Find a Lender-Approved Local Conveyancer in Torrington

Ready to buy a new home? Find a law firm approved by your lender.

There is a good reason why you won’t find people saying “if only I would have chosen a cheap national firm”! Go local - instruct a conveyancing solicitor in Torrington

Reasons to use our Torrington conveyancing solicitors

  • 1 Firms that specialise in conveyancing in Torrington are familiar with the local issues specific to Torrington and therefore you may benefit from better guidance and expeditious conveyancing.
  • 2 The accumulation of transactions means that Torrington lawyer have developed valuable connections with Torrington local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all parties involved in the process of undertaking your house sale or purchase in Torrington.
  • 3 Regardless alternative companies inform you it could be important to pop into your lawyer to sign contracts. Too many 3rd parties are already with an interest in a homemove without having to include the postman into the equation.
  • 4 Torrington lawyers have a significant advantage when it comes to Torrington conveyancing as they have valuable local knowledge of local authority requirements, planning policies and other issues that can affect your sale or purchase
  • 5 Cut price packages from online conveyancers might be tempting. However, these organisations are often based many miles away with limited understanding of the factors that impact property transactions in Torrington

Examples of recent conveyancing in Torrington since May 2022*

Recently asked questions about conveyancing in Torrington

I'm in the process of changing my current residential loan to a BTL Norwich and Peterborough Building Society mortgage. The bank has said that I must appoint a conveyancer for this. I got in contact with my past Torrington conveyancing firm who dealt with the legals when I initially acquired the property. The fee calculation issued of £450 plus VAT is surprising as its a remortgage than a sale or purchase.

The estimate fees are a tad high. Where you are happy to invest time scrutinising charges you might shave off some of the cost by say £100 plus VAT. On the other hand, assuming were satisfied with the service the firm offered you mightcome to rue opting for an an unknown solicitor. If is important to enquire the conveyancer can also act for Norwich and Peterborough Building Society. Do employ our search tool to get a quote a Torrington conveyancing firm on the Norwich and Peterborough Building Society member panel, which can often include conveyancing solicitors in Torrington.

I am selling my flat in Torrington. Does the lawyer have to be on the Santander conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Santander conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

is it true that all Torrington solicitor practices on the HSBC conveyancing panel are overseen by the SRA?

As a firm of solicitors, in order to be on the HSBC conveyancing panel they would need to be overseen by the SRA. The majority of mortgage companies do allow licenced conveyancers on their panel in which case such firms would be overseen by the CLC.

I am purchasing a property in Torrington. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Bank of Ireland be concerned?

Given that you are obtaining a mortgage with Bank of Ireland your lawyer must comply with the formal instructions outlined in Section 2 of UK Finance Lenders’ Handbook for Bank of Ireland. The Council of Mortgage Lenders’ Handbook stipulates minimum conditions for solar panel roof-space leases, and property lawyers are required to report to Bank of Ireland where a lease does not meet these conditions. The specifications relate to the installation of panels on properties in England and Wales and is not limited to Torrington.

Planning on purchasing a flat in Torrington. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the HSBC conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Torrington property lawyer is on the HSBC conveyancing panel.

Just had an offer accepted on a new build apartment in Torrington. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below are examples of a selection of leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Torrington

    Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Is it simple use your search app to choose a conveyancing solicitor in Torrington on the panel for my bank?

Step one is to select a mortgage company such as Birmingham Midshires, The Royal Bank of Scotland or Barclays Direct then choose your preferred area for instance Torrington. Conveyancing firms in Torrington and further afield will then be listed.

I need to appoint a conveyancing solicitor for leasehold conveyancing in Torrington. I happened to stumble upon a site which seems to have the ideal offering If it is possible to get all this stuff completed via phone that would be ideal. Should I be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Last updated

Commercial Conveyancing solicitors in Torrington regulated by the SRA

The list below is a small selection of solicitors in Torrington specialising in commercial conveyancing in Torrington. This should include advice on buying and selling small and large scale commercial property and agricultural land
  • Seldons Llp, 18 The Quay, Bideford, Devon, EX39 2HF

Domestic in Torrington is a complex business, both legally and administratively. The exact order of events varies slightly, below are some of the tasks in the process.

  • Lawyer instructed by the purchaser on acceptance of the offer
  • Examining the title to the premises
  • Undertaking Torrington conveyancing searches for the property
  • Reviewing draft sale agreement and other documentation prepared the seller’s property lawyer
  • Raising enquiries with the vendor’s property lawyer
  • Negotiating the sale agreement
  • Analysing replies provided by the owner to pre-contract enquiries
  • Negotiating a Transfer Deed for completion
  • Guiding the buyer in respect of the loan offer: (where applicable)
  • Drawing up and sending the buyer a report on title (that is; summarising to the buyer on the contents of the contract pack, preliminary enquiries and the result of the searches)
  • Proceeding to exchange of contracts and then completion of the purchase
  • Preparing and submitting to HMRC the appropriate stamp duty forms and payment
  • Dealing with the registration formalities for the buyer and the mortgage (where relevant) at the HMLR.

Torrington commercial property solicitors draw on a full range of commercial expertise offering advice on numerous aspects of commercial property law

    Buying, selling and leasing land for registered charities Telecommunications and broadcast mast sites Sale or acquisition of commercial property investments, including at auction Land use planning and environmental issues Property finance transactions, including sale and leaseback Negotiating, completing and terminating commercial leases

Neighboring Locations

Bideford
Braunton
Barnstaple
Torrington
Umberleigh
Merton

*Source acknowledgement: House price data produced by Land Registry as well data supplied by Lexsure Ltd.

© Crown copyright material is reproduced with the permission of Land Registry under delegated authority from the Controller of HMSO.