chathill on the authorised to act for my mortgage?
First pick a lender such as National Westminster Bank, Skipton Building Society or Bank of Ireland then choose your location such as Chathill. Conveyancing organisations in Chathill and nationally should be shown.
My wife and I have recently had an offer accepted on a flat and had an appointment on Wednesday with the Post Office for the mortgage. They have informed us that when it comes to appointing a solicitor that if they are not on their approved list of conveyancers then we will be subject to an a further charge of £250+. This is because they will then have to instruct a conveyancer to act on their behalf in addition to the one we appoint on our behalf and we will be on the hook for their fees. I have requested the Post Office to furnish me with a list so I can obtain estimates only from their approved lawyers but was told that I need to check with each individual conveyancer to see if they are on the panel. Is there a simple way of finding out who is on a lender panel?
Ask the Post Office what their panel criteria is for a conveyancer.Then ask the conveyancing practitioner of your choice whether they fit that criteria and have they acted on loans for the Post Office previously. If the answer to those is yes, then just double check with the Post Office. Alternatively please utilise our search tool and we may be able to locate a property lawyer in Chathill on the panel for the Post Office.