We were just about to sign contracts for a property in Merton. We encountered a stumbling block. The loan offer with TSB expires on 22/12/2020 but the sellers are insisting on a completion date of 24/12/2020. Can one prolong the mortgage offer?
The best person to deal with your issue is your conveyancer who should assess if they should be discussing with the bank, seller’s conveyancers, estate agents or indeed all parties based on what has happend in your conveyancing as of today.
We are getting the release of further funds on our home loan from RBS as we want to conduct improvements to our house in Merton. Are we obliged to select a nearby Merton solicitor on the RBS conveyancing panel to deal with the paperwork?
RBS do not ordinarily appoint a member of their conveyancing panel to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS panel.
I recently had an offer accepted on a house in Merton. My financial adviser suggested a lawyer. I paid an on account payment of £200. A couple of days later, the conveyancing practitioner called me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Santander have agreed my mortgage in principle, my bid on a property in Merton has been agreed to, what happens next?
The estate agent will need to be informed of your property lawyer's details (ensure that the solicitors are on the lender’s panel). Contact Santander or the broker and finish off any relevant forms. Santander will instruct a valuer who will get in contact with the estate agent or seller to book a slot for the valuation to take place. Once conducted (assuming no problems) it takes approximately a week to get a mortgage offer. Santander will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Merton.
We are intent on selling our property in Merton and the buyers lawyers are claiming that there is a risk of it being constructed land that was not decontaminated. A high street Merton conveyancer would know this is not the case. It does beg the question why the buyers used a factory type conveyancing firm as opposed to a conveyancing solicitor in Merton. We have lived in Merton for 5 years we know that this is a non issue. Should we contact our local Authority to get confirmation that the buyers are looking for.
It would appear that you have a conveyancing firm already. What do they say? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same ailment)
Are there restrictive covenants that are commonly picked up as part of conveyancing in Merton?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Merton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking to sell my house. My past solicitors has retired. I am in need of a recommendation of a conveyancing firm. I happen to live in Merton if that affects matters.
Do use our search tool to help you choose a solicitor for your conveyancing in Merton. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.
In scouring the internet for the words on line conveyancing in Merton it brings up numerous conveyancersin the vicinity. With so much choice what is the best way to find the suitable property lawyer for purchase transaction?
The best way of choosing the right conveyancer is through a trusted testimonial, so ask friends and family who have purchased a property in Merton or a reputable estate agent or mortgage broker. Costs for conveyancing in Merton differ, so it's sensible to secure a minimum of three fee estimates from varying types of property lawyers. Dont forget to clarify that the costs are guaranteed not to rise.