Find a Lender-Approved Local Conveyancer in Woolacombe

Ready to buy a new home? Find a law firm approved by your lender.

Cheap conveyancing in Woolacombe does not necessarily mean low quality - but the odds are stacked against you

Reasons to use our Woolacombe conveyancing solicitors

  • 1 Woolacombe solicitors have a crucial edge when it comes to Woolacombe conveyancing as they have important local knowledge of local authority requirements, planning policies and other matters that can affect your conveyancing
  • 2 This site is the first site offering you the ability to check that your property ownership legalities in Woolacombe will be carried out by a law firm on your bank approved panel.
  • 3 Low cost packages from online conveyancers might be tempting. However, these companies are often located many kilometers away with little appreciation of the factors that affect property transactions in Woolacombe
  • 4 Woolacombe lawyers work in conjunction with Woolacombe estate agents, house builders, surveyors, lenders and other professionals to ensure that a quality service is offered to clients every step of the way, offering all the legal expertise and help you require
  • 5 Woolacombe property lawyer are the linchpin to a successful Woolacombe home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move

Examples of recent conveyancing in Woolacombe since August 2020*

Recently asked questions about conveyancing in Woolacombe

Is the fact that my conveyancer in Woolacombe is not identified on my lender's solicitor panel that there is a problem with the standard of his conveyancing?

That is most likely an incorrect assumption to make. There are plenty of reasonable explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Woolacombe conveyancing practice and ask them why they are no longer on the approved list for your lender.

The Woolacombe conveyancing firm handling our Woolacombe conveyancing has spotted a discrepancy between the assumptions in the home valuation report and what is revealed within the conveyancing documents. My solicitor informs me that he must check that the lender is OK with this discrepancy and is still content to lend. Is my lawyer’s course or action right?

Your solicitor must comply with the UK Finance Lenders’ Handbook provisions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

My grandmother passed away 10 months ago and as sole heir and executor I was left the property in Woolacombe. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Kent Reliance, pay off the mortgage. Is this possible?

Where you intend to refinance then Kent Reliance will insist on your using a conveyancer on the Kent Reliance conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Kent Reliance conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Kent Reliance mortgage is registered as a charge at the Land Registry.

My colleague advised me that where I am buying in Woolacombe I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is usually included in the estimate for your Woolacombe conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Woolacombe around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Woolacombe Education with plans and statistics, Local Amenities and other useful information concerning Woolacombe.

I'm purchasing my first flat in Woolacombe with the aid of help to buy. The sellers would not budge the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The house builders rep suggested that I not inform my conveyancer about this side-deal as it may put at risk my mortgage with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My company is intending to take over a lease of a shop on the high street. Can you recommend lawyers offering no-move-no costs for non-domestic conveyancing in Woolacombe for under 1500k?

We can recommend firms who have an in-depth of experience of commercial conveyancing in Woolacombe, including the disposal and acquisition of businesses as well as simply premises. If you are hoping to purchase or sell a shop, pub, restaurant, office, retail unit or a whole business we will find you the right lawyer. Regarding the charges this will depend on the structure and heads of terms of the deal. Please provide us with your contact information or call so as to enable us to provide you with a detailed commercial conveyancing calculation.

Last updated

Commercial Conveyancing solicitors in Woolacombe regulated by the SRA

The firms listed below are a non-comprehensive list of solicitors in Woolacombe with expertise in commercial conveyancing in Woolacombe. This should include advice on buying or selling a shop, pub, restaurant, office, retail unit
  • Taylors Solicitors, 8 Church Street, Ilfracombe, Devon, EX34 8HA
  • Taylors Solicitors, 4 The Square, Braunton, Devon, EX33 2JD

Typically, Woolacombe conveyancing for a purchase has some of the following tasks

  • Obtaining instructions from parties involved
  • Examining the title to the premises
  • Undertaking Woolacombe searches with respect to the property
  • Reviewing draft contract pack and other documentation received from the owner’s solicitor
  • Submitting queries with the vendor’s solicitor
  • Negotiating the sale contract
  • Analysing replies given by the owner to pre-contract enquiries
  • Negotiating the Transfer Deed for completion
  • Guiding the purchasing in respect of the loan offer: (if relevant)
  • Drafting and sending the buyer a report on title (that is; a breakdown of all findings on the property)
  • Carrying out the key stage of exchanging contracts and then completion formalities
  • Preparing and submitting to HM Revenue and Customs the appropriate SDLT forms and payment
  • Registering the change in ownership and the mortgage (if relevant) at the Land Registry.

Woolacombe commercial property solicitors draw on a wide range of commercial expertise offering advice on a number of aspects of commercial property law

    Development, including options, overage agreements, JCT building contracts Property due diligence in connection with corporate acquisitions and disposals General advice on title or other property issues Telecommunications and broadcast mast sites Offices, shops, public houses, off licenses, factories, nursing homes and warehouses Property finance for investment and development loans for banks and borrowers

Neighboring Locations

Woolacombe
Ilfracombe
Bideford
Barnstaple
Braunton

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.