Am I correct in assuming that the fact that my solicitor in Alnwick is not on my mortgage company's conveyancing panel that there is a problem with the quality of her conveyancing?
That would most likely be a wrong assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator revealed that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should simply call the Alnwick conveyancing practice and enquire why they are no longer on the approved list for your lender.
Do banks and building societies provide you with an approved list of Alnwick conveyancing solicitors? How do you know who is on the Virgin Money conveyancing panel?
Alnwick conveyancing firms themselves provide us confirmation that they are on the Virgin Money conveyancing panel as opposed to being supplied with a list from Virgin Money directly.
My property lawyer in Alnwick has never been on on the HSBC Bank Solicitor Panel. Is it possible for me to retain my prefered solicitor notwithstanding that they are not on the HSBC Bank panel?
The limited options open to you here include:
- Complete the purchase with your preferred Alnwick solicitors but HSBC Bank will need to instruct a lawyer on their list of acceptable firms. This will inevitably rack up the total conveyancing charges and cause delays.
- Find an alternative lawyer to to deal with the purchase, obviously checking they are Convince your solicitor to do everything within their powers to join the HSBC Bank conveyancing panel
I opted to have a survey done on a house in Alnwick before retaining conveyancers. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks may not give a loan on such a property.
It depends who your proposed lender is. Santander has different instructions from Halifax. If you contact us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Alnwick. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Alnwick to see if the conveyancing will be more expensive.
What makes your site different to alternative online quote calculators for conveyancing in Alnwick?
At this site obtain a conveyancing costs illustration via a Solicitor or Licensed Conveyancer that appreciates the issues of your conveyancing in Alnwick. Unlike many estate agents and many comparison sites we do not operate kick-back deals with solicitors. Some agents and online brokers 'recommend' the firm paying the most commission, not the best value conveyancing in Alnwick
In my capacity as executor for the will of my father I am selling a property in Monmouth but I am based in Alnwick. My lawyer (based 200 miles from meneeds me to execute a statutory declaration ahead of completion. Can you recommend a conveyancing practitioner in Alnwick who can attest this legal document for me?
strictly speaking you are not likely to need to have the documents attested by a conveyancing solicitor. Normally any notary public or solicitor will suffice regardless of whether they are Alnwick based