My husband and I are buying property in Seahouses. My lawyer is not on the mortgage company conveyancing list. Am I still permitted to appoint my Seahouses conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?
You have a couple of options open to you here
- Proceed with your existing Seahouses conveyancer but your lender will undoubtedly use a lawyer on their approved list. The net result is additional charges together with probable frustration.
- Appoint a fresh conveyancer to act in the purchase, obviously checking they are on the mortgage company conveyancing panel.
- Appeal to your solicitor to attempt to join the mortgage company panel
When can the exchange of contracts happen for residential conveyancing in Seahouses and do I need to be at the conveyancers branch?
If you are round the corner to one of the conveyancing solicitors in Seahouses you are welcome to attend to sign documents. That being said, the law practices we recommend offer a nationwide conveyancing service and give as equally detailed and professional a job for you when dealing with you digitally. The executing of the contract is not when everything is set in stone. A signed contract simply enables the solicitor to officially exchange at the suitable time, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Seahouses)to be in the office at the appropriate time.
How do I investigate if the solicitor handling my conveyancing in Seahouses is on the bank’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for Halifax thus paying £192.00 in supplemental legal invoice.
Feel free to take advantage of the find a conveyancing panel solicitor tool on this page. Pick the lender and type ‘Seahouses’ or your preferred area and you will see numerous conveyancers based in Seahouses or nearest you.
Due to the encouragement of my in-laws I had a survey completed on a house in Seahouses ahead of instructing solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some lenders will refuse to issue a mortgage on a flying freehold home.
It varies from the lender to lender. Santander has different requirements for example to Birmingham Midshires. If you e-mail us we can look into this further via the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Seahouses. Conveyancing will be smoother if you use a solicitor in Seahouses especially if they are accustomed to such properties in Seahouses.
I have been sourcing a conveyancing solicitor in Seahouses for my house move. Can I check a firm’s record with the legal regulator?
You can find published Solicitor Regulator Association (SRA) determinations resulting from investigations from 2008 onwards. Visit Check a solicitor's record. To find information Pre 2008, or to check a firm's record, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. International callers, dial +44 (0)121 329 6800. The regulator could recorded call for training requirements.
At what point do I incur the Stamp Duty Land Tax payable for my conveyancing in Seahouses?
Your conveyancer should complete a stamp duty return for you during your Seahouses conveyancing transaction for you to sign. On completion your conveyancer will submit your Land Transaction application to the Tax Authorities and - as long as they have the money - discharge any land tax liability on your behalf.