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Bideford Conveyancing Statistics*

  • 1 The most common indemnity insurance policies for Bideford conveyancing is Lack of Planning Permission
  • 2 Average time from start to moving day was 78 days for conveyancing in Bideford
  • 3 85% freehold and 15% leasehold conveyancing in Bideford for this year to date
  • 4 Percentage of leasehold conveyancing purchases in Bideford is 9% where there is a share in the management company or freehold company
  • 5 Average Land Registry Fee for this year to date was £270

Examples of recent conveyancing in Bideford since March 2024*

Recently asked questions about conveyancing in Bideford

The Bideford conveyancing firm handling our Bideford conveyancing has discovered an inconsistency between the surveyor’s assumptions in the home valuation survey and what is revealed within the title deeds. My lawyer informs me that he is obliged to ensure that the bank is happy with this discrepancy and is content to go ahead. Is my conveyancer’s stance legitimate?

Your lawyer must comply with the UK Finance Lenders’ Handbook specifications which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

We previously selected solicitors located in Bideford on the Lloyds solicitor approved list. They have just billed me a separate fee for handling the Lloyds mortgage. Is this an additional conveyancing fee specified by Lloyds?

As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your solicitor is entitled to levy a fee for this. The charge is not set by Lloyds but by your Bideford property lawyer. Plenty of firms on the Lloyds panel will levy ’dealing with mortgage’ fee and others do not.

Two weeks ago we had a mortgage agreed in principle with Santander. Bideford conveyancing practitioners are appointed. How long does it take for Santander to send the offer to the property lawyer?

Some lenders take longer than others. Have Santander conducted the valuation? Have you informed Santander as to your lawyers' details and checked that your lawyers are on the Santander conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

It is unclear whether my lender requires a lease extension. I have telephoned my Bideford building society branch on various occasions and was told it wasn't a problem and they will lend. My Bideford conveyancing solicitor - who is on the lender conveyancing panel- telephoned to say that they will not lend based on their published requirements. Who do I believe?

Your lawyer must follow the CML Handbook Part 2 specifications for your bank. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years remaining.

I completed on my apartment on 1 April and the transaction details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Bideford advises it should be concluded in a couple of weeks. Are titles in Bideford particularly slow to register?

There is nothing unique about conveyancing in Bideford registration formalities. Rather than based on location, timeframes can differ according to the party submitting the application, whether there are errors and whether the Land registry communicate with any interested parties. At present approximately 80% of submission are fully addressed in less than three weeks but occasionally there can be extensive delays. Historically registration occurs once the buyer has moved in to the property therefore an expedited registration is not always top priority yet if there is a degree of urgency associated with the registration then you or your solicitor should contact the land registry and explain the circumstances.

Yesterday I discovered that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a straight forward, no chain conveyancing. Bideford is the location of the property. What do you suggest?

Flying freeholds in Bideford are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Bideford you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bideford may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

In scouring the web for the phrase on line conveyancing in Bideford it reveals many property lawyersin the vicinity. How do I determine which is the suitable property lawyer for purchase transaction?

The best method of finding a suitable conveyancer is via personal recommendation, so enquire of colleagues and those you trust who have bought a property in Bideford or the local estate agent or financial adviser. Charges for conveyancing in Bideford differ, so it's advisable to request at least four fee calculations from different companies. Make sure that you clarify what costs in the quote includes.

I am looking at a two flats in Bideford which have about forty five years remaining on the lease term. Should I regard a short lease as a deal breaker?

A lease is a legal document that entitles you to use the premises for a period of time. As the lease gets shorter the saleability of the lease decreases and it becomes more costly to extend the lease. For this reason it is advisable to extend the lease term. Sometimes it is difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on properties of this type. Lease extension can be a protracted process. We recommend you get professional help from a solicitor and surveyor with experience in this area.

Bideford Leasehold Conveyancing - Examples of Questions you should consider before buying

    Be sure to find out if there are any onerous restrictions in the lease. By way of example it is fairly common in Bideford leases that pets are not allowed in certain buildings in Bideford. If you like the flatin Bideford but your cat is not allowed to move with you then you will be faced difficult decision. This question is helpful as a) areas may cause problems in the building as the common areas may start to deteriorate if repairs remain unpaid b) if the leaseholders have a dispute with the managing agents you will need to know about it Does this lease have more than 90 years left?

Last updated

Sample of conveyancing solicitors in Bideford regulated by the SRA

It is important to note that the listed firms do not limit their work for conveyancing in Bideford but also conveyancing throughout England and Wales.

  • Seldons Llp, 18 The Quay, Bideford, Devon, EX39 2HF

Residential Landlord and Tenant Conveyancing solicitors in Bideford

The list below is a small selection of solicitors in Bideford with expertise in landlord and tenant law and on the regulations governing different types of tenancies. This may include advice on Service charge disputes

  • Seldons Llp, 18 The Quay, Bideford, Devon, EX39 2HF

Commercial Conveyancing solicitors in Bideford regulated by the SRA

The list below is a non-comprehensive list of solicitors in Bideford with expertise in commercial conveyancing in Bideford. This may include advice on granting a lease to a commercial tenant
  • Seldons Llp, 18 The Quay, Bideford, Devon, EX39 2HF

Neighboring Locations

Woolacombe
Barnstaple
Braunton
Bideford
Torrington
Merton

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.