Do conveyancers ask for money up-front when it comes to conveyancing in Charlbury?
Where you are retaining lawyers for conveyancing in Charlbury your solicitor will ask you to provide them with funds to cover the search fees. This will be the total of the cost of the conveyancing searches. If any down payment is as part of the total price then this will be asked for shortly in advance of contracts are exchanged. The final balance that is needed should be transferred shortly before completion.
My aunt passed away six months ago and as sole heir and executor I was left the house in Charlbury. The house had a small mortgage remaining of approximately £8000. I want to transfer the title deeds into my name whilst I re-mortgage to Santander, pay off the mortgage. Is this possible?
Given you intend to refinance then Santander will insist on your using a conveyancer on the Santander conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Santander conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Santander mortgage is registered as a charge at the Land Registry.
How does conveyancing in Charlbury differ for new build properties?
Most buyers of new build or newly converted property in Charlbury come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the residence is built. This is because new home sellers in Charlbury tend to purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Charlbury or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £195,000 and identified one close by in Charlbury I like with a park and railway links nearby, the downside is that it's only got 61 years on the lease. I can't really find anything else in Charlbury suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
Should you require a mortgage that many years may be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor concerning this matter.
As co-executor for the estate of my aunt I am selling a residence in Monmouth but live in Charlbury. My lawyer (based 235 kilometers from mehas requested that I execute a statutory declaration before completion. Could you suggest a conveyancing solicitor in Charlbury to attest and place their company stamp on the document?
Technically speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or qualified solicitor will be fine regardless of whether they are Charlbury based
Is planning consent required to change a single dwelling into a couple of appartments in Charlbury? This has occurred to a house adjacent to my house in Charlbury and was not aware of the conversion until the works were done.
Planning permission is needed for splitting a single house in Charlbury into apartments but probably not for reverting once again to single dwelling-house so, in answer to your question, yes,a it is needed.