It has taken forever and a day but a mortgage agreement from HSBC for the remortgage of my 4 room garden flat is coming imminently. Can you put forward a low cost conveyancing practitioner in Seahouses?
You are on the wrong site if you are seeking cut-price fees for conveyancing in Seahouses. We can offer you value for money conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing companies enticing you with £100 conveyancing in Seahouses. At best, in being led by low cost conveyancing, you will get your money’s worth and at worst you will end up with a hefty uplift in additional fees and still not receive the service expected.
Please could you vouch for a Virgin Money approved Seahouses conveyancing practice who can have us moved in within two weeks? Would it be better to use a high street Seahouses solicitor or a web based conveyancer?
We would be happy to suggest some excellent Seahouses conveyancing firms. Another option is to visit the high street in Seahouses. Visit two or three law practices and ask to see a conveyancing solicitor for a quote. Mention your time frames together with the reasons and get a commitment on speed. Appoint the one that you are most comfortable with.
Can your site be used to find a Conveyancing solicitor in Seahouses even where I’m not purchasing or disposing of a house, for example if I want to buy a shop in Seahouses with a mortgage from Chelsea Building Society?
The service is predominantly used to locate residential conveyancing solicitors in Seahouses but we have listed towards the bottom of this page a selection of Seahouses commercial conveyancing firms. You will need to make contact with the company directly to establish if they are also authorised to represent Chelsea Building Society
My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Seahouses. The house had a relatively small loan left on it of around £5k. I want to have the title changed into my name whilst I re-mortgage to Clydesdale, pay off the mortgage. Is this possible?
If you plan to re-mortgage then Clydesdale will insist on your using a conveyancer on the Clydesdale conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Clydesdale conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Clydesdale mortgage is registered as a charge at the Land Registry.
I have justdiscovered that Wolstenholmes have been shut down. They carried out my conveyancing in Seahouses for a purchase of a freehold house 18 months ago. How can I check that my home is in my name in the name of the previous owner?
The quickest way to check if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Seahouses conveyancing specialists.
I am tempted by the attractive purchase price for a couple of flats in Seahouses which have in the region of 50 years left on the leases. Will this present a problem?
There are plenty of short leases in Seahouses. The lease is a legal document that entitles you to use the premises for a prescribed time frame. As a lease shortens the value of the lease decreases and it becomes more expensive to acquire a lease extension. For this reason it is often a good idea to extend the lease term. Sometimes it is difficult to sell a property with a short lease as mortgage companies less inclined to grant a loan on properties of this type. Lease enfranchisement can be a protracted process. We recommend you seek professional assistance from a conveyancer and surveyor with experience in this area.
I bought a 2 bed flat in Seahouses, conveyancing was carried out September 2006. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Seahouses with over 90 years remaining are worth £265,000. The ground rent is £50 yearly. The lease comes to an end on 21st October 2099
With just 76 years remaining on your lease we estimate the price of your lease extension to range between £8,600 and £9,800 as well as legals.
The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you move forward based on this information without first getting professional advice.