Find a Lender-Approved Local Conveyancer in Merton
Ready to buy a new home? Find a law firm approved by your lender.
Why do I need a "lender approved" conveyancer?
Failing to check that a lawyer is on your lender’s list of approved solicitors can put your transaction at risk of delay or failure.
If you have reached us by Googling ‘Conveyancing in Merton’ follow your intuition — you will have a better house move where you instruct a conveyancing solicitor in Merton.
Main reasons to let us assist you find a local conveyancing solicitor in Merton
1 Firms accustomed to conveyancing in Merton are familiar with the local concerns specific to Merton and therefore you may benefit from better guidance and speedier conveyancing.
2 This site is the first site that enables you the ability to check that your conveyancing in Merton will be carried out by a law firm on your bank authorised panel.
Merton property lawyer are the linchpin to a successful Merton home move, keeping the process under control. They are on your side throughout, offering dedicated advice for the duration of your move
4 Personal touch together with pure property local knowledge are key benefits that you should seek when selecting conveyancing solicitors. Merton conveyancing can be made significantly more complicated due to poor communication between all the parties. The lawyers we work with strive to make sure that communication channels are open and act on arising issues and developments quickly.
5 The accumulation of transactions means that Merton lawyer have developed valuable links with Merton local estate agents, banks, building societies, landlords and house builders enabling them to liaise at speed with all concerned in the process of handling your house sale or purchase in Merton.
Examples of recent conveyancing in Merton since November 2023*
Recently asked questions about conveyancing in Merton
How up to date is your search tool for Merton conveyancing solicitors on the Skipton conveyancing panel? Do Skipton send you an updated list?
Merton conveyancing firms themselves provide us confirmation that they are on the Skipton conveyancing panel as opposed to being supplied with a list from Skipton directly.
Will my conveyancing lawyers need to check that the building insurance when buying a house in Merton. My lender is Nationwide Building Society
Nationwide Building Society have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 19/2/2024, the requirements read as follows :
How does conveyancing in Merton differ for newly converted properties?
Most buyers of new build property in Merton come to us having been asked by the housebuilder to exchange contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Merton typically purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Merton or who has acted in the same development.
I decided to have a survey done on a property in Merton prior to appointing lawyers. I have been advised that there is a flying freehold aspect to the house. The surveyor has said that some banks will not grant a loan on this type of house.
It depends who your proposed lender is. Santander has different instructions for example to Nationwide. Should you wish to telephone us we can look into this further via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Merton. Conveyancing may be slightly more expensive based on your lender's requirements.
Hoping to buy a property located in Merton and I am already nervous. I couldn't find anything specific about Merton. Conveyancing will be needed in due course but do you know about the Merton area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Merton. In the meantime here are some basic statistics that we found
I own a leasehold house in Merton. Conveyancing and Aldermore mortgage went though with no issue. A letter has just been received from someone saying they have taken over the freehold. It included a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Merton who acted for me is not around. Any advice?
The first thing you should do is contact HMLR to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to incur the fees of a Merton conveyancing practitioner to do this as it can be done on-line for a few pound. You should note that regardless, even if this is the legitimate landlord, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Leasehold Conveyancing in Merton - Sample of Questions you should ask before buying
Is the freehold owned jointly by the tenants?How many of the leaseholders are in arrears for their service charge payments?Plenty Merton leasehold apartments will incur a service charge for the upkeep of the building levied on behalf of the freeholder. If you purchase the property you will have to pay this charge, normally quarterly accross the year. This could differ from several hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a ground rent to be met annual, this is usually not a exorbitant sum, say about £25-£75 but you should to check it because on occasion it can be many hundreds of pounds.
What to expect from a Licensed Conveyancer for conveyancing in Merton?
Licensed Conveyancers specialise in the legalities surrounding purchasing and selling property and cover conveyancing throughout England and Wales not just Merton. When using a Licensed Conveyancer regulated by the CLC, you should:
Be supplied with an honest and lawful conveyancing.
Receive a high standard of legal services.
Receive your transaction dealt with using care, skill and legal know-how.
Be supplied with a high quality of service due to your conveyancer’s arrangements, resources, procedures, skills and commitment.
Be provided with a service which is accessible and responsive to your specific requirements.
You should not consider yourself discriminated against, victimised or harassed.
To receive the level you could expect, however, if you do your lawyer accepts responsibility for this and provides you with any appropriate redress.
Ensure your individual needs taken into account should you make a complaint.
Be provided with a timeous, objective and comprehensive service when if a complaint is made about your conveyancing in Merton.
Typically, Merton conveyancing for a sale has some of the following tasks
Taking instructions from the appropriate parties
Investigating the title to the property
Drafting contract and associated papers
Forwarding draft papers to the property lawyer representing the buyer
Negotiating contracts and answering supplemental questions from the purchaser’s property lawyer
Finalising the transfer document
Answering requisitions prepared by the buyer’s property lawyer
Carrying out the key stage of exchanging contracts and then completion of the sale
Accepting the sale proceeds and sending funds to the vendor, the estate agent and repaying the mortgage (where relevant)
Transfer of Equity conveyancing in Merton almost always consists of the following:
Obtaining instructions from the appropriate parties
Investigating the title to the property
Following instructions from the bank (where relevant)
Negotiating the terms of the transaction
Preparing the Transfer or approving draft Transfer
Negotiating adjustments to the the Transfer deed
Corresponding with parties concerning the Transfer
Agreeing and preparing for completion
Receiving and transferring monies to the appropriate parties
Preparing and submitting to HMRC the appropriate SDLT forms and payment
Dealing with the registration formalities for the change in proprietorship and the mortgage (if applicable) at the Land Registry.