I instructed a Seahouses based solicitor for our conveyancing in Seahouses yesterday. Reviewing the Terms I seeI am responsible for charges even where the conveyance does not complete. Should I ditch them and use an internet solicitor practice advertising no-sale-no-fee conveyancing in Seahouses?
Generally there is a compromise along the lines that if "No Sale No Fee" is available then the fee levels will generally be uplifted to neutralise those transactions that do not go ahead. Do bear in mind that such arrangements generally do not cover disbursements such as Seahouses conveyancing search costs.
My partner and I are only a couple days away from an exchange on a house in Seahouses and my parents have sent the exchange deposit to my conveyancer. I am now informed that as the deposit has been sent from someone other than me my property lawyer needs to make a notification to my mortgage company. I am advised that, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I disclosed to the mortgage company regarding my parents' contribution when I applied for the home loan, so is it really necessary for him to raise this?
The lawyer is obliged to clarify with lender to make sure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only reveal this to your mortgage company if you agree, failing which, your lawyer must cease to continue acting.
We hope to to buy with Coventry BS. We have called around locally but am struggling to find a Seahouses conveyancing firm on the Coventry BS approved list. Please you help?
Feel free to take advantage of the find a lender approved solicitor tool on this web page. Pick the mortgage company and type Seahouses or your location and you will discover numerous conveyancers offices in Seahouses or nearest you.
My uncle advised me that in purchasing a property in Seahouses there may be various restrictions affecting the ability to carry out external changes to the property. Is this right?
We are aware of anumerous of properties in Seahouses which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Seahouses should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.
I am currently in the process of buying my council flat in Seahouses. I have a mortgage offer with Aldermore. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Aldermore, you will need to appoint a solicitor on the Aldermore conveyancing panel.
My offer was accepted on an apartment in Seahouses on 7/10/2025, valuation was booked 3 days after, received a clean bill of health. Conveyancer retained, so the only thing outstanding was my mortgage offer. Having made daily calls to Kent Reliance and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Kent Reliance conveyancing panel. Are Kent Reliance entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Kent Reliance to deal with your lawyer's application to be on the Kent Reliance conveyancing panel. There's no guarantee that your solicitor will be accepted.
I've recently found out that there is a flying freehold element on a property I have offered on a fortnight ago in what should have been a quick, chain free conveyancing. Seahouses is where the house is located. Is there any guidance you can give?
Flying freeholds in Seahouses are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Seahouses you must be sure that your lawyer goes through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seahouses may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
We're first time buyers - agreed a price, but the estate agent has warned us that the seller will only go ahead if we instruct their recommended solicitors as they need a ‘quick sale’. Our preferred option is to instruct a high street solicitor who is familiar with conveyancing in Seahouses
It is unlikely the vendors are behind this. Should the owner desire ‘a quick sale', alienating a motivated purchaser is not the way to achieve this. Bypass the agents and go straight to the owners and explain that (a)you are genuine purchasers (b)you are excited to move forward, with mortgage lined up © you are chain free (d) you wish to move quickly (e)however you are going to instruct your preferred Seahouses conveyancing lawyers - as opposed tothose that will give their estate agent a kickback or hit his conveyancing figures set by head office.